State Farm® vs PENNYMAC MOBILE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
State Farm®
Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.
- Manage insurance policies
- Pay bills with Apple Pay
- File and track claims
- Request roadside assistance
- View financial product details
- Access insurance cards
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With the award-winning State Farm app, you can manage your insurance policies and other products, request roadside assistance, file and track claims and much more. Drive Safe & Save® is on the move! • We’re moving all the great features of our safe driving discount program — Drive Safe & Save — into the State Farm app. • If you’re enrolled in the program, we’ll email the first person listed on your auto policies when it’s time to start using the State Farm app to access your Drive Safe & Safe details. • If you’re already using the Drive Safe & Save app, you won’t lose any of your info. IMPORTANT: Drive Safe & Save terms of use, including precise location data collection and sharing, only apply to customers who set up Drive Safe & Save and enable specific permissions on their mobile devices. View and manage your insurance policies. • Quickly pay your insurance bill — even with Apple Pay. • View your insurance card and add it to Apple Wallet. • View your insurance policies and coverage details. We’re here to help when you have a claim. • File a vehicle, property or vehicle glass claim. • Track the status of your claim through every step. • Get claim status notifications. • Get roadside assistance with tire changes, dead batteries, stuck vehicles and more. • Search for repair shops. More convenient features: • Get personalized reminders and notifications when you log in. • Ask Siri to view your insurance card or claims with our shortcuts. • Log in with Touch ID, Face ID or a PIN. • Need technical assistance? Send us a message on your time with our messaging feature. • View details about your financial products. • Help topics are available in the app when you need them. • Learn about other products State Farm offers.
PENNYMAC MOBILE
Manage your home loan conveniently with 24/7 access to your account. Track payments, make one-time or recurring payments, download statements, and manage escrow details. Secure login and payment reminders are also available.
- Check loan balance
- Track loan payments
- Set up automatic payments
- Download statements
- Manage escrow
- Payment reminders
- Fingerprint authentication
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**What’s new: Updated design and improved functionality based on customer feedback** Make it simple to manage your home loan, with everything you need at your fingertips. Enjoy complete convenience with 24/7 access to your account(s) and the ability to: - Check your current loan balance - Keep track of loan payments and activity at a glance - Set up automatic, recurring monthly payments or make a one-time payment - Download and view statements and documents, making it easy to go paperless - Get payment reminders - Manage escrow, tax and insurance - Get available refunds with eDisbursements - Log in securely with fingerprint authentication - Make principal reduction and escrow shortage payments - Calculate ways to adjust and save on your payments - View/pay multiple mortgages *App available in Spanish./App disponible en Español. Pennymac Publication Rules PennyMac Loan Services, LLC does not pay or otherwise provide compensation for reviews/comments. All reviews/comments are subject to the disclaimer provided prior to posting and become the property of Pennymac once submitted. We reserve the right to validate, remove or republish your reviews/comments at any time. Equal Housing Opportunity © 2023 PennyMac Loan Services, LLC, 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, 818-224-7442. NMLS ID # 35953. For licensing information, go to: www.nmlsconsumeraccess.org. Trade/service marks are the property of PennyMac Loan Services, LLC and/or its subsidiaries or affiliates. Arizona Mortgage Banker License # 0911088. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Colorado office: 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552. Massachusetts Mortgage Lender License # MC35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. North Carolina Permit No. 119504607, 119505929, 119506567, 119506570, 119507419. Rhode Island Licensed Lender # 20092600LL, Loan Broker, and Third Party Loan Servicer. Texas office: 2201 W. Plano Parkway, Suites 150 and 300, Plano, TX 75075. For more information, review Pennymac’s state licenses and important notices. Co-op loans not available. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. (02-2023)
Screenshots
Verdict
State Farm® and PENNYMAC MOBILE both sit at 4.8 stars, but that hides the real split: 50% of PENNYMAC MOBILE's written reviews are positive against 34% of State Farm®'s. State Farm®'s advantage is chart position (#37 vs unranked) and ratings volume (1.3M vs 173K). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for State Farm® against 4.8 for PENNYMAC MOBILE. That said, the two scores are not equally well evidenced: State Farm® has 1.3M ratings behind it against 173K, so its average is the more settled of the two. Written reviews are what separate them: 34% of State Farm®'s written reviews are positive against 50% of PENNYMAC MOBILE's.
State Farm® ships an update every 2 weeks, PENNYMAC MOBILE fortnightly. Both last shipped on November 8, 2026.
| Parameter | State Farm® | PENNYMAC MOBILE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.3M ratings) | 4.8 (173K ratings) — better |
| Positive reviews | 34.4% of reviews | 50.4% of reviews — better |
| Number of ratings | 1.3M — better | 173K |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #37 — better | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 301 MB | 66 MB |
| Age rating | 12+ | 17+ |
| Developer | State Farm Mutual Automobile Insurance Company | PennyMac Loan Services, LLC |
Customer experience
State Farm®
PENNYMAC MOBILE
User reviews
State Farm®
From 1.3M App Store ratingsWhat we love
- 🚀 Convenient payment options
- 🔒 Secure login with biometrics
- 👍 Easy access to insurance cards
- 🚗 Helpful for roadside assistance
Room to improve
- 🐛 Buggy app updates
- 🤔 Confusing navigation
- 💰 Unexpected premium increases
- 🤖 Overly sensitive driving monitoring
PENNYMAC MOBILE
From 173K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 User-friendly interface
- 💰 Convenient payment options
- 📱 Helpful mobile app
- 🔒 Secure login options
Room to improve
- 🐛 Frequent app crashes
- 🔍 Difficult to navigate
- 🔑 Login issues
- 🕰️ Slow loading times
- 🤖 Unhelpful automated systems
Bugs and requests
State Farm®
Reported bugs
3 issues- Login issues and account lockouts
- Inability to pay bills through the app
- Inconsistent display of policy details
Requested features
4 requests- Ability to view complete payment history
- Option to manually enter odometer readings
- Improved transparency on policy changes
- Better integration with external bank accounts
PENNYMAC MOBILE
Reported bugs
4 issues- App crashing when switching between loans
- Biometric login not working
- Pending payments not showing up correctly
- Issues with document viewing and downloading
Requested features
6 requests- Biometric login options
- Improved payment tracking and history
- Ability to set up automatic payments
- Better integration between app and website
- More detailed payment breakdowns
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- Spanish language support
In-app purchases
State Farm®
No in-app purchases
PENNYMAC MOBILE
No in-app purchases
Questions
Is State Farm® free?
Is PENNYMAC MOBILE free?
Which has better reviews, State Farm® or PENNYMAC MOBILE?
Do State Farm® or PENNYMAC MOBILE have ads?
Which is updated more often, State Farm® or PENNYMAC MOBILE?
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