Comparison

Expand vs MyCard AU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expand

Manage your Expand Essential or Extra accounts securely 24/7. View transactions, investment performance, and visualize your balance over time. Update personal details, beneficiaries, and access important reports and statements.

Highlights
  • Access Expand Essential/Extra accounts
  • Secure 24/7 access
  • Check transactions and performance
  • Visualize balance with interactive graph
  • Update personal details and beneficiaries
  • Download statements and generate reports
Features
Read full description

With the Expand app you can: • Access your Expand Essential or Expand Extra accounts in one place. • Enjoy secure access 24/7, using a passcode, fingerprint or facial recognition (available on compatible devices). • Check your transactions, performance, and current investment options. • Visualise your balance over time with an interactive graph, or access reports for your individual investments. • Review and make changes to your beneficiaries, personal details, communications preferences, and more. • Download statements and generate various reports. • Time for a review? Access your adviser’s contact details within the app. • Have a question? Contact our ClientFirst team on 1800 517 124, or clientfirst@myexpand.com.au Please note, an active Expand account is required to access the Expand app.

About

MyCard AU

Manage your credit card account securely on your mobile device. Access balances, transaction history, reward points, and digital card details. Make payments, activate cards, and chat with support.

Highlights
  • Biometric login (Touch ID/Face ID)
  • Account balance and transaction history
  • View reward points
  • Digital card access
  • Add card to Apple Pay
  • Activate card and reset PIN
  • Temporarily lock/unlock card
  • Download account statements
Features
Read full description

Manage your card and account on the go with the MyCard App. Secure login • Access your account using biometric login (Touch ID or Face ID) Easy access to the important stuff • Our home screen puts everything you need at your fingertips. Check your account balance, track your transaction history, and view your reward points – without navigating through multiple screens. • Once you’re logged in, your card details can be viewed directly from the home screen for when you need them in a hurry. • Chat with our team of agents via our Mobile App or Online. Account management • Begin spending straight away with your digital card before the physical one arrives. • Add your card to Apple Pay for secure, contactless payments with just a tap of your device. • Activate your card, reset your PIN or temporarily lock or unlock a lost card. • Stay organised with your account statements, which you can view and download in the app. • View your minimum repayment amount and make repayments in the way that you prefer. Download and get started in just a few minutes. MyCard is issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). Apple Pay, Face ID and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Screenshots

Expand4 screens
MyCard AU4 screens

Verdict

The call

The clearest difference is monetization model: Expand at free against MyCard AU's ad-supported. Expand also leads on device support (3 vs 1). MyCard AU's advantage is update cadence (every 4 weeks vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Expand ships an update every 2 months, MyCard AU every 4 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
Expand versus MyCard AU: the parameters behind the verdict, then further details
ParameterExpandMyCard AU
PriceFreeFree
Rating—1.0 (2 ratings) — better
Positive reviews4.7% of reviews — better1.1% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size119 MB103 MB
Age rating4+4+
DeveloperIOOF Service Co Pty LtdNAB

Customer experience

Expand

Written reviews107 reviews
Positive4.7%
Neutral0.9%
Negative94.4%

MyCard AU

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews91 reviews
Positive1.1%
Neutral5.5%
Negative93.4%

Bugs and requests

Expand

Reported bugs

19 issues
  • Login screen freezes
  • App crashes on opening
  • Blank white screen on launch
  • Face ID/facial recognition fails
  • Password reset loop
Show 14 more
  • App bombs out after login attempts
  • SMS verification not received
  • App reverts to white screen after updates
  • App stalls and freezes
  • App logs out frequently
  • App not opening at all
  • Login page not accessible
  • Screen is completely white after entering PIN
  • App crashes on login
  • Face ID login ceased to work
  • App not working on newer devices
  • App not working on iPad in landscape
  • App not working on weekends/after hours
  • App not working after iOS update

Requested features

5 requests
  • Fix facial recognition
  • Improve app stability
  • Address portrait-only mode on tablets
  • Invest in app development and maintenance
  • Communicate with customers about fixes

MyCard AU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Expand

No in-app purchases

None

MyCard AU

No in-app purchases

Questions

Is Expand free?
Expand is free to download, with no in-app purchases.
Is MyCard AU free?
MyCard AU is free to download, with no in-app purchases.
Do Expand or MyCard AU have ads?
Neither Expand nor MyCard AU shows ads.
Which is updated more often, Expand or MyCard AU?
Expand ships an update every 2 months, and MyCard AU every 4 weeks. Most recently, Expand was updated on November 3, 2026 and MyCard AU on November 5, 2026.

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