Budget Flow | Expense Tracker vs Quanto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Flow | Expense Tracker
Effortlessly track income and expenses with this modern, user-friendly finance app. It offers secure offline use, customizable dashboards, and robust budgeting tools. Manage multiple accounts, plan budgets, and even share data for collaborative financial management.
- Track income and expenses
- Customizable dashboard
- Multiple accounts and categories
- Budget planning
- Shared budgeting
- Offline use
- Secure data storage
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Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Quanto
Effortlessly track your spending with AI-powered receipt scanning, PDF statement import, and voice entry. Manage budgets, subscriptions, and accounts securely on your device without connecting to your bank.
- AI receipt scanning
- PDF bank statement import
- Voice expense entry
- Budget creation and tracking
- Subscription management
- Offline functionality
- Device-based data storage
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Quanto is an expense tracker with AI entry. Scan a receipt, import a PDF bank statement, speak an expense, or type it. For maximum privacy and security, Quanto does not connect to your bank. ADDING AN EXPENSE • Scan a receipt. Our AI reads the merchant and the amount, and assigns the best category automatically • Add a screenshot of your transactions from your bank, a payment page or a transfer receipt. Our AI reads it the same way • Import a PDF bank statement. Our AI extracts every transaction in one pass • Speak it. Voice entry accepts several expenses in one sentence, and continues working after you leave the app • Or add it yourself in a couple of taps • Paid in another currency? Add it as it is and Quanto converts it for you WHERE YOUR MONEY GOES • Review your transactions by day, week, month, quarter, year or any custom date range • Spending by category, with a drill-down on each category • Compare your income vs expenses in Analytics • How much is left this month, as an amount and as a percentage • A calendar showing each day's net position • Filter and sort by account, category, type, amount or date BUDGETS • Weekly or monthly budgets • Several budgets running at once • Per-category limits • Remaining budget for the current period SUBSCRIPTIONS AND RECURRING EXPENSES Each repeating payment shows its monthly and annual cost, the account it charges, its billing cycle, the next renewal date, and everything paid to date. ACCOUNTS Track cash, cards and accounts separately. Quanto shows a total net worth across all of them. ENTRY POINTS • Home Screen widget • Control Center actions • Siri Shortcuts • Apple Pay automation PRIVACY AND DATA • Transactions are stored on your device, not on our servers • No account is required • Face ID lock, and a one-tap balance blur • Backup to iCloud, Google Drive or local storage • CSV export and CSV import • Receipts and statements you choose to scan are sent to a third-party AI service to read the text PREMIUM Recurring transactions, multiple accounts, widgets, Control Center actions, Apple Pay automation, backup and export. Available monthly, yearly, or as a one-time lifetime purchase. Quanto works offline, requires no account, and does not connect to your bank.
Screenshots
Verdict
The clearest difference is ads: Budget Flow | Expense Tracker at none against Quanto's shown. Quanto's advantage is update cadence (every 5 days vs every 2 weeks). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Quanto sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for Budget Flow | Expense Tracker against 4.8 for Quanto. Both are backed by a comparable volume of ratings — 343 and 136 respectively. Written reviews are what separate them: 90% of Budget Flow | Expense Tracker's written reviews are positive against 92% of Quanto's.
Budget Flow | Expense Tracker ships an update every 2 weeks, Quanto every 5 days. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.
| Parameter | Budget Flow | Expense Tracker | Quanto |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (343 ratings) | 4.8 (136 ratings) |
| Positive reviews | 90.3% of reviews | 91.9% of reviews — better |
| Number of ratings | 343 — better | 136 |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 216 MB | 111 MB |
| Age rating | 4+ | 4+ |
| Developer | Fabian Hasse | Alejandro Ausejo |
Customer experience
Budget Flow | Expense Tracker
Quanto
Bugs and requests
Budget Flow | Expense Tracker
Reported bugs
3 issues- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts
Requested features
5 requests- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support
Quanto
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget Flow | Expense Tracker
- Full Version (1 Month)$4.991 Month
- Full Version (1 Year)7 Days trial$29.991 Year
- Full Version (Discounted)$49.99
- Full Version (Lifetime)$69.99
Quanto
- Premium Monthly14 Days trial$2.991 Month
- Premium Yearly14 Days trial$24.991 Year
- Premium Lifetime$59.99
Questions
Is Budget Flow | Expense Tracker free?
Is Quanto free?
Which has better reviews, Budget Flow | Expense Tracker or Quanto?
Do Budget Flow | Expense Tracker or Quanto have ads?
Which is updated more often, Budget Flow | Expense Tracker or Quanto?
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