Comparison

Budget Flow | Expense Tracker vs Squirrel

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Squirrel

Read full description

Squirrel is a simple and private expense tracker. It works just as you would expect without overcomplicating your experience. It does not track you in any way and does not send your data anywhere. Key features: - Quick and easy UI Native design - you already know how it works. No unnecessary features to slow you down. - Free Squirrel is free from ads and subscriptions. It does not require an account nor collects any data. - Exchange rates Squirrel has exchange rates for over 150 currencies updated every hour. Perfect for travel! You can find the link to the source code on our website or inside the app in the «About» menu.

Screenshots

Budget Flow | Expense Tracker4 screens
Squirrel4 screens

Verdict

The call

The clearest difference is in-app purchases: Squirrel at none against Budget Flow | Expense Tracker's 4. Budget Flow | Expense Tracker's advantage is update cadence (every 10 days vs every 2 months) and device support (4 vs 2). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Squirrel asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Flow | Expense Tracker ships an update every 10 days, Squirrel every 2 months. The most recent releases landed on September 29, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
Budget Flow | Expense Tracker versus Squirrel: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense TrackerSquirrel
PriceFreeFree
Rating4.8 (330 ratings) — better—
Positive reviews90.5% of reviews—
Number of ratings330 — better—
Update frequencyEvery 10 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size147 MB13 MB
Age rating4+4+
DeveloperFabian HasseMikhail Mikhailov

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

Squirrel

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
None

Squirrel

No in-app purchases

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is Squirrel free?
Squirrel is free to download, with no in-app purchases.
Do Budget Flow | Expense Tracker or Squirrel have ads?
Neither Budget Flow | Expense Tracker nor Squirrel shows ads.
Which is updated more often, Budget Flow | Expense Tracker or Squirrel?
Budget Flow | Expense Tracker ships an update every 10 days, and Squirrel every 2 months. Most recently, Budget Flow | Expense Tracker was updated on September 29, 2026 and Squirrel on September 17, 2026.

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