7Button Financial Calculator vs Simple Envelope Budgeting

This business calculator was written by a veteran finance professor (Ph.D. finance), - and former exclusive finance trainer, worldwide, to Apple - to extend the performance of traditional time value of money (TVM) calculators, so that they are applicable to real-world situations. Beyond the five TVM buttons typically included on traditional handheld financial calculators (PV, FV, PMT, N and R), this calculator also includes a sixth button: a G-Button (patent pending), for analyzing the growth rate of an annuity stream, and a seventh button: an infinity-button (patent pending) for analyzing perpetuities (with N = infinity). Collectively, the five TVM buttons are extended to seven TVM buttons, providing the name: "7Button business calculator". Additional information is available at 7Button.com. By including a G-Button, the calculator can analyze real-world scenarios in the face of price inflation. Unlike all other calculators, it can analyze any annuity stream in real and/or nominal terms. Toggling the calculator between an annuity-due and a regular annuity requires only ONE keystroke (not six - as is common). Unlike other calculators which only show one of the five (5) variables at any time, this calculator shows all 6 of 6 - at all times - building intuition, because the entire problem is always displayed. The layout is simple. No "2nd" button is needed. Ten storage/memory registers (STO-0 to STO-9) are provided to assist in multi-step computations. An EEX button makes entering large values simple (1.2 EEX 6 gives 1,200,000). The calculator is also utilized in the textbook, Mastering the Fundamentals of Finance. Building Skills and Intuition, - first published in 2021 by Cognella, and initially adopted for use by Penn State, Northwestern, and Cal Poly.

All The Features You Want: - Syncs Via iCloud to All of Your Devices - Goals for Savings - Color-Coded Envelopes - Supports iPhone and iPad - Search Function to Quickly Find Envelopes - Filters for Viewing Specific Transactions and Expenses - Indicates When You Are Over Budget None of the Features You Don't: - No Ads - No In-App Purchases to Unlock Full Functionality - No Syncing with Your Bank Account (I've never found an app that does this in a useful manner anyways) Creating a budget is a crucial element of financial success. Without tracking your spending, even the fanciest of excel sheets are deemed useless. Simple Envelope is the easiest, quickest, and most efficient way to monitor and execute your budgets. Based on the physical envelope method, Simple Envelope is here to help you digitize your financial efforts so you can easily track your spending habits. Tracking family allowances? Instead of making trips to the bank, leave everyone's allowance in the bank and keep it all in digital envelopes instead! Simple envelope strives to make tracking your budgets as easy as 1,2,3! Simply create new “envelopes” with your budget's desired name and monetary amount. As you spend, add in your expenditures to see where and how you spend your money - Simple in and Simple out.