Comparison

MCTPay vs IVPAY

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

MCTPay

Features
Read full description

Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.

About

IVPAY

Features
Read full description

Accept payments anywhere! Fast crypto payments in your store, no hidden fees, high autonomy, multi-layered security. Download a simple and user-friendly app to accept payments in more than 40 cryptocurrencies. As long as you’re connected to the internet, you can have a portable crypto PoS machine in your pocket! How it works: 1. Enter the purchase amount in local currency 2. Customer selects their preferred cryptocurrency 3. Scan the QR code from any crypto wallet 4. After a successful transaction, the client receives a receipt and his goods

Screenshots

IVPAY4 screens

Verdict

The call

The clearest difference is update cadence: MCTPay at every 10 days against IVPAY's every 5 weeks. IVPAY's advantage is iOS requirement (12.0 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MCTPay ships an update every 10 days, IVPAY every 5 weeks. The most recent releases landed on October 3, 2026 and October 2, 2026 respectively.

Scorecard2 real differences Β· 4 level
MCTPay versus IVPAY: the parameters behind the verdict, then further details
ParameterMCTPayIVPAY
PriceFreeFree
Update frequencyEvery 10 days β€” betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS17.412.0 β€” better
Further details β€” not scored
Size9 MB36 MB
Age rating4+4+
DeveloperMOBILE COMMUNITY TECH PTE LTDIVENDPAY PORTAL

In-app purchases

None

MCTPay

No in-app purchases

None

IVPAY

No in-app purchases

Questions

Is MCTPay free?
MCTPay is free to download, with no in-app purchases.
Is IVPAY free?
IVPAY is free to download, with no in-app purchases.
Do MCTPay or IVPAY have ads?
Neither MCTPay nor IVPAY shows ads.
Which is updated more often, MCTPay or IVPAY?
MCTPay ships an update every 10 days, and IVPAY every 5 weeks. Most recently, MCTPay was updated on October 3, 2026 and IVPAY on October 2, 2026.

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