Comparison

Account Tracker vs Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Account Tracker

Manage your personal finances by tracking spending and monitoring balances across various accounts. Features include alerts, bill reminders, budgeting tools, detailed reports, and multi-currency support for comprehensive financial control.

Highlights
  • Track multiple account types
  • Set bill reminders and alerts
  • Create and monitor budgets
  • Generate detailed financial reports
  • Multi-currency support
  • Data syncing across devices
Read full description

Apple "New apps and games we love" (on the Mac), March 2017 Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010 Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances. This FREE version requires a subscription, either quarterly or yearly. When you sign up, the first month is free, to give you a chance to try the app before being charged. You can manage or cancel your subscription at any time by going to your account settings on the AppStore. If you prefer a subscription-free alternative, Account Tracker Pro gives you the same content, plus basic support for Apple Watch. Also check out Account Tracker for Mac, now available on the Mac App Store. It requires Account Tracker version 6 or above (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above. ACCOUNTS - Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc - Separate your accounts into groups, e.g. personal vs business accounts - Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc - Quickly and simply enter one-off transactions as they happen - Reconcile your account data with your statements - While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments - Alerts if an account is likely to go overdrawn or hit its overdraft limit BILLS - Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually - View all transactions with reminders set - Alerts to tell you when these transactions are due BUDGETS - Add budgets per category for spending, income and transfers across individual or multiple accounts - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Monitor your transactions against the goals you set REPORTS - Detailed reports to really understand your financial position - Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Export or print reports as PDF files DATA, BACKUPS AND SYNCING - Import historical transactions or bank statements from a CSV file - Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet - Local backup and restore on your device, plus transfer of backups by AirDrop, email, Dropbox or iCloud - Support for database syncing across multiple devices (using either Dropbox or iCloud) - PIN code protection, plus Face/Touch ID and 1Password integration PLUS - Full multi-currency support, per account and per transaction - The default currency is the one local to your device, but this can be overridden - Supports sub-categories and splitting a transaction across multiple categories/subcategories - Universal, retina enabled app that works on the iPhone, iPad and iPod Touch - buy once, use it on ALL of your devices - In-app user guide SUPPORT Please use the link to my support page from the AppStore page or from the app itself (or simply go to http://grahamhaley.co.uk/accounts/). Alternatively, contact me directly via my support pages and you will get a quick response. MORE INFORMATION Privacy policy: http://grahamhaley.co.uk/privacy/ Terms of use (EULA): http://www.apple.com/legal/itunes/appstore/dev/stdeula

About

Checkbook

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Highlights
  • Multiple account tracking
  • Recurring transaction saving
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view of transactions
  • Reports and charts for expenses/income
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

Screenshots

Account Tracker4 screens
Checkbook4 screens

Verdict

The call

The clearest difference is review sentiment: Account Tracker at 96% against Checkbook's 56%. Account Tracker also leads on ads (none vs shown) and rating (4.5 vs 4.3). Checkbook's advantage is ratings volume (14K vs 33) and chart position (#144 vs unranked). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Account Tracker sells 3 in-app purchases, starting at $0.99 per 3 months and Checkbook sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Account Tracker holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 96% of Account Tracker's written reviews are positive against 56% of Checkbook's.

UpkeepUpdate frequency

Account Tracker ships an update every 2 months, Checkbook every 6 weeks. The most recent releases landed on October 16, 2026 and October 19, 2026 respectively.

Scorecard5 real differences · 6 level
Account Tracker versus Checkbook: the parameters behind the verdict, then further details
ParameterAccount TrackerCheckbook
PriceFreeFree
Rating4.5 (33 ratings) — better4.3 (14K ratings)
Positive reviews95.8% of reviews — better55.7% of reviews
Number of ratings3314K — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationSubscriptionSubscription
Best chart rank—#144 — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size16 MB122 MB
Age rating4+4+
DeveloperGraham HaleyBeesoft Apps

Customer experience

Account Tracker

All ratings33 ratings
Positive87.9%
Neutral0.0%
Negative12.1%
Written reviews264 reviews
Positive95.8%
Neutral0.8%
Negative3.4%

Checkbook

All ratings14,252 ratings
Positive82.0%
Neutral6.3%
Negative11.7%
Written reviews776 reviews
Positive55.7%
Neutral9.4%
Negative34.9%

User reviews

Account Tracker

From 33 App Store ratings

What we love

  • 🚀 Great app with great support
  • 🚀 The Best App for True Financial Wellbeing
  • 👍 Great app
  • 👍 Would live without this app
  • 👍 A really REALLY good useful tool

Room to improve

  • 🐛 Unable to Import

Checkbook

From 14K App Store ratings

What we love

  • 💻 Easy to use
  • 📊 Helpful charts and reports
  • 🔄 Seamless sync across devices
  • 🧮 Convenient built-in calculator
  • 🗂️ Ability to manage multiple accounts

Room to improve

  • 🔍 Lacking advanced search/filtering
  • 🔁 Recurring transactions issues
  • 🔒 Concerns about data security
  • 💰 Subscription model too expensive
  • 📢 Intrusive ads in free version

Bugs and requests

Account Tracker

Reported bugs

3 issues
  • Crashes when selecting accounts on iOS 8
  • Login screen freezes
  • Incompatible with older devices

Requested features

8 requests
  • Ability to attach photos of receipts to transactions
  • Ability to delete old transactions
  • Ability to set up a formula to calculate a transaction's amount based on the current balance of the account
  • Ability to change an account name after it has been created
  • Group sync that would automatically sync with all devices when changing information on one device
Show 3 more
  • Ability to control when an item should receive a check mark
  • Dark mode option
  • Advanced analytics dashboard

Checkbook

Reported bugs

4 issues
  • Account balances not updating correctly
  • Transactions disappearing or duplicating
  • Sync issues between devices
  • App crashes or freezes after updates

Requested features

5 requests
  • Custom categories and icons
  • Budgeting and forecasting tools
  • Ability to attach receipts/photos
  • Improved account organization options
  • Automatic balance reconciliation

In-app purchases

3 purchases

Account Tracker

Subscriptions2
  • Full Access for 3 Months1 Month trial$0.993 Months
  • Full Access for 12 Months1 Month trial$1.991 Year
One-time1
  • Version 6$3.99
5 purchases

Checkbook

Subscriptions4
  • Premium - 1 Month$0.991 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Upgrade to Checkbook Pro$9.99

Questions

Is Account Tracker free?
Account Tracker is free to download, with in-app purchases available.
Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Which has better reviews, Account Tracker or Checkbook?
Account Tracker is rated higher. Account Tracker averages 4.5 out of 5 from 33 ratings, while Checkbook averages 4.3 from 14K ratings.
Do Account Tracker or Checkbook have ads?
Checkbook shows ads; Account Tracker does not.
Which is updated more often, Account Tracker or Checkbook?
Account Tracker ships an update every 2 months, and Checkbook every 6 weeks. Most recently, Account Tracker was updated on October 16, 2026 and Checkbook on October 19, 2026.

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