Comparison

sejf vs ČSOB Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

sejf

This app simplifies purchasing public transport tickets and parking permits across the Czech Republic. It offers a wide range of payment options and real-time traffic information, ensuring quick and secure transactions for your daily commute or travel needs.

Highlights
  • Easy ticket and parking purchase
  • Multiple payment methods (Apple Pay, card, SMS, m-payment)
  • Real-time transport connection search
  • Ticket and parking expiry notifications
  • Instant payment confirmation
  • Digital tax receipts for parking
Features
Read full description

Vítejte, přinášíme vám novou aplikaci SEJF 2.0, která vám nabídne jednoduché ovládání při nákupu jízdenek, parkovacích lístků ve městech, parkovacích domech, nemocnicích a parkovištích po České republice a vstupenek. SEJF 2.0 je jediná aplikace, která nabízí největší výběr platebních metod Apple Pay, platební kartu, Premium SMS, m-platbu, a to rychle, bezpečně a bez zbytečného stresu, navíc, když spěcháte na schůzku nebo jednání. - ještě jednodušší ovládání aplikace, s aplikací SEJF 2.0 zaplatíte nejrychleji ze všech aplikací na trhu v ČR; - nové platební metody Apple Pay, platební karta VISA a Mastercard, Premium SMS, m-platba; - vyhledání aktuálního dopravního spojení dle zastávky MHD, adresy nebo přímo na základě vaší aktuální polohy; - koupě jízdenky na pár kliknutí přímo z nabídky jízdenek nebo na základě vyhledané trasy; - upozornění na končící dobu jízdenky a parkování; - nemusíte se bát, že dostanete pokutu nebo vám odtáhnou vozidlo, naše systémy okamžitě vědí, že jste parkovné zaplatili; - daňový doklad k parkovacímu lístku máte ihned v aplikaci po zaplacení a nemusíte jej už hledat; - a mnoho dalších funkcí budeme každý měsíc přidávat, zapojte se do vylepšení aplikace a napište nám; - nechceme vás přehltit hned na začátek, proto budeme funkce přidávat postupně, každý měsíc jednu funkci navíc.

About

ČSOB Smart

Manage your entire banking and insurance needs from your mobile device. Open new accounts, track all your finances, make payments, and handle insurance claims and policies with ease. Securely access your accounts and customize your experience.

Highlights
  • Open new accounts
  • Track account balances
  • Scan and pay invoices
  • Manage loans and mortgages
  • Control bank cards
  • Arrange insurance and loans
  • Manage insurance contracts
Features
Read full description

With ČSOB Smart you have the whole bank and insurance company in your mobile. You are not a client yet? It is not a problem, you can become one right in the app – opening a current account takes only few minutes. Why it is great to have ČSOB Smart: 1. Your money is safe, it is protected not only by your bank identity, but also by Face ID or Touch ID. 2. You always know how much money you have, both in your current and savings account, and even on investments account. 3. It makes payments easy, even invoice payment, thanks to the possibility to scan it from a QR code. 4. You have a perfect control of accounts, mortgages, loans, insurance and other ČSOB products. 5. You can change your card limit, display forgotten PIN code, or temporarily lock the card, and it all takes no time. 6. It allows you to easily arrange a loan, savings, investments, travel insurance and other products. 7. Here you may manage your insurance contracts, report an insurance event and monitor its handling progress. You can also find here your insurance documents, such as your Green Card. 8. You can customize it according to your needs, adjust the order of the products or set the dark mode of an app. And that's not all! You can explore more features after downloading it.

Screenshots

sejf4 screens
ČSOB Smart4 screens

Verdict

The call

The clearest difference is review sentiment: ČSOB Smart at 37% against sejf's 11%. sejf's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 29, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
sejf versus ČSOB Smart: the parameters behind the verdict, then further details
ParametersejfČSOB Smart
PriceFreeFree
Rating—4.8 (748 ratings) — better
Positive reviews11.1% of reviews36.9% of reviews — better
Number of ratings—748 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 — better16.4
Further details — not scored
Size118 MB300 MB
Age rating4+4+
DeveloperDIRECT payČeskoslovenská obchodní banka, a.s.

Customer experience

sejf

Written reviews9 reviews
Positive11.1%
Neutral0.0%
Negative88.9%

ČSOB Smart

All ratings748 ratings
Positive95.2%
Neutral1.1%
Negative3.7%
Written reviews122 reviews
Positive36.9%
Neutral7.4%
Negative55.7%

Bugs and requests

sejf

Not enough reviews yet to summarise bugs or requests.

ČSOB Smart

Reported bugs

3 issues
  • Disappearing account balances and interest payments
  • Payments not processed immediately
  • Repeated login failures

Requested features

4 requests
  • Add support for older iOS versions
  • Improve transaction history and search
  • Introduce more language options
  • Provide iPad-optimized layout

In-app purchases

None

sejf

No in-app purchases

None

ČSOB Smart

No in-app purchases

Questions

Is sejf free?
sejf is free to download, with no in-app purchases.
Is ČSOB Smart free?
ČSOB Smart is free to download, with no in-app purchases.
Do sejf or ČSOB Smart have ads?
Neither sejf nor ČSOB Smart shows ads.
Which is updated more often, sejf or ČSOB Smart?
sejf ships an update monthly, and ČSOB Smart monthly. Most recently, sejf was updated on September 29, 2026 and ČSOB Smart on October 12, 2026.

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