Comparison

Budget Flow | Expense Tracker vs eXpense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

eXpense

Easily track and limit your spending with this intuitive expense tracker. Quickly add expenses, monitor daily limits and overall balances, and cultivate better financial discipline with helpful tips.

Highlights
  • Easy expense tracking
  • Intuitive calculator interface
  • Daily spending limit monitoring
  • Overall balance overview
  • Financial discipline tips
  • Multi-currency support
Features
Read full description

eXpense is the simplest expense tracker for cash spending — designed for people who want effortless tracking without categories, accounts, or complex budget setup. Open the app, type the amount, tap save. eXpense logs your spending in seconds, so you always know where your money goes. No sign-ups, no bank linking, no learning curve, no nagging upsells. HOW IT WORKS Three taps and you are done. Enter the amount, optionally add a one-line note, save. eXpense focuses on the daily habit of logging — the part every other expense tracker app gets wrong by demanding too much friction up front. The whole interaction takes five seconds. Do it at the till, do it on the bus, do it on your watch. WHO IS THIS FOR - People who pay in cash and want to see real spending - Travelers tracking daily costs without categories - Couples splitting expenses without arguments - Freelancers logging billable cash purchases - Anyone burned out by complex personal finance and budget apps KEY FEATURES - One-screen entry: amount, optional note, save - Daily, weekly, and monthly totals at a glance - Apple Watch app for instant logging on the wrist - Home Screen and Lock Screen widgets — see today's spend without opening the app - iCloud sync across iPhone, iPad, and Mac - Dark mode and large-type support - Full export to CSV for spreadsheets and accountants - Multi-currency support for travel and digital nomads - Optional Face ID and Touch ID lock for the whole app PRIVACY BY DESIGN Your data stays on your device or in your private iCloud — never on our servers. No analytics on your transactions. No ads. No bank connections. No third-party trackers. eXpense is a personal finance app that respects your privacy because spending data is nobody's business but yours. DESIGNED FOR DAILY USE Most expense trackers fail because they ask too much: pick a category, choose an account, tag a payee, link a card. By the third day you stop logging. eXpense is built around the only metric that matters — did you log today, yes or no. Open the widget, see your daily total, decide tomorrow's spending in five seconds. WORKS EVERYWHERE - iPhone with watchOS Apple Watch companion - iPad with side-by-side multitasking - Mac via Apple Silicon with full keyboard shortcuts - Widgets on iOS, iPadOS, and macOS Home Screen - Apple Watch complication on every face NO SUBSCRIPTION NONSENSE One-time purchase. No subscription. No paywalls between you and the basic feature of writing down what you spent today. The app you buy today is the app you have forever — with free updates as new iOS, iPadOS, and watchOS versions ship. WHAT USERS SAY "Finally an expense tracker I actually use." "Three taps, done. Why is this so hard for everyone else?" "The Apple Watch complication is the killer feature." "I tried five budget apps before this. eXpense stuck because it asks for nothing." REQUIREMENTS iOS 17.0 or later, iPadOS 17.0 or later, macOS 14.0 or later, watchOS 10.0 or later. By using this app, you agree to Apple's Standard License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Flow | Expense Tracker4 screens
eXpense4 screens

Verdict

The call

The clearest difference is rating: Budget Flow | Expense Tracker at 4.8 against eXpense's 1.0. Budget Flow | Expense Tracker also leads on update cadence (every 10 days vs every 16 months) and ratings volume (330 vs 1). eXpense's advantage is in-app purchases (none vs 4). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. eXpense asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Budget Flow | Expense Tracker holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 330 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 91% of Budget Flow | Expense Tracker's written reviews are positive against 75% of eXpense's.

UpkeepUpdate frequency

Budget Flow | Expense Tracker ships an update every 10 days, eXpense every 16 months. The most recent releases landed on September 26, 2026 and September 4, 2026 respectively.

Scorecard7 real differences · 3 level
Budget Flow | Expense Tracker versus eXpense: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense TrackereXpense
PriceFreeFree
Rating4.8 (330 ratings) — better1.0 (1 ratings)
Positive reviews90.5% of reviews — better75.0% of reviews
Number of ratings330 — better1
Update frequencyEvery 10 days — betterEvery 16 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size147 MB17 MB
Age rating4+4+
DeveloperFabian HasseEvgeny Goncharov

Customer experience

Budget Flow | Expense Tracker

All ratings330 ratings
Positive94.8%
Neutral1.8%
Negative3.3%
Written reviews464 reviews
Positive90.5%
Neutral4.3%
Negative5.2%

eXpense

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

eXpense

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
None

eXpense

No in-app purchases

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is eXpense free?
eXpense is free to download, with no in-app purchases.
Which has better reviews, Budget Flow | Expense Tracker or eXpense?
Budget Flow | Expense Tracker is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 330 ratings, while eXpense averages 1.0 from 1 ratings.
Do Budget Flow | Expense Tracker or eXpense have ads?
Neither Budget Flow | Expense Tracker nor eXpense shows ads.
Which is updated more often, Budget Flow | Expense Tracker or eXpense?
Budget Flow | Expense Tracker ships an update every 10 days, and eXpense every 16 months. Most recently, Budget Flow | Expense Tracker was updated on September 26, 2026 and eXpense on September 4, 2026.

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