Algbra vs LHV Bank

Algbra is the ethical finance platform designed to help you spend, save, and manage money in a way that puts people and the planet first. Open an account with ease, manage multiple currencies, grow your savings, and support causes that matter, all from within one app. Finance, made for humans. Your money should work for you without compromising your values. When we hold your money, we ensure that it’s protected from harmful industries such as arms, tobacco, fossil fuels, and gambling, helping to create a more responsible financial system. Ethical Saver Cubes Grow your savings while helping to support sustainable development globally. Create dedicated saving goals and earn competitive fixed returns in just a few taps. • Competitive returns • Choose fixed terms that suit you • Create multiple saving goals • FSCS protection up to £120,000 (T&Cs apply) • Sharia-compliant and Ethical One app. Multiple currencies Hold, send, receive, and convert money across currencies without juggling multiple apps. • Hold multiple currencies in one place • Send money to 20+ countries • Convert currencies with clear, competitive exchange rates Borderless accounts Open a UK account from wherever you call home. • Get an Algbra account with IBANs for GBP, USD, EUR and other supported currencies • Make international transfers • Enhanced fee-free allowances • Spend abroad with ease Algbra’s Borderless Account allows eligible customers to access UK financial services globally, making it easier to manage money internationally. T&Cs apply. Donate with a tap Support the causes that matter to you directly from the app. With Algbra Donations, you can make a difference in seconds. • Donate to trusted charities • Set up recurring or one-off donations 100% of your donation goes directly to the charity. Planet impact tracking Discover how your spending impacts the planet. Track your estimated carbon footprint and offset your impact to take meaningful steps towards a more sustainable world. Everything else you'd expect • Fast signup, no credit score impact • Contactless & virtual debit cards • Add to Apple Wallet • Instant top-ups via Open Banking • Spending analytics • Secure Biometric login (Face ID & fingerprint) Algbra FS UK Limited is authorised as an Electronic Money Institution by the UK Financial Conduct Authority (FCA) (FRN: 952360). Algbra FS UK Limited is registered in England and Wales (Company No. 12629086). Funds held in your Ethical Saver Cubes are protected by the FSCS up to £120,000. T&Cs apply. The Algbra card is issued pursuant to licence by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. IMPORTANT: This content is provided for informational purposes only and is not intended as marketing or solicitation in jurisdictions where we are not licensed or authorised to operate.

Discover a smarter way to bank – secure, seamless, and built to put you in control. At LHV Bank, we believe your money should work as hard as you do. That’s why we’ve created an app that helps you move faster, save smarter, and bank with confidence. Whether you’re building wealth or just want your money to work for you, it’s time to take your finances into your own hands. Here’s what’s waiting for you: • The LHV Bank Current Account – Enjoy full flexibility while earning interest on balances up to £1,000,000. • The LHV Bank Debit Card – Simple, stylish, and ready when you are, wherever you are. • Savings – Planning something big? Or just stacking for the future? With Fixed Rate Bonds and Easy Access Savings available, our savings accounts are simple, clear, and reward ambition. • Faster Payments – Send money swiftly and securely, because your time is worth more. • Direct Debits - Simple, stress-free payments for regular bills and subscriptions. We’re not here to overwhelm you with hidden fees or complicated features. We’re here to cut through the noise and offer banking that just works. Your deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS), so while you’re boldly building your future, you can rest easy knowing your money is secure. Why LHV? We’re the bank that believes in saving. We reward savers, back entrepreneurs, and build tools for people who want more than the basics. No fluff. No nonsense. Just purposeful banking, designed around you. LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767.