Comparison

Discover Mobile vs Barclays US

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Discover Mobile

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Highlights
  • Account balance and transaction viewing
  • Payment management and scheduling
  • Rewards redemption
  • FICO Credit Score access
  • Account freezing
  • Mobile check deposit
  • Secure messaging
Features
Currently charting
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You can manage your Discover credit card and bank accounts conveniently and securely from anywhere, using Discover’s Mobile App. Check your account balance, view your account info, make and edit payments, add your card into Apple Pay, manage your rewards, and more - all from your mobile device. FAST ACCOUNT ACCESS • Log in quickly with a 4-digit Passcode • Log in faster with Discover Touch ID, available for users with Discover passcode enabled on an eligible device – not supported on modified or jailbroken devices MANAGE YOUR DISCOVER CREDIT CARD ACCOUNT • Check your balance and available credit, and view or download monthly statements • View and search transaction activity • Make payments and edit or cancel pending payments • Redeem rewards, in any amount, as a statement credit towards your monthly bill, including your minimum payment due • Redeem rewards, in any amount, as an electronic deposit to your bank account • Redeem rewards for gift cards starting at only $5. Plus, get an added bonus on every card • Link your Discover card to your Amazon and PayPal accounts to make it easier to earn and pay with rewards for eligible purchases at checkout • View your FICO® Credit Score* for free and learn what it means to lenders *See FICO® Credit Score terms at Discover.com/FICO • Freeze or unfreeze your account to prevent new purchases, cash advances, and balance transfers • Add your card into Apple Pay to use for purchases in-store on eligible devices with iOS 9 • Send and receive messages from Discover Customer Service • View and edit your account profile • Activate a new card or report a current card as lost, stolen or misplaced • Use the Travel Notification feature to help ensure uninterrupted use of your card while traveling • Sign up to receive alerts about your account MANAGE YOUR DISCOVER BANK DEPOSIT ACCOUNT AND PERSONAL LOAN ACCOUNT • View account balances, summary and transaction history • Track account activity and schedule transactions • Transfer money • Pay bills • Deposit checks • Find ATMs - Nationwide ATMs available to use your Discover debit card • View statements • View and send secure messages • Make Personal Loan payments Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

Mobile Privacy Statement: https://www.discover.com/privacy-statement 

 Mobile Terms of Use:  https://www.discover.com/credit-cards/help-center/discover-terms-of-use.html

About

Barclays US

Manage your accounts and credit cards securely and conveniently. Features include biometric login, digital wallet integration, spending analysis, and credit score access. Enjoy easy transfers and card controls for a seamless banking experience.

Highlights
  • Biometric login
  • Digital wallet integration
  • Spending Analyzer
  • Free FICO® Credit Score access
  • Card control (lock/replace)
  • Customized notifications
  • Online transfers
Features
Currently charting
Read full description

Access your account anywhere, anytime with the Barclays US App. With biometric login, customized notifications, mobile wallets, easy direct deposits and online transfers, banking online or using your credit card is faster and easier. If you already have a credit card login with Barclays, you can use the same online credentials. If not, and you already have a Barclays Savings or CD account, you can set up an online account through the app. Faster • Digital wallet: pay with just a tap. Add your card to Google Pay ™ or Samsung Pay and replace your cards and cash • Biometric login: skip the password. Log in quickly and securely with your fingerprint • Rewards: all your rewards at your fingertip • Online transfers to and from other banks Easier • Quick and easy payments • View all your accounts in one place • Spend Analyzer: get a big picture view of your spending with our handy tool • Free online access to your FICO® Credit Score • Direct deposit to make saving simple and easy • No monthly maintenance fees on savings accounts Safer • Card control: lost card? Not a problem. Lock your card instantly • Notifications: personalized alerts and push notifications • Replace your card: get a new card in just a few easy steps • Secure, 24/7 online access to your funds FICO is registered trademark Of Fair Isaac Corporation in the United States and other countries.

