Comparison

Westpac vs Thriday

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Westpac

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

Highlights
  • Secure banking
  • Smart tools
  • Money management
  • Financial insights
  • Personal and business banking
  • Easy payments
Features
Read full description

Make the most of your money with the Westpac App. Secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence. You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence. Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place. Things you should know: Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

About

Thriday

This app provides Australian small businesses with integrated financial management tools. It offers transaction accounts, debit cards, invoicing, receipt management, bookkeeping, and accounting features to automate financial administration and save time.

Highlights
  • Business transaction account
  • Visa debit card
  • Quoting and invoicing
  • Receipt management
  • Automated bookkeeping
  • Real-time accounting forecasts
Features
Read full description

Thriday gives Australian small businesses end-to-end control of their money, including transaction accounts, debit card, quoting, invoicing, receipt management, bookkeeping, accounting and tax, all in one place. We save small businesses a huge amount of time and money by automating financial admin. KEY FEATURES Rapid Registration Get your new business registered fast using Thriday's Rapid Registration service. Tireless Transacting Start transacting with your full-featured business transaction account in minutes, not weeks. Make payments with your Visa Debit card wherever Visa is accepted. Quick Quotes Quickly and easily create quotes on the app and web. Send via email and SMS from wherever you are. Instant Invoicing Designed to help you get paid fast! Send your customers payment reminders. Offer them early payment incentives. Charge late payment fees. Group your invoices and quotes with intelligent tagging. Ready Receipts Scan, send and save receipts from anywhere. Automatically reconcile receipts to transactions. Set up intelligent email forwarding rules to send straight to your Thriday account. Brilliant Bookkeeping Bookkeeping is a breeze when you use the Thriday App to scan and upload receipts quickly. Thriday automatically reconciles expenses to your corresponding transactions in real-time. Auto Accounting Stay in control of your business with real-time, automated cash flow and tax forecasts. Take advantage of comprehensive reports, so you know where you stand at all times. PRICING Thriday comes with a 30-day free trial. After the trial period, you will be charged a monthly subscription and incidental pass-on costs where required. ELIGIBILITY Thriday currently supports sole trader businesses that are registered with a valid ABN. You must be over the age of eighteen to open an account and pass the relevant ID verification checks during registration. CUSTOMER CARE Thriday has a super friendly customer care team you can contact from Monday - Friday, 9 am to 5 pm on 1800 THRIDAY (1800 847 4329). If you prefer to chat or drop us an email, you can access these features via the app or visit our website www.thriday.com.au. We would love to hear your feedback! You can now enjoy the whole Thriday experience. Open a business transaction account with a linked Visa Debit card, start transacting and reconcile your receipts. Send invoices and quotes. Review forecasts of your tax position. Save hours each week by automating your financial admin. TERMS Team Thrive Pty Ltd (Thriday) ABN 15 637 676 496 is an Authorised Representative (No.1297601) of Regional Australia Bank Ltd ABN 21 087 650 360, Australian Financial Services Licence (241167). Regional Australia Bank Ltd is the issuer of: - The transaction accounts with deposits of up to $250,000 AUD per account holder protected by the Financial Claims Scheme. - The Visa Debit card linked to the transaction account. - The Terms and Conditions of the transaction account and the Conditions of Use of the Visa Debit card are located at www.thriday.com.au/legal-and-privacy.

Screenshots

Westpac4 screens
Thriday4 screens

Verdict

The call

The clearest difference is review sentiment: Thriday at 95% against Westpac's 33%. Westpac's advantage is monetization model (free with in-app purchases vs subscription). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Westpac ships an update fortnightly, Thriday weekly. The most recent releases landed on October 18, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 8 level
Westpac versus Thriday: the parameters behind the verdict, then further details
ParameterWestpacThriday
PriceFreeFree
Rating4.6 (355 ratings) — better—
Positive reviews33.4% of reviews94.6% of reviews — better
Number of ratings355 — better—
Update frequencyFortnightlyWeekly — better
AdsYesYes
In-app purchasesNoNo
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.6
Further details — not scored
Size265 MB89 MB
Age rating4+4+
DeveloperWestpac Banking CorporationTeam Thrive Pty Ltd

Customer experience

Westpac

All ratings355 ratings
Positive91.0%
Neutral3.1%
Negative5.9%
Written reviews671 reviews
Positive33.4%
Neutral10.9%
Negative55.7%

Thriday

Written reviews56 reviews
Positive94.6%
Neutral0.0%
Negative5.4%

User reviews

Westpac

From 355 App Store ratings

What we love

  • 🚀 Quick and efficient
  • 🔒 Secure banking
  • 👍 User-friendly interface
  • 💡 Convenient features like cardless cash withdrawals

Room to improve

  • 🐛 Crashes and freezes
  • 🔑 Login issues due to customer ID format limitations
  • 🕰️ Slow performance and loading times
  • 🤖 Unreliable chatbot/virtual assistant
  • 💤 Frequent log-outs and loss of saved login details

Thriday

From App Store reviews

What we love

  • 👍 Easy to use and intuitive
  • 🚀 Time-saving automation features
  • 💡 Integrated banking and accounting
  • 💰 Good for sole traders and small businesses
  • ✅ Streamlined invoicing and payments

Room to improve

  • 🐛 Lack of options and frustrating limitations
  • 💻 App has fewer capabilities than the web version
  • ⚠️ Restrictions and not ideal for complex needs
  • ❓ Difficulty accessing GL accounts without upselling
  • ⏳ Transfers to other personal accounts can be slow

Bugs and requests

Westpac

Reported bugs

4 issues
  • Inability to log in due to customer ID format issues
  • Transactions not displaying correctly or in the right order
  • Repeated crashes and freezes, especially after updates
  • Quick balance feature not working reliably

Requested features

5 requests
  • Dark mode option
  • Improved transaction history and budgeting tools
  • Support for Apple Pay and other mobile payment options
  • Better notification system for account activity
  • Ability to customize app layout and features

Thriday

Reported bugs

3 issues
  • Login screen freezes
  • Incompatible with older devices
  • App doesn't work for account creation

Requested features

5 requests
  • Ability to create rules for account allocations
  • View all transactions in each account
  • Instant payments
  • Offer personal accounts
  • Dark mode option

In-app purchases

None

Westpac

No in-app purchases

None

Thriday

No in-app purchases

Questions

Is Westpac free?
Westpac is free to download, with no in-app purchases.
Is Thriday free?
Thriday is free to download, with no in-app purchases.
Do Westpac or Thriday have ads?
Both Westpac and Thriday show ads.
Which is updated more often, Westpac or Thriday?
Westpac ships an update fortnightly, and Thriday weekly. Most recently, Westpac was updated on October 18, 2026 and Thriday on October 15, 2026.

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