Comparison

St.George Mobile Banking vs TMBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

St.George Mobile Banking

Manage your finances securely and conveniently from your mobile device. Open accounts, make payments, track spending with categorization, and access everyday banking tools like card management and a branch locator.

Highlights
  • Open accounts in minutes
  • Fast and secure payments
  • Schedule future transfers
  • Track spending by category
  • Set up spending notifications
  • Activate, lock, or cancel cards
  • ATM and branch finder
Features
Read full description

St.George: Simple and secure banking at your fingertips. Open an everyday banking or savings account in 3 minutes. Make payments • Make fast and secure payments & transfers or schedule them for the future • Apple Pay - Pay with your mobile • Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card • Verify^ - Adding a new payee? We’ll check the account details you’ve entered have been commonly used Track your spending • ‘Categories’* - Track your spending habits • Set up notifications so you’re notified when your money comes and goes • Expense Splitter - Paid for a shared expense? Keep track of who’s paid you back • 24/7 Fraud monitoring detects any unusual purchase activity on your card Everyday banking tools • Quick Balance - see your account balance at a glance and transfer money between accounts • Activate, lock** or cancel your card • Contact Us from the App to skip security questions~ • ATM & Branch finder – locate your nearest St.George, Bank of Melbourne, BankSA or Westpac ATM or branch Need Help? If you are having issues with our app, delete and re-install it. If issues persist please call us on 13 33 30 (8am – 8pm Mon – Sat). †The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card. ^St.George Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match. St.George Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times. *This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts. **Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated. The card will automatically reactivate after 15 days if you don’t unlock the card or report the card lost or stolen. ~Standard SMS, call or data charges apply. Read the Terms & Conditions at stgeorge.com.au before making a decision and consider whether the product or service is right for you. Fees and charges may apply. iPhone, iPad, iPod touch and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a Service mark of Apple Inc. St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714.

About

TMBank

Manage your everyday banking with ease, security, and speed. Check balances instantly, track spending by category, set savings goals, and personalize your home screen. Securely lock or unlock transactions and view card details without your physical card.

Highlights
  • Quick balance check without login
  • Track spending by category
  • Set savings goals
  • Personalize home screen
  • Lock/unlock transactions
  • View card details
Features
Read full description

Everyday banking is easier than ever using the Teachers Mutual Bank Mobile Banking App¹. You'll find all the things you can expect to make everyday banking simple, safe and fast. • Need a quick balance check? Use the Quick Balance feature to view your account balance instantly – no login needed! Fast, secure, and always at your fingertips. • Track your spending – Know where your money is going with the "How I Spend" feature. You can now track your spend for the month across different categories. • Maximise your savings by setting a goal in your savings account. Create a plan to get what you want – from a new car to a dream holiday. • Personalise your home screen to keep your top banking tasks at your fingertips. Choose what accounts, goals and spending trackers to show, plus quick links for transfers and payments. Reorder and rename to your heart’s content. • Lock or unlock transactions anytime, anywhere. Block online payments, ATM withdrawals, or even view your full card details – no physical card needed. Please note: If you have used digital banking before, you’re ready to use the app. You just need your Member Number and Internet Banking Password. Visit tmbank.com.au/faq for help. Important Information ¹ You should consider whether this service is appropriate for you before acquiring it. For additional information, please refer to our Security Guide for electronic transactions and the Mobile App Terms of Use. An internet connection is required to use the Mobile App. Normal mobile data charges apply. We test mobile banking to ensure compatibility with most popular devices, but cannot guarantee compatibility with all devices and operating systems. Teachers Mutual Bank is a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981. We collect anonymous information on how you use the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app, you are giving your consent.

Screenshots

St.George Mobile Banking4 screens
TMBank4 screens

Verdict

The call

The clearest difference is monetization model: TMBank at free against St.George Mobile Banking's free with in-app purchases. TMBank also leads on iOS requirement (13.0 vs 16.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

St.George Mobile Banking ships an update every 3 months, TMBank every 5 months. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

Scorecard2 real differences · 8 level
St.George Mobile Banking versus TMBank: the parameters behind the verdict, then further details
ParameterSt.George Mobile BankingTMBank
PriceFreeFree
Rating2.9 (15 ratings) — better—
Positive reviews19.3% of reviews — better16.5% of reviews
Number of ratings15 — better—
Update frequencyEvery 3 months — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size83 MB110 MB
Age rating4+4+
DeveloperSt.George Bank LimitedTeachers Mutual Bank Limited

Customer experience

St.George Mobile Banking

All ratings15 ratings
Positive40.0%
Neutral20.0%
Negative40.0%
Written reviews187 reviews
Positive19.3%
Neutral5.3%
Negative75.4%

TMBank

Written reviews121 reviews
Positive16.5%
Neutral14.9%
Negative68.6%

Bugs and requests

St.George Mobile Banking

Reported bugs

28 issues
  • App freezes and requires reinstallation
  • Face ID fails intermittently and resets frequently
  • Login fails with 'cancelled' message after entering credentials
  • Spinning wheel of death (loading indefinitely)
  • Blank white screens when accessing features
Show 23 more
  • SSL errors on connection
  • Password field caps at 13 characters despite longer password set
  • Quick login feature doesn't work
  • App logs out unexpectedly
  • Biometric authentication forgets settings
  • Cannot paste passwords in login field
  • Connection error messages despite active internet
  • App crashes after iOS updates
  • Features show blank pages (travel notifications, account details, ID verification)
  • Advanced repayment tracking not updating
  • Credit card rewards points slow to display
  • Cardless withdrawal option removed/broken
  • Digital card feature not functional
  • Widget disappeared after iOS 18 update
  • New customer signup redirect broken
  • Account creation errors on website
  • Incompatible with iPhone 15 Pro Max
  • Transaction receipt shows account balance (privacy issue)
  • Mortgage payment status not tracked
  • App crashes on iPad Pro with iOS 18.1.1
  • Worldwide Wallet access issues while traveling
  • Server outages announced as fixed before actually resolved
  • Bad URL errors on app and website

Requested features

16 requests
  • Update widget for iOS 18 compatibility
  • Restore quick balance home screen widget
  • Add digital card to Apple Wallet support
  • Implement savings goals and tracking features
  • Add password manager support (allow paste functionality)
Show 11 more
  • Improve password security standards (allow special characters, longer length)
  • Create offset accounts within app (no phone call required)
  • Real-time transaction notifications
  • Better PayID transfer limit explanations
  • Improve statement generation (instant access, custom date ranges)
  • Add Apple Pay and Fitbit Pay support
  • Redesign app from ground up for modern UX
  • Implement zero-trust security model
  • Add MFA (Multi-Factor Authentication) support
  • Better fraud department accessibility
  • Improve debit card linking clarity for multiple accounts

TMBank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

St.George Mobile Banking

No in-app purchases

None

TMBank

No in-app purchases

Questions

Is St.George Mobile Banking free?
St.George Mobile Banking is free to download, with no in-app purchases.
Is TMBank free?
TMBank is free to download, with no in-app purchases.
Do St.George Mobile Banking or TMBank have ads?
Neither St.George Mobile Banking nor TMBank shows ads.
Which is updated more often, St.George Mobile Banking or TMBank?
St.George Mobile Banking ships an update every 3 months, and TMBank every 5 months. Most recently, St.George Mobile Banking was updated on October 24, 2026 and TMBank on October 23, 2026.

Other comparisons