Discover Mobile vs Barclays US
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Discover Mobile
Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.
- Account balance and transaction viewing
- Payment management and scheduling
- Rewards redemption
- FICO Credit Score access
- Account freezing
- Mobile check deposit
- Secure messaging
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You can manage your Discover credit card and bank accounts conveniently and securely from anywhere, using Discover’s Mobile App. Check your account balance, view your account info, make and edit payments, add your card into Apple Pay, manage your rewards, and more - all from your mobile device. FAST ACCOUNT ACCESS • Log in quickly with a 4-digit Passcode • Log in faster with Discover Touch ID, available for users with Discover passcode enabled on an eligible device – not supported on modified or jailbroken devices MANAGE YOUR DISCOVER CREDIT CARD ACCOUNT • Check your balance and available credit, and view or download monthly statements • View and search transaction activity • Make payments and edit or cancel pending payments • Redeem rewards, in any amount, as a statement credit towards your monthly bill, including your minimum payment due • Redeem rewards, in any amount, as an electronic deposit to your bank account • Redeem rewards for gift cards starting at only $5. Plus, get an added bonus on every card • Link your Discover card to your Amazon and PayPal accounts to make it easier to earn and pay with rewards for eligible purchases at checkout • View your FICO® Credit Score* for free and learn what it means to lenders *See FICO® Credit Score terms at Discover.com/FICO • Freeze or unfreeze your account to prevent new purchases, cash advances, and balance transfers • Add your card into Apple Pay to use for purchases in-store on eligible devices with iOS 9 • Send and receive messages from Discover Customer Service • View and edit your account profile • Activate a new card or report a current card as lost, stolen or misplaced • Use the Travel Notification feature to help ensure uninterrupted use of your card while traveling • Sign up to receive alerts about your account MANAGE YOUR DISCOVER BANK DEPOSIT ACCOUNT AND PERSONAL LOAN ACCOUNT • View account balances, summary and transaction history • Track account activity and schedule transactions • Transfer money • Pay bills • Deposit checks • Find ATMs - Nationwide ATMs available to use your Discover debit card • View statements • View and send secure messages • Make Personal Loan payments Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Mobile Privacy Statement: https://www.discover.com/privacy-statement Mobile Terms of Use: https://www.discover.com/credit-cards/help-center/discover-terms-of-use.html
Barclays US
Manage your accounts and credit cards securely and conveniently. Features include biometric login, digital wallet integration, spending analysis, and credit score access. Enjoy easy transfers and card controls for a seamless banking experience.
- Biometric login
- Digital wallet integration
- Spending Analyzer
- Free FICO® Credit Score access
- Card control (lock/replace)
- Customized notifications
- Online transfers
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Access your account anywhere, anytime with the Barclays US App. With biometric login, customized notifications, mobile wallets, easy direct deposits and online transfers, banking online or using your credit card is faster and easier. If you already have a credit card login with Barclays, you can use the same online credentials. If not, and you already have a Barclays Savings or CD account, you can set up an online account through the app. Faster • Digital wallet: pay with just a tap. Add your card to Google Pay ™ or Samsung Pay and replace your cards and cash • Biometric login: skip the password. Log in quickly and securely with your fingerprint • Rewards: all your rewards at your fingertip • Online transfers to and from other banks Easier • Quick and easy payments • View all your accounts in one place • Spend Analyzer: get a big picture view of your spending with our handy tool • Free online access to your FICO® Credit Score • Direct deposit to make saving simple and easy • No monthly maintenance fees on savings accounts Safer • Card control: lost card? Not a problem. Lock your card instantly • Notifications: personalized alerts and push notifications • Replace your card: get a new card in just a few easy steps • Secure, 24/7 online access to your funds FICO is registered trademark Of Fair Isaac Corporation in the United States and other countries.
Screenshots
Verdict
Discover Mobile and Barclays US both sit at 4.9 stars, but that hides the real split: 63% of Discover Mobile's written reviews are positive against 43% of Barclays US's. Discover Mobile also leads on ratings volume (5.3M vs 568K). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Discover Mobile against 4.9 for Barclays US. That said, the two scores are not equally well evidenced: Discover Mobile has 5.3M ratings behind it against 568K, so its average is the more settled of the two. Written reviews are what separate them: 63% of Discover Mobile's written reviews are positive against 43% of Barclays US's.
Discover Mobile ships an update fortnightly, Barclays US monthly. Both last shipped on November 10, 2026.
| Parameter | Discover Mobile | Barclays US |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (5.3M ratings) — better | 4.9 (568K ratings) |
| Positive reviews | 63.4% of reviews — better | 43.0% of reviews |
| Number of ratings | 5.3M — better | 568K |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #122 | #50 — better |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.1 | 16.0 — better |
| Further details — not scored | ||
| Size | 190 MB | 219 MB |
| Age rating | 4+ | 4+ |
| Developer | Discover Financial Services | Barclays Bank Delaware |
Customer experience
Discover Mobile
Barclays US
User reviews
Discover Mobile
From 5.3M App Store ratingsWhat we love
- 👍 Excellent customer service
- 🚀 Smooth and easy-to-use app
- 💳 Great credit card with rewards
- 🔒 Secure and reliable
- 💳 Helpful for building credit
Room to improve
- 🐛 App crashes and bugs
- 🤖 Poor customer service and unresponsive to issues
- 💳 Difficult to get credit limit increases
- 💳 Unfair credit reporting practices
- 💳 Holding funds hostage and difficult to access money
Barclays US
From 568K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient app functionality
- 🔒 Secure app with Face ID/Touch ID login
- 💡 Useful features like tracking credit score
Room to improve
- 🐛 Frequent login issues with password and biometrics
- 🐛 Inaccurate balance displays and transaction tracking
- 🐛 Buggy app crashes and performance issues
- 🔍 Lack of push notifications for transactions
- 💻 Outdated and clunky app design
Bugs and requests
Discover Mobile
Reported bugs
3 issues- App crashes on launch for some users
- Inconsistent behavior when scheduling payments
- Incorrect credit score reporting and account information
Requested features
4 requests- Allow more than 3 weeks of transaction history in the app
- Improve login process and Face ID/Touch ID functionality
- Provide more transparency and control over account settings
- Enhance international usage and support
Barclays US
Reported bugs
3 issues- App crashes after updates
- Login issues with password and biometrics
- Inaccurate balance and transaction display
Requested features
4 requests- Dark mode option
- Ability to easily pay current balance
- Improved transaction history and balance tracking
- More customization options
In-app purchases
Discover Mobile
No in-app purchases
Barclays US
No in-app purchases
Questions
Is Discover Mobile free?
Is Barclays US free?
Which has better reviews, Discover Mobile or Barclays US?
Do Discover Mobile or Barclays US have ads?
Which is updated more often, Discover Mobile or Barclays US?
Which is more popular, Discover Mobile or Barclays US?
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