Ecobank Online vs GCB Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ecobank Online
Manage your bank accounts, make transfers, pay bills, and track loans from your mobile device. This app offers 24/7 online banking features, including international money transfers and term deposit management.
- Account management
- High-limit bank transfers
- Bill payments
- Loan tracking and repayment
- Term deposit management
- Money transfer across Africa
- Personal data updates
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Ecobank Online, now on mobile – Ecobank Online GO. Banking on the Go has become easier with our 24/7 online banking with the complementary mobile app for the Ecobank Online experience. You can now: Manage your account immediately Make higher-limit bank transfers (Ecobank-to-Ecobank, interbank, international and multiple) Bill payments Track and repay your loans more easily Buy, liquidate and manage your term deposits (fixed deposits) at attractive interest rates Send money quickly across Africa with Rapidtransfer Update your personal data (phone numbers, email/physical addresses, bank identifiers) Much more from the comfort of your home and everywhere else. Self-onboard today using your debit card or account number and enjoy banking on the GO.
GCB Mobile App
Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.
- Biometric profile security
- Bill payments (including ECG)
- Invest in Term Deposits
- Open Instant accounts
- Self-service options
- Card requests
- Customizable themes
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"GCB Mobile App is your choicest banking app in Ghana. It offers you a complete financial solution that lets you do everything from opening an account to investing in Term Deposits, all from your smartphone or tablet without visiting any branch. With GCB Mobile App, you can: • Secure your profile with your fingerprint or face ID • Pay your ECG bills conveniently using our ground-breaking solution for prepaid meters • Pay for various services to over a 100 billers • Customize your app with dark and light mode themes • Receive real-time receipts and alerts for every transaction • Invest and manage Term Deposits with high interest rates • Open an Instant account and start sending and receiving money from anywhere anytime. • Use a wide range of self service options including password reset, card transaction limits adjustment, PIN change and more. • Request debit, prepaid and virtual cards with ease. • Navigate the app easily with a user-friendly interface for varying user groups. GCB Mobile App is safe, secure and easy to use. Download it today and enjoy the experience."
Screenshots
Verdict
The clearest difference is rating: GCB Mobile App at 3.4 against Ecobank Online's 2.4. GCB Mobile App also leads on update cadence (every 2 months vs every 24 months) and ratings volume (373 vs 14). Ecobank Online's advantage is review sentiment (33% vs 9%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GCB Mobile App holds the better App Store score, 3.4 against 2.4. That said, the two scores are not equally well evidenced: GCB Mobile App has 373 ratings behind it against 14, so its average is the more settled of the two. Written reviews complicate that: 33% of Ecobank Online's written reviews are positive against 9% of GCB Mobile App's, so the app with the better star average is not the one people write more warmly about.
Ecobank Online ships an update every 24 months, GCB Mobile App every 2 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.
| Parameter | Ecobank Online | GCB Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (14 ratings) | 3.4 (373 ratings) — better |
| Positive reviews | 33.3% of reviews — better | 8.6% of reviews |
| Number of ratings | 14 | 373 — better |
| Update frequency | Every 24 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.2 — better |
| Further details — not scored | ||
| Size | 8 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | ECOBANK | GCB Bank PLC |
Customer experience
Ecobank Online
GCB Mobile App
Bugs and requests
Ecobank Online
Not enough reviews yet to summarise bugs or requests.
GCB Mobile App
Reported bugs
32 issues- Photo upload fails during registration
- Mobile money transactions not going through
- App doesn't allow linking of account
- Standing order feature crashes when hitting frequency tab
- Messages sent to customer support go unanswered for weeks
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- Deposits from mobile money to bank account do not reflect, but money is debited
- Virtual cards lost after update, and requesting new ones doesn't work
- Email validation errors during registration
- OTP not received via SMS or email
- Money deposited does not reflect in the app
- Cannot receive billing address for online payment
- ATM card blocking is not functional
- Withdrawal to Ghana Pay wallet deducts money but doesn't reflect in wallet
- Online transactions don't go through, requiring a bank visit
- Deposited money is taken without crediting the bank wallet
- Mistakenly transferred money to virtual card cannot be reversed without bank visit
- Error when trying to create an account with readycash card
- App does not open after a new update
- App not showing on home screen after download
- Connection could not be established error
- Money transferred on Friday not reflected by Monday
- Payment fails and money is deducted, support is unhelpful
- Registration process stuck after selfie, no details to review, invalid account number error
- App crashes all the time
- Cannot proceed with account creation without Ghana number, needs email verification option
- Mobile money to account transfer deducted but not received, customer support unable to help
- Deposits hang for over two weeks
- App crashes during registration
- Investment section not working well
- App doesn't work
- Scan app gives errors and excuses
- Sending money results in 'try again later' error
Requested features
3 requests- Allow personal record updates (contacts, address) without visiting the bank
- Allow email verification for account creation
- Bring back the old version or fix the new one
In-app purchases
Ecobank Online
No in-app purchases
GCB Mobile App
No in-app purchases
Questions
Is Ecobank Online free?
Is GCB Mobile App free?
Which has better reviews, Ecobank Online or GCB Mobile App?
Do Ecobank Online or GCB Mobile App have ads?
Which is updated more often, Ecobank Online or GCB Mobile App?
Other comparisons
