Comparison

PalmAgent ONE vs Ruoff Agent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PalmAgent ONE

This app provides real estate professionals with city/county-specific closing cost calculations. Generate professional seller net sheets and buyer estimates quickly for clients. Offers a free plan for basic estimates and a premium subscription for advanced features.

Highlights
  • City/county-specific closing cost calculations
  • Seller net sheet generation
  • Buyer estimate generation
  • Professional client reports
  • Free plan for basic estimates
  • Premium subscription for advanced features
Features
Read full description

PalmAgent ONE is a city/county-specific closing cost app that comes preloaded with calculations and closing costs for real estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. PalmAgent is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry's #1 Closing Cost app to the next level with ONE Premium! Here's how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We offer both monthly and annual subscription plans. ONE Premium costs $0.99 per month (monthly plan) or $9.99 per year (annual plan). Payment will be charged to your Apple Account at the confirmation of purchase. You can cancel at any time during your 30-day free trial by going to your Apple Account subscription settings, and you will not be charged if you cancel before the trial ends. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. To learn more, please review our Terms of Use: http://palmagent.com/terms/ With ONE Premium you have: • Users can opt in for a free 30-day trial but are required to enter their payment information first. They will be charged for the monthly or annual subscription, depending on the option they choose, after the free 30-day trial is complete, unless they cancel before the next billing date. • After the 30-day free trial, payment will be charged to your Apple Account according to the subscription plan you selected. • ONE Premium subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current period, and the renewal cost will be displayed. • Subscriptions may be managed by the user, and auto-renewal may be turned off by going to the user's Apple Account subscription settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription, where applicable. If you're not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. For more information, please review our Privacy Policy and Terms of Use: https://palmagent.com/privacy/ https://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our customer support team is just an email away—simply write to support@palmagent.com.

About

Ruoff Agent

This tool helps real estate agents track client transactions, access marketing materials, and connect with potential clients. It provides real-time updates on mortgage milestones and allows for easy referral of loan officers.

Highlights
  • Track active and closed transactions
  • View and download marketing materials
  • Connect with potential clients
  • Receive real-time file updates
  • Refer loan officers via text
Features
Read full description

Ruoff Agent is a tool designed by Ruoff Mortgage specifically for our real estate agent partners. It provides a central hub for tracking the status of active and closed transactions, viewing marketing materials supplied by Ruoff Mortgage to enhance our partners’ businesses, and connecting with potential clients working with Ruoff Mortgage for their home financing. This innovative app ensures our partners have access to updates during the home financing process as soon as their homebuyers reach their mortgage milestones. Key features: • Pipeline view to track all active transactions in the financing process with Ruoff Mortgage • Download existing pre-approval letters for homebuyers • Library of available marketing materials offered by Ruoff Mortgage • Refer a Ruoff loan officer to your client via text • Push notifications for real-time file updates https://www.ruoff.com/ruoff-agent

Screenshots

PalmAgent ONE4 screens
Ruoff Agent4 screens

Verdict

The call

The clearest difference is review sentiment: Ruoff Agent at 100% against PalmAgent ONE's 64%. Ruoff Agent also leads on in-app purchases (none vs 2). PalmAgent ONE's advantage is update cadence (fortnightly vs every 3 months) and ratings volume (1.2K vs 7). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PalmAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Ruoff Agent asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

PalmAgent ONE holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: PalmAgent ONE has 1.2K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 64% of PalmAgent ONE's written reviews are positive against 100% of Ruoff Agent's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

PalmAgent ONE ships an update fortnightly, Ruoff Agent every 3 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
PalmAgent ONE versus Ruoff Agent: the parameters behind the verdict, then further details
ParameterPalmAgent ONERuoff Agent
PriceFreeFree
Rating4.9 (1.2K ratings) — better4.6 (7 ratings)
Positive reviews63.8% of reviews100.0% of reviews — better
Number of ratings1.2K — better7
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size371 MB251 MB
Age rating9+4+
DeveloperPalmAgent SoftwareRuoff

Customer experience

PalmAgent ONE

All ratings1,197 ratings
Positive98.5%
Neutral0.6%
Negative0.9%
Written reviews58 reviews
Positive63.8%
Neutral5.2%
Negative31.0%

Ruoff Agent

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

PalmAgent ONE

Reported bugs

5 issues
  • Equity review calculator not working
  • Tax prorations inaccurate for certain locations
  • App stopped working after a few months
  • App crashes or fails to open after updates
  • Certain counties/states not supported

Requested features

4 requests
  • Ability to pull in actual real estate taxes
  • Integration with grant programs for first-time homebuyers
  • Calculation of rate buy-downs
  • Customization of branding and colors

Ruoff Agent

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

PalmAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

Ruoff Agent

No in-app purchases

Questions

Is PalmAgent ONE free?
PalmAgent ONE is free to download, with in-app purchases available.
Is Ruoff Agent free?
Ruoff Agent is free to download, with no in-app purchases.
Which has better reviews, PalmAgent ONE or Ruoff Agent?
PalmAgent ONE is rated higher. PalmAgent ONE averages 4.9 out of 5 from 1.2K ratings, while Ruoff Agent averages 4.6 from 7 ratings.
Do PalmAgent ONE or Ruoff Agent have ads?
Neither PalmAgent ONE nor Ruoff Agent shows ads.
Which is updated more often, PalmAgent ONE or Ruoff Agent?
PalmAgent ONE ships an update fortnightly, and Ruoff Agent every 3 months. Most recently, PalmAgent ONE was updated on October 23, 2026 and Ruoff Agent on October 24, 2026.

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