Screenshots

Discover Mobile4 screens
Barclays US4 screens

Verdict

The call

Discover Mobile and Barclays US both sit at 4.9 stars, but that hides the real split: 63% of Discover Mobile's written reviews are positive against 43% of Barclays US's. Discover Mobile also leads on ratings volume (5.3M vs 568K). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Discover Mobile against 4.9 for Barclays US. That said, the two scores are not equally well evidenced: Discover Mobile has 5.3M ratings behind it against 568K, so its average is the more settled of the two. Written reviews are what separate them: 63% of Discover Mobile's written reviews are positive against 43% of Barclays US's.

UpkeepUpdate frequency

Discover Mobile ships an update fortnightly, Barclays US monthly. Both last shipped on November 10, 2026.

Scorecard2 real differences · 9 level
Discover Mobile versus Barclays US: the parameters behind the verdict, then further details
ParameterDiscover MobileBarclays US
PriceFreeFree
Rating4.9 (5.3M ratings) — better4.9 (568K ratings)
Positive reviews63.4% of reviews — better43.0% of reviews
Number of ratings5.3M — better568K
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#122#50 — better
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS16.116.0 — better
Further details — not scored
Size190 MB219 MB
Age rating4+4+
DeveloperDiscover Financial ServicesBarclays Bank Delaware

Customer experience

Discover Mobile

All ratings5,243,129 ratings
Positive97.4%
Neutral1.4%
Negative1.3%
Written reviews4,274 reviews
Positive63.4%
Neutral5.7%
Negative30.9%

Barclays US

All ratings566,330 ratings
Positive96.8%
Neutral1.4%
Negative1.8%
Written reviews869 reviews
Positive43.0%
Neutral6.8%
Negative50.2%

User reviews

Discover Mobile

From 5.3M App Store ratings

What we love

  • 👍 Excellent customer service
  • 🚀 Smooth and easy-to-use app
  • 💳 Great credit card with rewards
  • 🔒 Secure and reliable
  • 💳 Helpful for building credit

Room to improve

  • 🐛 App crashes and bugs
  • 🤖 Poor customer service and unresponsive to issues
  • 💳 Difficult to get credit limit increases
  • 💳 Unfair credit reporting practices
  • 💳 Holding funds hostage and difficult to access money

Barclays US

From 568K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient app functionality
  • 🔒 Secure app with Face ID/Touch ID login
  • 💡 Useful features like tracking credit score

Room to improve

  • 🐛 Frequent login issues with password and biometrics
  • 🐛 Inaccurate balance displays and transaction tracking
  • 🐛 Buggy app crashes and performance issues
  • 🔍 Lack of push notifications for transactions
  • 💻 Outdated and clunky app design

Bugs and requests

Discover Mobile

Reported bugs

3 issues
  • App crashes on launch for some users
  • Inconsistent behavior when scheduling payments
  • Incorrect credit score reporting and account information

Requested features

4 requests
  • Allow more than 3 weeks of transaction history in the app
  • Improve login process and Face ID/Touch ID functionality
  • Provide more transparency and control over account settings
  • Enhance international usage and support

Barclays US

Reported bugs

3 issues
  • App crashes after updates
  • Login issues with password and biometrics
  • Inaccurate balance and transaction display

Requested features

4 requests
  • Dark mode option
  • Ability to easily pay current balance
  • Improved transaction history and balance tracking
  • More customization options

In-app purchases

None

Discover Mobile

No in-app purchases

None

Barclays US

No in-app purchases

Questions

Is Discover Mobile free?
Discover Mobile is free to download, with no in-app purchases.
Is Barclays US free?
Barclays US is free to download, with no in-app purchases.
Which has better reviews, Discover Mobile or Barclays US?
Discover Mobile is rated higher. Discover Mobile averages 4.9 out of 5 from 5.3M ratings, while Barclays US averages 4.9 from 568K ratings.
Do Discover Mobile or Barclays US have ads?
Neither Discover Mobile nor Barclays US shows ads.
Which is updated more often, Discover Mobile or Barclays US?
Discover Mobile ships an update fortnightly, and Barclays US monthly. Most recently, Discover Mobile was updated on November 10, 2026 and Barclays US on November 10, 2026.
Which is more popular, Discover Mobile or Barclays US?
Discover Mobile currently peaks at #122 in the App Store charts, and Barclays US at #50. Chart position reflects recent download velocity rather than total install base.

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