Comparison

NEO vs Alinma App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NEO

This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.

Highlights
  • Open account in minutes
  • International money transfers
  • Multi-currency account management
  • Travel cards with lounge access and discounts
  • Earn rewards points (Neons)
  • Secure, bank-grade encryption
  • Islamic Sharia compliant banking
Features
Read full description

NEO is a smart digital banking app that lets you open an account in minutes, transfer money worldwide, and manage multiple currencies, all in one secure app. Start today and experience secure, fast, and modern digital banking with NEO. Our Services International Money Transfers ● Competitive exchange rates ● Low transfer fees with no hidden costs ● Receiving options tailored to the recipient’s needs ● Earn "NEONS" points when issuing a card Your money reaches the world in moments! Send SAR, USD, EUR, and more worldwide in seconds. No borders, no delays. Multi-Currency Account ● Manage multiple currencies from a single account ● Easily exchange between currencies with no hidden fees ● Perfect for travel enthusiasts and global shoppers ● Supports over 19 currencies, including QAR, USD, EUR, GBP, and more Travel Cards ● Access to international and local airport lounges ● Exclusive discounts ● Uniquely tailored benefits for each card ● Get neons on every purchase Currency Exchange – Best Rates, No Surprises ● Instant exchange through the app with no delays ● Best exchange rates ● No hidden fees ● Supports multiple currencies All in One Digital Banking App Your banking, simplified into one secure app. Key Features: ● Open your bank account in minutes ● Transfer money locally and internationally ● Track your spending and manage expenses ● Earn Neons with every purchase ● Pay bills instantly ● Onboarding Minors (15-18) years old ● Issue and manage your cards ● Request money (Qattah) ● Bank-grade encryption for 24/7 security ● Available for users aged 15 and above Islamic Digital Banking At NEO, we provide a fully integrated digital banking experience, 100% compliant with Islamic Sharia principles, ensuring every financial transaction you make aligns with approved Sharia standards. NEO App is fully compliant with Islamic Sharia standards. Track Your Money – Easily and Securely With the smart tracking feature, you can: ● Monitor all your transactions ● Receive personalized notifications for every financial movement ● Get a clear view of your cash flow with smart income and expense insights, all in one simple dashboard. Stay on top of your spending with smart alerts, income insights, and a simple dashboard. Exclusive Offers & Vouchers Open your account and start enjoying rewards. Neo offers real benefits and valuable promotions that make every transaction count: ● Earn “Neons” points for every Riyal you spend ● Get bonus Neons when you sign up and issue your first card ● Enjoy instant discounts with our partners ● Unlock exclusive offers tailored for you ● Redeem digital vouchers for shopping, dining, and entertainment With NEO, every transaction = added value, Download NEO digital banking app today and let the rewards begin! Flexible Payment Methods Your Card, Is Your Phone or Smartwatch. Pay effortlessly with Apple Pay, Google Pay, Mada Pay, or Samsung Pay. No need to carry a physical card. Request a physical card anytime, delivered straight to your door Smart Payment Benefits: ● Instant, secure payment with a single tap ● Compatible with major smart payment platforms ● Advanced protection to keep your data safe Issue and manage virtual or physical cards anytime. Explore the App Features Your NEO Account Offers: ● Open an account in minutes with our digital banking app ● Issue an instant virtual/physical card ● Multi-currency account ● International money transfer ● local transfer ● Easy transfer using phone number ● Expense tracking and categorization ● Savings & investment calculator ● Government payments ● Freeze or cancel your card instantly ● 24/7 customer support and security Whether you're opening your first account or managing money across currencies, NEO gives you full control with simplicity and security. Start your digital banking journey today with NEO.

About

Alinma App

This app offers a comprehensive digital banking experience with advanced features for managing accounts, finances, and cards. It allows users to perform transactions, submit requests, and access various banking services conveniently from their smart devices, including accessibility options for the visually impaired.

