Comparison

Budget Flow | Expense Tracker vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Expense Tracker

Effortlessly track your daily expenses and manage budgets with a simple, fast interface. Visualize your spending habits with charts and insights, and customize categories for a personalized financial overview. Your data remains private and stored locally on your device.

Highlights
  • Track expenses quickly
  • Set and monitor monthly budgets
  • Visualize spending by category
  • Search and filter transactions
  • Customizable spending categories
  • Offline functionality
  • Data privacy and local storage
Features
Read full description

FEATURES - Track expenses in seconds with a clean, fast interface - Set monthly budgets and monitor your progress - View spending by day, week, month, year, or all time - See category breakdowns with visual charts - Search and filter expenses by category, merchant, or date - Timeline view to see your spending history day by day - Calendar view to browse expenses by date - Daily averages and spending insights - Top merchants and biggest expenses at a glance - Customizable spending categories with icons and colors - Multiple payment methods like cash, card, and bank - Beautiful home screen and lock screen widgets - Spending wrapped summaries to review your habits - Export reports as CSV, Excel, or PDF - Full backup and restore for your data - Daily reminder notifications to log expenses - Works offline with no account required - Your data stays private and on your device WHY CHOOSE EXPENLY Managing your personal finances should be simple. Expenly helps you track daily expenses without complicated features or bank linking. Just open the app, enter your spending, and see your budget in real time. Whether you want to save more money, stick to a monthly budget, or simply understand your spending patterns, Expenly gives you the tools you need. POWERFUL SEARCH Find any expense instantly. Search by name, notes, or merchant. Filter by category, time period, or custom date range. Quickly locate past transactions and review your spending habits. TIMELINE VIEW See your spending history organized by day. Expand or collapse each date to view individual transactions. Swipe between months to browse your complete expense history. Filter by category to focus on specific spending. SPENDING INSIGHTS See where your money goes with category charts and breakdowns. Find your top spending categories, track how much you spend at different merchants, and identify your biggest purchases. Daily and weekly trends help you spot patterns and make better financial decisions. BUDGETING MADE EASY Set a monthly budget and watch your progress. Expenly shows you how much you have spent and how much remains. Color coded indicators let you know if you are on track or overspending. Historical budgets help you compare month over month. EXPENSE TRACKER WIDGETS Add expense tracker widgets to your home screen or lock screen to see your spending at a glance. Choose from small, medium, or large widgets showing today, this week, or this month. Stay aware of your budget without opening the app. YOUR DATA STAYS PRIVATE Expenly stores all data locally on your iPhone. No account signup required. No cloud sync. No bank connections. Your financial information never leaves your device. Export backups anytime to keep your data safe. PERFECT FOR - Anyone who wants to track daily spending - People looking for a simple budget tracker - Users who prefer manual expense logging - Anyone who values privacy and offline apps - People tired of complex finance apps Start tracking your expenses today with Expenly. A simple, private, and beautiful expense tracker for iPhone. SUBSCRIPTION DETAILS Expenly is free to download. A free trial is available for new users so you can explore all the features freely before subscribing. Expenly requires a subscription to access all features. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Read the app's privacy policy here: https://heyvish.com/privacy/expensekit Read the app's Terms of Use (EULA) here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Flow | Expense Tracker4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Budget Flow | Expense Tracker at 90% against Expense Tracker's 0%. Budget Flow | Expense Tracker also leads on device support (4 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Expense Tracker sells 5 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Flow | Expense Tracker ships an update every 2 weeks, Expense Tracker weekly. The most recent releases landed on October 24, 2026 and October 1, 2026 respectively.

Scorecard2 real differences · 8 level
Budget Flow | Expense Tracker versus Expense Tracker: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense TrackerExpense Tracker
PriceFreeFree
Rating4.8 (337 ratings) — better—
Positive reviews90.3% of reviews — better0.0% of reviews
Number of ratings337 — better—
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size147 MB37 MB
Age rating4+4+
DeveloperFabian HasseSrivishnu Ramakrishnan

Customer experience

Budget Flow | Expense Tracker

All ratings335 ratings
Positive94.6%
Neutral1.8%
Negative3.6%
Written reviews476 reviews
Positive90.3%
Neutral4.4%
Negative5.3%

Expense Tracker

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

Expense Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
5 purchases

Expense Tracker

Subscriptions4
  • Expense Kit Weekly Offer$2.997 Days
  • Expense Kit Pro Weekly3 Days trial$3.997 Days
  • Expense Kit Yearly Offer7 Days trial$14.991 Year
Show 1 more
  • Expense Kit Pro Yearly3 Days trial$19.991 Year
One-time1
  • Expense Kit Pro Lifetime$29.99

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Budget Flow | Expense Tracker or Expense Tracker have ads?
Neither Budget Flow | Expense Tracker nor Expense Tracker shows ads.
Which is updated more often, Budget Flow | Expense Tracker or Expense Tracker?
Budget Flow | Expense Tracker ships an update every 2 weeks, and Expense Tracker weekly. Most recently, Budget Flow | Expense Tracker was updated on October 24, 2026 and Expense Tracker on October 1, 2026.

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