Comparison

sejf vs Settle Up

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

sejf

This app simplifies purchasing public transport tickets and parking permits across the Czech Republic. It offers a wide range of payment options and real-time traffic information, ensuring quick and secure transactions for your daily commute or travel needs.

Highlights
  • Easy ticket and parking purchase
  • Multiple payment methods (Apple Pay, card, SMS, m-payment)
  • Real-time transport connection search
  • Ticket and parking expiry notifications
  • Instant payment confirmation
  • Digital tax receipts for parking
Features
Read full description

Vítejte, přinášíme vám novou aplikaci SEJF 2.0, která vám nabídne jednoduché ovládání při nákupu jízdenek, parkovacích lístků ve městech, parkovacích domech, nemocnicích a parkovištích po České republice a vstupenek. SEJF 2.0 je jediná aplikace, která nabízí největší výběr platebních metod Apple Pay, platební kartu, Premium SMS, m-platbu, a to rychle, bezpečně a bez zbytečného stresu, navíc, když spěcháte na schůzku nebo jednání. - ještě jednodušší ovládání aplikace, s aplikací SEJF 2.0 zaplatíte nejrychleji ze všech aplikací na trhu v ČR; - nové platební metody Apple Pay, platební karta VISA a Mastercard, Premium SMS, m-platba; - vyhledání aktuálního dopravního spojení dle zastávky MHD, adresy nebo přímo na základě vaší aktuální polohy; - koupě jízdenky na pár kliknutí přímo z nabídky jízdenek nebo na základě vyhledané trasy; - upozornění na končící dobu jízdenky a parkování; - nemusíte se bát, že dostanete pokutu nebo vám odtáhnou vozidlo, naše systémy okamžitě vědí, že jste parkovné zaplatili; - daňový doklad k parkovacímu lístku máte ihned v aplikaci po zaplacení a nemusíte jej už hledat; - a mnoho dalších funkcí budeme každý měsíc přidávat, zapojte se do vylepšení aplikace a napište nám; - nechceme vás přehltit hned na začátek, proto budeme funkce přidávat postupně, každý měsíc jednu funkci navíc.

About

Settle Up

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

Highlights
  • Track shared expenses
  • Manage IOUs
  • Handle complex splits
  • Multiple payers support
  • Offline functionality
  • Real-time exchange rates
  • Data export
Features
Read full description

Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html

Screenshots

sejf4 screens
Settle Up4 screens

Verdict

The call

The clearest difference is review sentiment: Settle Up at 59% against sejf's 11%. sejf's advantage is in-app purchases (none vs 14) and ads (none vs shown). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month. sejf asks for nothing beyond the download.

UpkeepUpdate frequency

sejf ships an update monthly, Settle Up every 2 weeks. The most recent releases landed on September 29, 2026 and October 15, 2026 respectively.

Scorecard5 real differences · 5 level
sejf versus Settle Up: the parameters behind the verdict, then further details
ParametersejfSettle Up
PriceFreeFree
Rating—4.8 (1.7K ratings) — better
Positive reviews11.1% of reviews58.5% of reviews — better
Number of ratings—1.7K — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 — better17.4
Further details — not scored
Size118 MB103 MB
Age rating4+4+
DeveloperDIRECT payStep Up Labs, Inc.

Customer experience

sejf

Written reviews9 reviews
Positive11.1%
Neutral0.0%
Negative88.9%

Settle Up

All ratings1,729 ratings
Positive96.5%
Neutral1.2%
Negative2.4%
Written reviews388 reviews
Positive58.5%
Neutral6.2%
Negative35.3%

Bugs and requests

sejf

Not enough reviews yet to summarise bugs or requests.

Settle Up

Reported bugs

4 issues
  • Expense details disappearing
  • Inability to create new groups
  • Keyboard issues on iOS 8
  • Incompatibility with iPad

Requested features

3 requests
  • Ability to assign fixed amounts to group members
  • Option to adjust expense shares (e.g. exclude certain items)
  • Support for paying groups (multi-family events)

In-app purchases

None

sejf

No in-app purchases

10 purchases

Settle Up

Subscriptions2
  • Monthly Premium$3.991 Month
  • Yearly Premium7 Days trial$19.991 Year
One-time8
  • Group Premium for 1 week$5.99
  • Group Premium for 2 weeks$9.99
  • Group Premium for 2 months$14.99
Show 5 more
  • Group Premium for 1 month$14.99
  • Group Premium for 2 months$29.99
  • Group Premium5 variants$39.99
  • Group Premium for 1 year$39.99
  • Lifetime Group Premium$149.99

Questions

Is sejf free?
sejf is free to download, with no in-app purchases.
Is Settle Up free?
Settle Up is free to download, with in-app purchases available.
Do sejf or Settle Up have ads?
Settle Up shows ads; sejf does not.
Which is updated more often, sejf or Settle Up?
sejf ships an update monthly, and Settle Up every 2 weeks. Most recently, sejf was updated on September 29, 2026 and Settle Up on October 15, 2026.

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