PalawanPay vs HSBC Philippines
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PalawanPay
This digital e-wallet allows users to conveniently send money, pay bills, and purchase load. It also offers features for buying gold and jewelry, and renewing pawned items. Experience a more affordable and accessible way to manage your finances.
- Send money
- Pay bills
- Buy load
- Buy gold and jewelry
- Renew pawns
- Digital e-wallet
Read full descriptionHide full description
PalawanPay PalawanPay is the digital e-wallet from the most trusted pawnshop, Palawan Pawnshop, and the leading over-the-counter remittance brand, Palawan Express Pera Padala. Now, it’s more convenient and affordable to send money, pay bills, buy load, buy gold and jewelry, and even renew your pawns! Download your second wallet now — PalawanPay!
HSBC Philippines
This mobile banking application offers a secure and convenient way for existing HSBC Philippines customers to manage their finances on the go. It allows for easy account viewing, money transfers, and personalized security settings, all optimized for accessibility.
- Secure biometric login
- View accounts at a glance
- Send money transfers
- Manage devices and security
- Optimized for accessibility
- Push notifications for alerts
Read full descriptionHide full description
The HSBC Philippines app is built with reliability and security at its core—so you can bank with confidence wherever you are. Built for customers in the Philippines, it makes it easy to manage everyday banking, keep track of your accounts, and transfer money securely while you’re on the move. Key features: • Fast, secure log on with biometrics (Face ID/Touch ID/fingerprint) or 6-digit PIN • View accounts and transactions at a glance • Make local and international transfers in PHP or foreign currency • Global View & Transfer to HSBC accounts in other countries • Pay bills conveniently in-app • FX on mobile: buy or exchange foreign currencies • Place time deposits with a tenure that suits you • Download statements (up to 12 months) • Push notifications to stay on top of important activity • Manage devices and security settings • Accessibility-optimised experience Download the HSBC Philippines app today and enjoy secure digital banking on the go. Learn more at hsbc.com.ph/register. Important information: This app is provided by The Hongkong and Shanghai Banking Corporation Limited - Philippine Branch (HSBC Philippines) for the use of existing customers of HSBC Philippines. Please do not download this app if you are not an existing customer of HSBC Philippines. HSBC Philippines is authorised and regulated in the Philippines by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph. If you are outside of the Philippines, we may not be authorised to offer or provide you with the products and services available through this app in the country or region you are located or residing in. This app is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.
Screenshots
Verdict
The clearest difference is rating: PalawanPay at 4.0 against HSBC Philippines's 2.3. PalawanPay also leads on update cadence (fortnightly vs every 6 weeks) and ratings volume (55 vs 9). HSBC Philippines's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PalawanPay holds the better App Store score, 4.0 against 2.3. That said, the two scores are not equally well evidenced: PalawanPay has 55 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 50% of PalawanPay's written reviews are positive against 41% of HSBC Philippines's.
PalawanPay ships an update fortnightly, HSBC Philippines every 6 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.
| Parameter | PalawanPay | HSBC Philippines |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (55 ratings) — better | 2.3 (9 ratings) |
| Positive reviews | 50.0% of reviews — better | 40.7% of reviews |
| Number of ratings | 55 — better | 9 |
| Update frequency | Fortnightly — better | Every 6 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 169 MB | 416 MB |
| Age rating | 4+ | 4+ |
| Developer | Palawan Pawnshop | THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (PH) |
Customer experience
PalawanPay
HSBC Philippines
In-app purchases
PalawanPay
No in-app purchases
HSBC Philippines
No in-app purchases
Questions
Is PalawanPay free?
Is HSBC Philippines free?
Which has better reviews, PalawanPay or HSBC Philippines?
Do PalawanPay or HSBC Philippines have ads?
Which is updated more often, PalawanPay or HSBC Philippines?
Other comparisons
