Algbra vs Moneybase
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Algbra
Manage your money ethically with a platform that prioritizes people and the planet. Open an account, save with competitive returns, and support causes you care about, all while tracking your environmental impact.
- Ethical savings with competitive returns
- Multi-currency accounts and transfers
- Borderless UK accounts
- Donate to charities directly
- Track and offset carbon footprint
- Contactless and virtual debit cards
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Algbra is the ethical finance platform designed to help you spend, save, and manage money in a way that puts people and the planet first. Open an account with ease, manage multiple currencies, grow your savings, and support causes that matter, all from within one app. Finance, made for humans. Your money should work for you without compromising your values. When we hold your money, we ensure that it’s protected from harmful industries such as arms, tobacco, fossil fuels, and gambling, helping to create a more responsible financial system. Ethical Saver Cubes Grow your savings while helping to support sustainable development globally. Create dedicated saving goals and earn competitive fixed returns in just a few taps. • Competitive returns • Choose fixed terms that suit you • Create multiple saving goals • FSCS protection up to £120,000 (T&Cs apply) • Sharia-compliant and Ethical One app. Multiple currencies Hold, send, receive, and convert money across currencies without juggling multiple apps. • Hold multiple currencies in one place • Send money to 20+ countries • Convert currencies with clear, competitive exchange rates Borderless accounts Open a UK account from wherever you call home. • Get an Algbra account with IBANs for GBP, USD, EUR and other supported currencies • Make international transfers • Enhanced fee-free allowances • Spend abroad with ease Algbra’s Borderless Account allows eligible customers to access UK financial services globally, making it easier to manage money internationally. T&Cs apply. Donate with a tap Support the causes that matter to you directly from the app. With Algbra Donations, you can make a difference in seconds. • Donate to trusted charities • Set up recurring or one-off donations 100% of your donation goes directly to the charity. Planet impact tracking Discover how your spending impacts the planet. Track your estimated carbon footprint and offset your impact to take meaningful steps towards a more sustainable world. Everything else you'd expect • Fast signup, no credit score impact • Contactless & virtual debit cards • Add to Apple Wallet • Instant top-ups via Open Banking • Spending analytics • Secure Biometric login (Face ID & fingerprint) Algbra FS UK Limited is authorised as an Electronic Money Institution by the UK Financial Conduct Authority (FCA) (FRN: 952360). Algbra FS UK Limited is registered in England and Wales (Company No. 12629086). Funds held in your Ethical Saver Cubes are protected by the FSCS up to £120,000. T&Cs apply. The Algbra card is issued pursuant to licence by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. IMPORTANT: This content is provided for informational purposes only and is not intended as marketing or solicitation in jurisdictions where we are not licensed or authorised to operate.
Moneybase
Manage your finances with a comprehensive platform offering banking, investments, and card controls. Send and receive money instantly, control physical and virtual cards, and access competitive exchange rates for international spending. Get real-time financial updates and support 7 days a week.
- Transactional banking with IBAN
- Physical and virtual card management
- Instant SEPA and bank transfers
- Access to 20,000+ investments
- Competitive foreign exchange rates
- Real-time transaction notifications
- 7-day customer support
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Welcome to Moneybase, we’re focused on making finance easier and we are on a mission to redefine the way you grow and manage your money. Moneybase is a powerful platform for all things finance, offering transactional banking, physical and virtual cards, instant payments as well as access to over 20,000 investments all under the same ecosystem. Bank Payments in the blink of an eye - Send or receive money easily with SEPA Bank transfers and Instant payments. Get your own IBAN today. Full in-app control of your physical or virtual cards - Thanks to our safety features and controls, you can freeze, unfreeze or cancel your card whenever you wish. You can even set up customized permissions and restrictions such as ATM withdrawals, Online Payments or Swipe payments or view your PIN directly from the Moneybase app! Generate your virtual card instantly or order a physical contactless card. Save when travelling or spending abroad - We offer competitive exchange rates that allow you to save money when spending abroad, so that you can spend at will and make the most of your trip. We’re there for you 7 days a week, call us anytime - Our customer service team are ISO Certified, the Gold standard for customer care. Our team is ready to assist you right away via phone or live chat. Your money at your fingertips - Get real-time notifications when you make a card transaction, when you receive money and much more. With Moneybase you can instantly keep updated on your finances, with full view of past transactions, you can take control of your spending. Create your account in minutes - With fast signup right from your phone you can get started in just a few minutes. High value service with Ultra Low fees - Life is full of unexpected surprises, but fees shouldn’t be one of them. With Moneybase what you see is what you get – no hidden fees, our ultra-competitive pricing is easy to understand. Community-driven - With an exciting pipeline ahead, we invite you to join us in shaping the next-generation financial platform. Our public roadmap, community and Facebook group all allow you to log in and have your say about what we develop next. Together lets make money simple!
Screenshots
Verdict
The clearest difference is rating: Algbra at 5.0 against Moneybase's 3.0. Algbra also leads on iOS requirement (15.0 vs 17.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Algbra holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 19 and 8 respectively. Written reviews point the same way: 55% of Algbra's written reviews are positive against 50% of Moneybase's.
Algbra ships an update fortnightly, Moneybase every 3 weeks. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.
| Parameter | Algbra | Moneybase |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (19 ratings) — better | 3.0 (8 ratings) |
| Positive reviews | 55.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 19 — better | 8 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 134 MB | 177 MB |
| Age rating | 4+ | 4+ |
| Developer | Algbra FS UK Limited | Moneybase Ltd |
Customer experience
Algbra
Moneybase
Bugs and requests
Algbra
Reported bugs
34 issues- App keeps telling to update even after update
- Account frozen and restricted
- Account blocked randomly
- App crashing non-stop
- Balance not showing
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- Cube not showing
- No transactions showing
- Account closed on Christmas Eve
- Account closed randomly
- Account closed with money in it
- Account closed without reason
- Account closed while abroad
- Money not returned within 28 days
- Passport picture flare causing rejection
- Card blocked randomly
- Account on hold
- Account blocked after wages paid in
- Account blocked after receiving payment
- Account blocked before Christmas
- Account blocked after sending payslip and bank statement
- Account closed without explanation
- Account on hold with no explanation
- Card declining
- Account closed without reason given
- Account closed with rent money in it
- Account closed without valid reason
- Account blocked each time making a transfer
- Account blocked after receiving wages
- Account blocked after sending documents
- Account blocked after sending proof
- Account blocked after sending ID/selfie
- Account blocked after sending nominated account
- Account blocked after sending bank transfers
- Account blocked after receiving a payment over £50
Requested features
10 requests- Ability to delete bank contacts
- Apple Pay
- Debit card top ups
- Subscription plan for cashback/credit score
- Interest on balances
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- Disposable cards
- Savings Pots
- Dark mode
- Apply Pay
- Option to update personal details
Moneybase
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Algbra
No in-app purchases
Moneybase
No in-app purchases







