Expand vs MyCard AU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expand
Manage your Expand Essential or Extra accounts securely 24/7. View transactions, investment performance, and visualize your balance over time. Update personal details, beneficiaries, and access important reports and statements.
- Access Expand Essential/Extra accounts
- Secure 24/7 access
- Check transactions and performance
- Visualize balance with interactive graph
- Update personal details and beneficiaries
- Download statements and generate reports
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With the Expand app you can: • Access your Expand Essential or Expand Extra accounts in one place. • Enjoy secure access 24/7, using a passcode, fingerprint or facial recognition (available on compatible devices). • Check your transactions, performance, and current investment options. • Visualise your balance over time with an interactive graph, or access reports for your individual investments. • Review and make changes to your beneficiaries, personal details, communications preferences, and more. • Download statements and generate various reports. • Time for a review? Access your adviser’s contact details within the app. • Have a question? Contact our ClientFirst team on 1800 517 124, or clientfirst@myexpand.com.au Please note, an active Expand account is required to access the Expand app.
MyCard AU
Manage your credit card account securely on your mobile device. Access balances, transaction history, reward points, and digital card details. Make payments, activate cards, and chat with support.
- Biometric login (Touch ID/Face ID)
- Account balance and transaction history
- View reward points
- Digital card access
- Add card to Apple Pay
- Activate card and reset PIN
- Temporarily lock/unlock card
- Download account statements
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Manage your card and account on the go with the MyCard App. Secure login • Access your account using biometric login (Touch ID or Face ID) Easy access to the important stuff • Our home screen puts everything you need at your fingertips. Check your account balance, track your transaction history, and view your reward points – without navigating through multiple screens. • Once you’re logged in, your card details can be viewed directly from the home screen for when you need them in a hurry. • Chat with our team of agents via our Mobile App or Online. Account management • Begin spending straight away with your digital card before the physical one arrives. • Add your card to Apple Pay for secure, contactless payments with just a tap of your device. • Activate your card, reset your PIN or temporarily lock or unlock a lost card. • Stay organised with your account statements, which you can view and download in the app. • View your minimum repayment amount and make repayments in the way that you prefer. Download and get started in just a few minutes. MyCard is issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). Apple Pay, Face ID and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Screenshots
Verdict
The clearest difference is monetization model: Expand at free against MyCard AU's ad-supported. Expand also leads on device support (3 vs 1). MyCard AU's advantage is update cadence (every 4 weeks vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Expand ships an update every 2 months, MyCard AU every 4 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Expand | MyCard AU |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.0 (2 ratings) — better |
| Positive reviews | 4.7% of reviews — better | 1.1% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 119 MB | 103 MB |
| Age rating | 4+ | 4+ |
| Developer | IOOF Service Co Pty Ltd | NAB |
Customer experience
Expand
MyCard AU
Bugs and requests
Expand
Reported bugs
19 issues- Login screen freezes
- App crashes on opening
- Blank white screen on launch
- Face ID/facial recognition fails
- Password reset loop
Show 14 moreShow fewer
- App bombs out after login attempts
- SMS verification not received
- App reverts to white screen after updates
- App stalls and freezes
- App logs out frequently
- App not opening at all
- Login page not accessible
- Screen is completely white after entering PIN
- App crashes on login
- Face ID login ceased to work
- App not working on newer devices
- App not working on iPad in landscape
- App not working on weekends/after hours
- App not working after iOS update
Requested features
5 requests- Fix facial recognition
- Improve app stability
- Address portrait-only mode on tablets
- Invest in app development and maintenance
- Communicate with customers about fixes
MyCard AU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expand
No in-app purchases
MyCard AU
No in-app purchases







