Budget Flow | Expense Tracker vs Commingle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Flow | Expense Tracker
Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.
- Track income and expenses
- Manage multiple accounts and categories
- Plan budgets for categories
- Shared budgeting with multiple users
- Secure data storage with no login
- Offline functionality
- Currency conversion
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Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Commingle
Manage personal and shared expenses effortlessly. Track income, split bills with friends, and settle debts with detailed analytics and global currency support. Access your finances offline with secure, encrypted data.
- Personal finance management
- Shared expense tracking
- Debt settlement
- Comprehensive analytics
- Global currency support
- Offline syncing
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Your money. Your friends. All figured out. Commingle makes managing money work whether you're keeping track of your own finances or sharing expenses with other people. Start simple. Track spending, add income or split an expense with friends. When you want to understand more, powerful financial tools are ready without getting in your way. PERSONAL FINANCES Track expenses and income, organise transactions into categories, follow your net worth and understand where your money goes. SHARED EXPENSES Split expenses with friends, partners and family. Keep track of who paid, who owes what and what has already been settled. MULTI-CURRENCY Manage money across currencies, check exchange rates and keep international expenses organised — whether you're travelling, living abroad or simply dealing with more than one currency. POWERFUL INSIGHTS Explore spending by category and over time, understand changes in your finances and follow your net worth. More powerful tools are there when you need them and stay out of the way when you don't. EVENTS Bring the finances for a holiday, weekend away, wedding, birthday or other occasion together. Keep related transactions and shared expenses organised in one place. PRIVATE BY DESIGN Your personal financial data is end-to-end encrypted. Protected data can be read only by your devices — not even Commingle can read it. Simple when you want it. Powerful when you need it. Your money. Your friends. All figured out. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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Verdict
The clearest difference is ratings volume: Budget Flow | Expense Tracker at 335 against Commingle's 2. Budget Flow | Expense Tracker also leads on rating (4.8 vs 4.5) and device support (4 vs 1). Commingle's advantage is update cadence (every 4 days vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Commingle sells 10 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Budget Flow | Expense Tracker holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 335 ratings behind it against 2, so its average is the more settled of the two.
Budget Flow | Expense Tracker ships an update every 2 weeks, Commingle every 4 days. The most recent releases landed on October 13, 2026 and October 6, 2026 respectively.
| Parameter | Budget Flow | Expense Tracker | Commingle |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (335 ratings) — better | 4.5 (2 ratings) |
| Positive reviews | 90.3% of reviews | — |
| Number of ratings | 335 — better | 2 |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 147 MB | 118 MB |
| Age rating | 4+ | 4+ |
| Developer | Fabian Hasse | Krzysztof Rutkowski |
Customer experience
Budget Flow | Expense Tracker
Commingle
Bugs and requests
Budget Flow | Expense Tracker
Reported bugs
3 issues- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts
Requested features
5 requests- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support
Commingle
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget Flow | Expense Tracker
- Full Version (1 Month)$4.991 Month
- Full Version (1 Year)7 Days trial$29.991 Year
- Full Version (Discounted)$49.99
- Full Version (Lifetime)$69.99
Commingle
- Commingle Pro$1.991 Month
- Commingle Membership (1 month)3 Months trial$1.991 Month
- Commingle Plus$3.991 Month
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- Commingle Pro$7.991 Month
- Commingle Membership (1 year)3 Months trial$49.991 Year
- Commingle Credits [XS]$0.99
- Commingle Credits [S]$1.99
- Commingle Credits [M]$4.99
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- Commingle Credits [L]$9.99
- Commingle Credits [XL]$19.99
Questions
Is Budget Flow | Expense Tracker free?
Is Commingle free?
Which has better reviews, Budget Flow | Expense Tracker or Commingle?
Do Budget Flow | Expense Tracker or Commingle have ads?
Which is updated more often, Budget Flow | Expense Tracker or Commingle?
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