PalmAgent ONE vs Mortgage Agent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PalmAgent ONE
This app provides real estate professionals with city/county-specific closing cost calculations. Generate professional seller net sheets and buyer estimates quickly for clients. Offers a free plan for basic estimates and a premium subscription for advanced features.
- City/county-specific closing cost calculations
- Seller net sheet generation
- Buyer estimate generation
- Professional client reports
- Free plan for basic estimates
- Premium subscription for advanced features
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PalmAgent ONE is a city/county-specific closing cost app that comes preloaded with calculations and closing costs for real estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. PalmAgent is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry's #1 Closing Cost app to the next level with ONE Premium! Here's how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We offer both monthly and annual subscription plans. ONE Premium costs $0.99 per month (monthly plan) or $9.99 per year (annual plan). Payment will be charged to your Apple Account at the confirmation of purchase. You can cancel at any time during your 30-day free trial by going to your Apple Account subscription settings, and you will not be charged if you cancel before the trial ends. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. To learn more, please review our Terms of Use: http://palmagent.com/terms/ With ONE Premium you have: • Users can opt in for a free 30-day trial but are required to enter their payment information first. They will be charged for the monthly or annual subscription, depending on the option they choose, after the free 30-day trial is complete, unless they cancel before the next billing date. • After the 30-day free trial, payment will be charged to your Apple Account according to the subscription plan you selected. • ONE Premium subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current period, and the renewal cost will be displayed. • Subscriptions may be managed by the user, and auto-renewal may be turned off by going to the user's Apple Account subscription settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription, where applicable. If you're not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. For more information, please review our Privacy Policy and Terms of Use: https://palmagent.com/privacy/ https://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our customer support team is just an email away—simply write to support@palmagent.com.
Mortgage Agent
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Know your numbers before you buy, quote, or list. Calculate a full monthly payment in seconds, see how much house you can afford, and, if you're a loan officer or real estate agent, get the pro tools you use every day in one app. FREE FOR EVERYONE • Mortgage calculator with principal & interest, property tax, insurance, HOA, PMI and debt-to-income • Save, reset and recall past scenarios with History • Full amortization schedule • How Much House Can I Afford • Rent vs. Buy • Extra Payment Payoff • Refinance Break-Even • Buyer Cash-to-Close • Basic calculator and simple calendar LOAN OFFICER PLAN Everything free, plus: • LLPA Pricing Map: Fannie Mae and Freddie Mac loan-level price adjustments as a color-coded score × LTV grid, with "cheaper cells nearby" suggestions. Pricing data updates automatically. • Address Lookup: county conforming and FHA loan limits, FEMA flood zone, and local home value, rent and property tax medians for any U.S. address • FHA Mortgage Insurance Premium calculator • VA Funding Fee calculator • Max Qualification calculator • Loan Scenario Comparison • Temporary BuyDown calculator • Escrow Closing Date calculator and Key Dates Tracker • Income Required to Qualify • Email and share loan summaries as PDF REAL ESTATE AGENT PLAN Everything free, plus: • Seller Net Sheet • Commission Split calculator • Cap Rate calculator • Address Lookup • Temporary BuyDown calculator • Escrow Closing Date calculator and Key Dates Tracker • Income Required to Qualify ONE-TIME PURCHASE, NO SUBSCRIPTIONS Each plan is a single purchase that's yours to keep. Already own one plan? Add the other at a discount. Works on iPhone, iPad and Mac. Address Lookup data comes from public records published by HUD, FHFA, FEMA and the U.S. Census Bureau and refreshes monthly. All results are estimates for planning purposes; actual loan terms, pricing and approval depend on your lender.
Screenshots
Verdict
The clearest difference is iOS requirement: PalmAgent ONE at 16.0 against Mortgage Agent's 18.2. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PalmAgent ONE sells 2 in-app purchases, starting at $0.99 per month and Mortgage Agent sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.
| Parameter | PalmAgent ONE | Mortgage Agent |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (1.3K ratings) — better | — |
| Positive reviews | 63.8% of reviews | — |
| Number of ratings | 1.3K — better | — |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad, Mac — better |
| Requires iOS | 16.0 — better | 18.2 |
| Further details — not scored | ||
| Size | 371 MB | 8 MB |
| Age rating | 9+ | 4+ |
| Developer | PalmAgent Software | Jae Hong |
Bugs and requests
PalmAgent ONE
Reported bugs
5 issues- Equity review calculator not working
- Tax prorations inaccurate for certain locations
- App stopped working after a few months
- App crashes or fails to open after updates
- Certain counties/states not supported
Requested features
4 requests- Ability to pull in actual real estate taxes
- Integration with grant programs for first-time homebuyers
- Calculation of rate buy-downs
- Customization of branding and colors
Mortgage Agent
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PalmAgent ONE
- Monthly1 Month trial$0.991 Month
- Yearly1 Month trial$9.991 Year
Mortgage Agent
- Mortgage Calculator Pro$2.99
- Real Estate Agent2 variants$4.99
- Loan Officer$7.49
Show 3 moreShow fewer
- Real Estate Agent$9.99
- Loan Officer$9.99
- Loan Officer$14.99
Questions
Is PalmAgent ONE free?
Is Mortgage Agent free?
Do PalmAgent ONE or Mortgage Agent have ads?
Which is updated more often, PalmAgent ONE or Mortgage Agent?
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