Comparison

eRupee by SBI vs gpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eRupee by SBI

This application serves as a digital wallet for the Reserve Bank of India's digital rupee network. It enables secure and efficient digital currency transactions, offering a faster alternative to traditional payment methods.

Highlights
  • Digital currency wallet
  • Secure transactions
  • RBI digital rupee network integration
  • Faster digital payments
  • State Bank of India offering
Features
Read full description

SBI's wallet for RBI digital rupee network State Bank of India Digital Rupee app is State Bank's offering as a wallet for the Digital Rupee network launched by RBI to facilitate secure, faster, and digital currency transactions.

About

gpay

A secure and convenient digital payment app that simplifies everyday financial transactions. Manage money, send and receive funds, pay bills, and make merchant payments all from your smartphone.

Highlights
  • Send and receive money
  • Add money and cash services
  • Pay bills easily
  • Merchant payments via QR codes
  • Mobile recharge
  • Education fee payments
  • Credit card bill payments
Features
Read full description

Welcome to gpay (by Shamadhan Services Limited), a digital financial services provider operating a secure mobile wallet ecosystem across Bangladesh. Whether you're making daily payments, transferring funds, doing mobile recharge, or paying bills, gpay makes transactions simple, safe, and instant. Key Features Send & Receive Money • Instantly transfer money to other gpay users • Send funds to bank accounts and other payment services • Request money from friends and family Add Money • Add money from bank accounts, debit/credit cards, or other digital channels Pay Bills Easily • Electricity, gas, water, internet and other utility bill payments • Government fee payments and service payments Merchant Payments • Pay at shops and online merchants using QR • Secure and instant digital payments Mobile Recharge • Recharge any mobile operator instantly • Access exclusive offers and promotions More Financial Services • Education fee payments • Credit card bill payments • Donations and subscription services • Remittance receiving • Savings and loan services (where applicable) Safe & Secure gpay uses advanced security measures to ensure safe digital transactions and protect user information. Why Choose gpay? • Fast and reliable transactions • Payments anywhere with Bangla QR acceptance • Clear, upfront terms with no hidden costs. • Multiple financial services in one app • Secure digital wallet • Convenient and easy to use Download gpay today and experience a smarter way to manage your finances.

Screenshots

eRupee by SBI4 screens
gpay4 screens

Verdict

The call

The clearest difference is review sentiment: gpay at 100% against eRupee by SBI's 81%. gpay also leads on update cadence (fortnightly vs monthly) and iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

eRupee by SBI ships an update monthly, gpay fortnightly. The most recent releases landed on October 17, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
eRupee by SBI versus gpay: the parameters behind the verdict, then further details
ParametereRupee by SBIgpay
PriceFreeFree
Rating—4.3 (4 ratings) — better
Positive reviews80.8% of reviews100.0% of reviews — better
Number of ratings—4 — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size115 MB84 MB
Age rating4+4+
DeveloperState Bank of IndiaShamadhan

Customer experience

eRupee by SBI

Written reviews26 reviews
Positive80.8%
Neutral7.7%
Negative11.5%

gpay

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

eRupee by SBI

No in-app purchases

None

gpay

No in-app purchases

Questions

Is eRupee by SBI free?
eRupee by SBI is free to download, with no in-app purchases.
Is gpay free?
gpay is free to download, with no in-app purchases.
Do eRupee by SBI or gpay have ads?
Neither eRupee by SBI nor gpay shows ads.
Which is updated more often, eRupee by SBI or gpay?
eRupee by SBI ships an update monthly, and gpay fortnightly. Most recently, eRupee by SBI was updated on October 17, 2026 and gpay on October 12, 2026.

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