Comparison

DATCU Mobile Banking vs FSB Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DATCU Mobile Banking

Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.

Highlights
  • Biometric sign-in (Touch ID/Face ID)
  • Quick Balance viewing
  • Fund transfers
  • Bill payments
  • Mobile check deposit
  • Loan payments
  • Accessibility features
Features
Read full description

Welcome to DATCU Mobile Banking! Looking for time-saving shortcuts? We can't help you escape the traffic on Interstate 35. But we can help you get your banking chores done a lot faster. Just download our app onto your mobile device and you'll be able to manage all your DATCU accounts from wherever you are at any time of day. Do more with our DATCU Mobile Banking app. Features: - Sign in with Touch ID or Face ID - Use Quick Balance to view account balances without signing in - View Quick Balances on your Apple Watch - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, colorblindness, and visual sensitivity. ...and more!

About

FSB Mobile Banking

Manage your bank accounts conveniently on the go. This application provides quick access to check balances, pay bills, transfer funds, and locate ATMs and bank branches. Use your existing internet banking credentials to begin managing your finances from your mobile device.

Highlights
  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Locate ATMs and branches
Features
Read full description

First State Bank – (Texas - Gainesville, Decatur, Denton, Lake Kiowa, Muenster, Roanoke, Saint Jo, and Valley View) Bank on the go with First State Bank's Mobile Banking. This free banking app offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, and locate ATMs and bank locations with just a touch. Use your current internet banking login information to start banking today. Features: •Check Account Balances •Transfer funds between FSB accounts •Pay Bills** •Deposit Checks** •Find our ATMs and Banking Centers using the GPS system provided by your iPhone.*** *Must be an Internet Banking Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our bank locations and ATMs. Please refer to your carrier for any fees that may apply. First State Bank Corporate Headquarters 801 E California St Gainesville TX 76240 Phone – 940-665-1711 Website – www.f-s-b.com

Screenshots

DATCU Mobile Banking4 screens
FSB Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: FSB Mobile Banking at 3.8 against DATCU Mobile Banking's 2.9. FSB Mobile Banking also leads on review sentiment (43% vs 15%). DATCU Mobile Banking's advantage is update cadence (every 3 weeks vs every 3 months) and ratings volume (168 vs 10). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FSB Mobile Banking holds the better App Store score, 3.8 against 2.9. That said, the two scores are not equally well evidenced: DATCU Mobile Banking has 168 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 15% of DATCU Mobile Banking's written reviews are positive against 43% of FSB Mobile Banking's.

UpkeepUpdate frequency

DATCU Mobile Banking ships an update every 3 weeks, FSB Mobile Banking every 3 months. The most recent releases landed on September 22, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
DATCU Mobile Banking versus FSB Mobile Banking: the parameters behind the verdict, then further details
ParameterDATCU Mobile BankingFSB Mobile Banking
PriceFreeFree
Rating2.9 (168 ratings)3.8 (10 ratings) — better
Positive reviews15.3% of reviews42.9% of reviews — better
Number of ratings168 — better10
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size113 MB66 MB
Age rating4+4+
DeveloperDATCU Credit UnionFirst State Bank (TX)

Customer experience

DATCU Mobile Banking

All ratings168 ratings
Positive41.7%
Neutral8.3%
Negative50.0%
Written reviews85 reviews
Positive15.3%
Neutral11.8%
Negative72.9%

FSB Mobile Banking

All ratings10 ratings
Positive70.0%
Neutral0.0%
Negative30.0%
Written reviews28 reviews
Positive42.9%
Neutral3.6%
Negative53.6%

Bugs and requests

DATCU Mobile Banking

Reported bugs

67 issues
  • App crashes
  • App is offline
  • Cannot login
  • System errors
  • Orientation flips
Show 62 more
  • Transaction list limited
  • Confusing balance display
  • Wasted screen space
  • Horrible new layout
  • App is trash
  • App is worthless
  • Server error on login
  • Card controls difficult
  • Loan payments not visible
  • Cannot see account balances on transfer
  • Less user friendly
  • Obscure info layout
  • Not easy to use anymore
  • Takes more steps
  • Cannot transfer funds to credit card/loan
  • Too busy interface
  • Missing pending transaction info
  • No balance after payment
  • Missing loan payoff details
  • App is crap
  • Cloudflare blocking access
  • App support page not found
  • Frozen account
  • App crashes instantly
  • Outdated look
  • Lacks basic features
  • Antiquated feel
  • Limited features and accessibility
  • Cannot make payments with external account
  • No help on login screen
  • App isn't working with update
  • Doesn't accept login info
  • Asks for PIN
  • Froze up
  • App looks outdated
  • Not as clean without screen real estate
  • Antiquated feel
  • Needs updating
  • Very limited to features and accessibility
  • Lack of app updates
  • App not working on iPhone 4
  • Crashes immediately loading presets
  • Cannot get it to work after OS update
  • Needs to be more secure
  • Graphs feature doesn't work
  • Needs new features
  • Sleeker interface needed
  • Not all inclusive
  • Doesn't show pending deposits or withdrawals
  • Doesn't show credit card account
  • Not much more functional than mobile website
  • App isn't working
  • Useless app
  • Cannot log in
  • Account freeze on login attempt
  • Bugs need to be worked out
  • Incorrect balances shown
  • Payment selection not working
  • Cannot transfer money externally
  • Mobile deposit never works
  • App rarely works
  • Show incorrect balances

Requested features

37 requests
  • Budgeting feature
  • In-depth income/expense tracking
  • Other financial tools
  • Access to monthly bank statements
  • Ability to see pending transactions
Show 32 more
  • Access to bill pay
  • See captured transactions without desktop login
  • See pending transactions without desktop login
  • Password feature on startup for security
  • Check images
  • New features
  • Sleeker interface
  • More all inclusive features
  • Show pending deposits or withdrawals
  • Show credit card account
  • Ability to see pending ACH withdrawals
  • Ability to see balance as each item cleared
  • Access desktop version on iPhone
  • 4-digit passcode entry
  • Option for both or either passcode/password
  • Photograph checks for deposit
  • New look for the app
  • Face ID for fast login
  • Support for passwords via Apple keyboard
  • Layout for X and XR phones
  • Show savings from paying off early
  • Show current loan amount
  • Show pending transactions on mobile
  • Show posted balances
  • Show available balances
  • Transfer funds from checking to credit card/loan
  • Mobile deposit
  • Access to account number
  • Dark mode option
  • Advanced analytics dashboard
  • Dark mode option
  • Advanced analytics dashboard

FSB Mobile Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

DATCU Mobile Banking

No in-app purchases

None

FSB Mobile Banking

No in-app purchases

Questions

Is DATCU Mobile Banking free?
DATCU Mobile Banking is free to download, with no in-app purchases.
Is FSB Mobile Banking free?
FSB Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, DATCU Mobile Banking or FSB Mobile Banking?
FSB Mobile Banking is rated higher. DATCU Mobile Banking averages 2.9 out of 5 from 168 ratings, while FSB Mobile Banking averages 3.8 from 10 ratings.
Do DATCU Mobile Banking or FSB Mobile Banking have ads?
Neither DATCU Mobile Banking nor FSB Mobile Banking shows ads.
Which is updated more often, DATCU Mobile Banking or FSB Mobile Banking?
DATCU Mobile Banking ships an update every 3 weeks, and FSB Mobile Banking every 3 months. Most recently, DATCU Mobile Banking was updated on September 22, 2026 and FSB Mobile Banking on September 20, 2026.

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