Highlights
  • Digital account opening
  • Personal finance application
  • Card issuance and management
  • Instant payment services
  • E-voucher purchases
  • Bill payments
  • Branch and ATM locator
Features
Read full description

As part of our strategy to provide a premium digital banking experience, we are pleased to launch the new Alinma App with a variety of new and advanced features that meet your banking needs. The new Alinma application adopts a new vision of digital banking services, through which we seek to meet the aspirations of our customers and provide an easy and fast digital banking experience. The new Alinma App provides a comprehensive control panel for all products and services, so that you can easily carry out your banking transactions, submit your requests, inquiries and many more, without the need to visit the branch. Alinma New App Features - Easier navigation through a comprehensive control panel - Improved journey with New modern look - Compatible with all smart devices - Quick log in - Specially enabled for the blind and sight-impaired Products & Services via Alinma New App Accounts - Opening new digital account - Opening a personal sub account - Opening a savings account - Opening a family account Finance - Applying and executing personal finance 24/7 - Tracking and monitoring existing and pending finances Alinma Cards - Issuing and activating debit and credit cards 24/7 - Issuing and activating Traveler Card (multi-currency) 24/7 - Managing existing debit and credit cards Alinma Transfers - Instant Payment Service (Sarie) - Charitable Donations - Alinma express - Western Union - SWIFT transfers Marketplace - buy different E-vouchers 24/7 Additional Banking Services - Bills and MOI payments - Emergency cash (card-less withdrawals) - Currency converter - Check book request - Nama product - Traveler Cash - Accredit digital certificates - Digital Updating of ID & Address Details - Instant Savings - Branch appointment reservations Additional Services - Submit complaints - Submit inquiries - Alinma tracker (Branch and ATMs locator) - Information on special promotions and offers

Screenshots

NEO4 screens
Alinma App4 screens

Verdict

The call

The clearest difference is review sentiment: Alinma App at 63% against NEO's 32%. Alinma App also leads on rating (4.7 vs 4.4) and ratings volume (14K vs 232). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Alinma App holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: Alinma App has 14K ratings behind it against 232, so its average is the more settled of the two. Written reviews point the same way: 32% of NEO's written reviews are positive against 63% of Alinma App's.

UpkeepUpdate frequency

NEO ships an update monthly, Alinma App fortnightly. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
NEO versus Alinma App: the parameters behind the verdict, then further details
ParameterNEOAlinma App
PriceFreeFree
Rating4.4 (232 ratings)4.7 (14K ratings) — better
Positive reviews31.7% of reviews62.7% of reviews — better
Number of ratings23214K — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size675 MB212 MB
Age rating12+4+
DeveloperThe Saudi National BankAlinma Bank

Customer experience

NEO

All ratings214 ratings
Positive84.6%
Neutral1.9%
Negative13.6%
Written reviews63 reviews
Positive31.7%
Neutral3.2%
Negative65.1%

Alinma App

All ratings13,584 ratings
Positive94.2%
Neutral1.2%
Negative4.6%
Written reviews300 reviews
Positive62.7%
Neutral2.7%
Negative34.7%

Bugs and requests

NEO

Not enough reviews yet to summarise bugs or requests.

Alinma App

Reported bugs

3 issues
  • Login issues and frequent logouts
  • Problems with device registration
  • Compatibility issues with older devices

Requested features

4 requests
  • Faster login options (e.g., biometrics)
  • More control over transaction limits
  • Real-time transaction notifications
  • Dark mode option

In-app purchases

None

NEO

No in-app purchases

None

Alinma App

No in-app purchases

Questions

Is NEO free?
NEO is free to download, with no in-app purchases.
Is Alinma App free?
Alinma App is free to download, with no in-app purchases.
Which has better reviews, NEO or Alinma App?
Alinma App is rated higher. NEO averages 4.4 out of 5 from 232 ratings, while Alinma App averages 4.7 from 14K ratings.
Do NEO or Alinma App have ads?
Neither NEO nor Alinma App shows ads.
Which is updated more often, NEO or Alinma App?
NEO ships an update monthly, and Alinma App fortnightly. Most recently, NEO was updated on October 24, 2026 and Alinma App on October 24, 2026.

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