Westpac vs Thriday
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Westpac
Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.
- Secure banking
- Smart tools
- Money management
- Financial insights
- Personal and business banking
- Easy payments
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Make the most of your money with the Westpac App. Secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence. You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence. Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place. Things you should know: Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
Thriday
This app provides Australian small businesses with integrated financial management tools. It offers transaction accounts, debit cards, invoicing, receipt management, bookkeeping, and accounting features to automate financial administration and save time.
- Business transaction account
- Visa debit card
- Quoting and invoicing
- Receipt management
- Automated bookkeeping
- Real-time accounting forecasts
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Thriday gives Australian small businesses end-to-end control of their money, including transaction accounts, debit card, quoting, invoicing, receipt management, bookkeeping, accounting and tax, all in one place. We save small businesses a huge amount of time and money by automating financial admin. KEY FEATURES Rapid Registration Get your new business registered fast using Thriday's Rapid Registration service. Tireless Transacting Start transacting with your full-featured business transaction account in minutes, not weeks. Make payments with your Visa Debit card wherever Visa is accepted. Quick Quotes Quickly and easily create quotes on the app and web. Send via email and SMS from wherever you are. Instant Invoicing Designed to help you get paid fast! Send your customers payment reminders. Offer them early payment incentives. Charge late payment fees. Group your invoices and quotes with intelligent tagging. Ready Receipts Scan, send and save receipts from anywhere. Automatically reconcile receipts to transactions. Set up intelligent email forwarding rules to send straight to your Thriday account. Brilliant Bookkeeping Bookkeeping is a breeze when you use the Thriday App to scan and upload receipts quickly. Thriday automatically reconciles expenses to your corresponding transactions in real-time. Auto Accounting Stay in control of your business with real-time, automated cash flow and tax forecasts. Take advantage of comprehensive reports, so you know where you stand at all times. PRICING Thriday comes with a 30-day free trial. After the trial period, you will be charged a monthly subscription and incidental pass-on costs where required. ELIGIBILITY Thriday currently supports sole trader businesses that are registered with a valid ABN. You must be over the age of eighteen to open an account and pass the relevant ID verification checks during registration. CUSTOMER CARE Thriday has a super friendly customer care team you can contact from Monday - Friday, 9 am to 5 pm on 1800 THRIDAY (1800 847 4329). If you prefer to chat or drop us an email, you can access these features via the app or visit our website www.thriday.com.au. We would love to hear your feedback! You can now enjoy the whole Thriday experience. Open a business transaction account with a linked Visa Debit card, start transacting and reconcile your receipts. Send invoices and quotes. Review forecasts of your tax position. Save hours each week by automating your financial admin. TERMS Team Thrive Pty Ltd (Thriday) ABN 15 637 676 496 is an Authorised Representative (No.1297601) of Regional Australia Bank Ltd ABN 21 087 650 360, Australian Financial Services Licence (241167). Regional Australia Bank Ltd is the issuer of: - The transaction accounts with deposits of up to $250,000 AUD per account holder protected by the Financial Claims Scheme. - The Visa Debit card linked to the transaction account. - The Terms and Conditions of the transaction account and the Conditions of Use of the Visa Debit card are located at www.thriday.com.au/legal-and-privacy.
Screenshots
Verdict
The clearest difference is review sentiment: Thriday at 95% against Westpac's 33%. Westpac's advantage is monetization model (free with in-app purchases vs subscription). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Westpac ships an update fortnightly, Thriday weekly. The most recent releases landed on October 18, 2026 and October 15, 2026 respectively.
| Parameter | Westpac | Thriday |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (355 ratings) — better | — |
| Positive reviews | 33.4% of reviews | 94.6% of reviews — better |
| Number of ratings | 355 — better | — |
| Update frequency | Fortnightly | Weekly — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 265 MB | 89 MB |
| Age rating | 4+ | 4+ |
| Developer | Westpac Banking Corporation | Team Thrive Pty Ltd |
Customer experience
Westpac
Thriday
User reviews
Westpac
From 355 App Store ratingsWhat we love
- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals
Room to improve
- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details
Thriday
From App Store reviewsWhat we love
- 👍 Easy to use and intuitive
- 🚀 Time-saving automation features
- 💡 Integrated banking and accounting
- 💰 Good for sole traders and small businesses
- ✅ Streamlined invoicing and payments
Room to improve
- 🐛 Lack of options and frustrating limitations
- 💻 App has fewer capabilities than the web version
- ⚠️ Restrictions and not ideal for complex needs
- ❓ Difficulty accessing GL accounts without upselling
- ⏳ Transfers to other personal accounts can be slow
Bugs and requests
Westpac
Reported bugs
4 issues- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably
Requested features
5 requests- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features
Thriday
Reported bugs
3 issues- Login screen freezes
- Incompatible with older devices
- App doesn't work for account creation
Requested features
5 requests- Ability to create rules for account allocations
- View all transactions in each account
- Instant payments
- Offer personal accounts
- Dark mode option
In-app purchases
Westpac
No in-app purchases
Thriday
No in-app purchases








