Comparison

Algbra vs Cur8 by IFG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Algbra

Manage your money ethically with a platform that prioritizes people and the planet. Open an account, save with competitive returns, and support causes you care about, all while tracking your environmental impact.

Highlights
  • Ethical savings with competitive returns
  • Multi-currency accounts and transfers
  • Borderless UK accounts
  • Donate to charities directly
  • Track and offset carbon footprint
  • Contactless and virtual debit cards
Features
Read full description

Algbra is the ethical finance platform designed to help you spend, save, and manage money in a way that puts people and the planet first. Open an account with ease, manage multiple currencies, grow your savings, and support causes that matter, all from within one app. Finance, made for humans. Your money should work for you without compromising your values. When we hold your money, we ensure that it’s protected from harmful industries such as arms, tobacco, fossil fuels, and gambling, helping to create a more responsible financial system. Ethical Saver Cubes Grow your savings while helping to support sustainable development globally. Create dedicated saving goals and earn competitive fixed returns in just a few taps. • Competitive returns • Choose fixed terms that suit you • Create multiple saving goals • FSCS protection up to £120,000 (T&Cs apply) • Sharia-compliant and Ethical One app. Multiple currencies Hold, send, receive, and convert money across currencies without juggling multiple apps. • Hold multiple currencies in one place • Send money to 20+ countries • Convert currencies with clear, competitive exchange rates Borderless accounts Open a UK account from wherever you call home. • Get an Algbra account with IBANs for GBP, USD, EUR and other supported currencies • Make international transfers • Enhanced fee-free allowances • Spend abroad with ease Algbra’s Borderless Account allows eligible customers to access UK financial services globally, making it easier to manage money internationally. T&Cs apply. Donate with a tap Support the causes that matter to you directly from the app. With Algbra Donations, you can make a difference in seconds. • Donate to trusted charities • Set up recurring or one-off donations 100% of your donation goes directly to the charity. Planet impact tracking Discover how your spending impacts the planet. Track your estimated carbon footprint and offset your impact to take meaningful steps towards a more sustainable world. Everything else you'd expect • Fast signup, no credit score impact • Contactless & virtual debit cards • Add to Apple Wallet • Instant top-ups via Open Banking • Spending analytics • Secure Biometric login (Face ID & fingerprint) Algbra FS UK Limited is authorised as an Electronic Money Institution by the UK Financial Conduct Authority (FCA) (FRN: 952360). Algbra FS UK Limited is registered in England and Wales (Company No. 12629086). Funds held in your Ethical Saver Cubes are protected by the FSCS up to £120,000. T&Cs apply. The Algbra card is issued pursuant to licence by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. IMPORTANT: This content is provided for informational purposes only and is not intended as marketing or solicitation in jurisdictions where we are not licensed or authorised to operate.

About

Cur8 by IFG

Discover and access exclusive investment opportunities in areas like fixed income, real estate, and venture capital. This platform provides a gateway to diverse financial assets for informed decision-making.

Highlights
  • Exclusive investment access
  • Fixed income investments
  • Real estate opportunities
  • Venture capital investments
  • Diverse financial assets
Features
Read full description

Access exclusive investments across fixed income, real estate, venture capital and more

Screenshots

Algbra4 screens
Cur8 by IFG4 screens

Verdict

The call

The clearest difference is rating: Algbra at 5.0 against Cur8 by IFG's 3.5. Algbra also leads on monetization model (free vs ad-supported). Cur8 by IFG's advantage is review sentiment (77% vs 51%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Algbra holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 19 and 11 respectively. Written reviews complicate that: 51% of Algbra's written reviews are positive against 77% of Cur8 by IFG's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Algbra ships an update every 2 weeks, Cur8 by IFG weekly. The most recent releases landed on September 5, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
Algbra versus Cur8 by IFG: the parameters behind the verdict, then further details
ParameterAlgbraCur8 by IFG
PriceFreeFree
Rating5.0 (19 ratings) — better3.5 (11 ratings)
Positive reviews50.7% of reviews76.9% of reviews — better
Number of ratings19 — better11
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size122 MB112 MB
Age rating4+17+
DeveloperAlgbra FS UK LimitedIslamic Finance Guru

Customer experience

Algbra

All ratings19 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews73 reviews
Positive50.7%
Neutral5.5%
Negative43.8%

Cur8 by IFG

All ratings11 ratings
Positive63.6%
Neutral0.0%
Negative36.4%
Written reviews13 reviews
Positive76.9%
Neutral0.0%
Negative23.1%

Bugs and requests

Algbra

Reported bugs

34 issues
  • App keeps telling to update even after update
  • Account frozen and restricted
  • Account blocked randomly
  • App crashing non-stop
  • Balance not showing
Show 29 more
  • Cube not showing
  • No transactions showing
  • Account closed on Christmas Eve
  • Account closed randomly
  • Account closed with money in it
  • Account closed without reason
  • Account closed while abroad
  • Money not returned within 28 days
  • Passport picture flare causing rejection
  • Card blocked randomly
  • Account on hold
  • Account blocked after wages paid in
  • Account blocked after receiving payment
  • Account blocked before Christmas
  • Account blocked after sending payslip and bank statement
  • Account closed without explanation
  • Account on hold with no explanation
  • Card declining
  • Account closed without reason given
  • Account closed with rent money in it
  • Account closed without valid reason
  • Account blocked each time making a transfer
  • Account blocked after receiving wages
  • Account blocked after sending documents
  • Account blocked after sending proof
  • Account blocked after sending ID/selfie
  • Account blocked after sending nominated account
  • Account blocked after sending bank transfers
  • Account blocked after receiving a payment over £50

Requested features

10 requests
  • Ability to delete bank contacts
  • Apple Pay
  • Debit card top ups
  • Subscription plan for cashback/credit score
  • Interest on balances
Show 5 more
  • Disposable cards
  • Savings Pots
  • Dark mode
  • Apply Pay
  • Option to update personal details

Cur8 by IFG

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Algbra

No in-app purchases

None

Cur8 by IFG

No in-app purchases

Questions

Is Algbra free?
Algbra is free to download, with no in-app purchases.
Is Cur8 by IFG free?
Cur8 by IFG is free to download, with no in-app purchases.
Which has better reviews, Algbra or Cur8 by IFG?
Algbra is rated higher. Algbra averages 5.0 out of 5 from 19 ratings, while Cur8 by IFG averages 3.5 from 11 ratings.
Do Algbra or Cur8 by IFG have ads?
Neither Algbra nor Cur8 by IFG shows ads.
Which is updated more often, Algbra or Cur8 by IFG?
Algbra ships an update every 2 weeks, and Cur8 by IFG weekly. Most recently, Algbra was updated on September 5, 2026 and Cur8 by IFG on September 10, 2026.

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