Comparison

Cadaa | كادا vs Arat Capital | ارات المالية

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cadaa | كادا

This platform connects individuals and institutions with licensed fund managers for diverse investment opportunities. It offers a secure, regulated environment with an intelligent system that tailors investments to user profiles. All products comply with Islamic Sharia.

Highlights
  • Connects investors with licensed fund managers
  • Diverse investment opportunities
  • Regulated and secure environment
  • Intelligent investment evaluation system
  • Instant opportunity notifications
  • Islamic Sharia compliant products
Features
Read full description

Cadaa is a Saudi investment platform licensed by the Capital Market Authority (license number 20-25308) that enables individuals and institutions to invest in diverse opportunities by connecting them with licensed fund managers. This allows investors to diversify their portfolios and achieve their financial goals within a regulated and secure environment. Cadaa platform offers an investment experience with the highest levels of security and privacy through an advanced protection system. It uses an intelligent evaluation system that tailors investment opportunities based on each user’s profile, with instant notifications that keep investors updated on the latest available opportunities. All investment products on the platform are fully compliant with Islamic Sharia, which enhances user trust and provides them with a reliable experience.

About

Arat Capital | ارات المالية

This platform connects real estate developers with investors, offering instant financing for SMEs and Sharia-compliant investment opportunities with competitive returns. Features include auto-investment nominations and a loyalty points program.

Highlights
  • Instant financing for SMEs
  • Real estate backed investment opportunities
  • Auto-invest nomination
  • Loyalty points program
  • Sharia-compliant finance
Features
Read full description

ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA) Join Arat Financing Platform now and have access to : - Instant Financing: Arat issues sukuk as investment and debt instruments for SME real estate developers, offering up to 20 million in funds. - Investment opportunities with competitive returns: We offers individual and institutional investors opportunities to invest in Real Estate Backed projects App Features: 1- Request Instant financing: You can get an Instant financing if you are a SME 2- Investment opportunities with competitive returns and backed up by government & corporate Purchase orders. 3- Auto Invest Nomination: Feature that allows you to define your investment preferences for future opportunities so that the application will alert you once the opportunities are available and nominate you to invest in opportunities that match with the level of risk set by you. 4- Mokafa’a Points Program: Take advantage of your Purchase orders in your wallet and get points from the Mokafa’a points program to increase your chances of participating in future investments, or to get gifts and value discounts through our partners. 5- (Coming Soon) Expense Management Cards: We’ll facilitate the management of company expenses through Sharia-compliant company credit cards. Key Benefits for Investor? - flexible and short-term Investment - Investments are backed up by Real Estate Guarantees - Compliant with Sharia Law as well as KYC and AML, CFT regulations - Very limited correlation to capital market performance - Auto Invest Nomination feature Key Benefits for SMEs? - On-demand Sukuk financing solution. - Immediate initial approval & Final Approval within 5 days - Flexible rates starts at 1%/Month with early payment discount - Off-balance funding, Approved and in compliance with Sharia Law ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA). We maintain the entire funding process in accordance with Islamic regulations and have been certified by the Sharia Review. We worked with Islamic finance experts and legal advisors to enforce that our financing solutions are based on the values and principles of Sharia law.

Screenshots

Cadaa | كادا4 screens
Arat Capital | ارات المالية4 screens

Verdict

The call

The clearest difference is ads: Arat Capital | ارات المالية at none against Cadaa | كادا's shown. Arat Capital | ارات المالية also leads on monetization model (free vs ad-supported) and iOS requirement (15.1 vs 17.0). Cadaa | كادا's advantage is update cadence (every 2 weeks vs monthly). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Cadaa | كادا against 5.0 for Arat Capital | ارات المالية. Both are backed by a comparable volume of ratings — 3 and 6 respectively.

UpkeepUpdate frequency

Cadaa | كادا ships an update every 2 weeks, Arat Capital | ارات المالية monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Cadaa | كادا versus Arat Capital | ارات المالية: the parameters behind the verdict, then further details
ParameterCadaa | كاداArat Capital | ارات المالية
PriceFreeFree
Rating5.0 (3 ratings)5.0 (6 ratings)
Positive reviews100.0% of reviews—
Number of ratings36 — better
Update frequencyEvery 2 weeks — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size44 MB61 MB
Age rating4+17+
DeveloperAreeb Business Management LimitedArat Capital

Customer experience

Cadaa | كادا

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Arat Capital | ارات المالية

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Cadaa | كادا

No in-app purchases

None

Arat Capital | ارات المالية

No in-app purchases

Questions

Is Cadaa | كادا free?
Cadaa | كادا is free to download, with no in-app purchases.
Is Arat Capital | ارات المالية free?
Arat Capital | ارات المالية is free to download, with no in-app purchases.
Which has better reviews, Cadaa | كادا or Arat Capital | ارات المالية?
Cadaa | كادا and Arat Capital | ارات المالية are both rated 5.0 out of 5 on the App Store, from 3 and 6 ratings respectively.
Do Cadaa | كادا or Arat Capital | ارات المالية have ads?
Cadaa | كادا shows ads; Arat Capital | ارات المالية does not.
Which is updated more often, Cadaa | كادا or Arat Capital | ارات المالية?
Cadaa | كادا ships an update every 2 weeks, and Arat Capital | ارات المالية monthly. Most recently, Cadaa | كادا was updated on October 24, 2026 and Arat Capital | ارات المالية on October 30, 2026.

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