Comparison

SquareTrade vs KioPay Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SquareTrade

Protect your electronic devices from accidental damage and malfunctions. Manage your coverage, file claims for repair or replacement, and access tech support. Get peace of mind for your valuable gadgets.

Highlights
  • Accidental damage protection
  • Malfunction coverage
  • File repair/replacement claims
  • Upload item receipts
  • Check phone health
  • Chat with an agent
  • Purchase new plans
Features
Read full description

SquareTrade Protection Plans cover all of your electronic devices for accidents like drops and spills, plus common malfunctions. We’re trusted by over 80 million customers and have an A+ rating from the Better Business Bureau. Plus, SquareTrade Protection Plans are the only plans backed by Allstate. Our mobile app makes it easy to access all our services, right at your fingertips. Use the SquareTrade mobile app to: • Understand your coverage • Upload your item receipt • File a claim to get your item repaired or replaced • Check your phone health and network speeds to help troubleshoot your device • View tips on how to get more from your technology • Chat with an agent • Buy a plan to protect a new item • Update your account information • Access premium features like Tech Support, ID Protection and Roadside Assistance on selected plans To view our Notice at Collection, go to www.squaretrade.com/notice-at-collection

About

KioPay Mobile

Features
Read full description

Note: only for use in participating self-service payment locations. KioPay is the most convenient way to pay in unattended environments, in a variety of applications such as car wash, parking, donation, tire inflation and automotive vacuums. Simply use KioPay to purchase account balance right from the app using your credit / debit card of choice, then apply that balance to pay for using a compatible self-serve machine. KioPay facilitates contactless payments. Scan the QR code at the machine to display the related menu of services and pricing options. Select your price option and then start self-serve machines. KioPay allows you to check your account balance, and add value to your account.

Screenshots

SquareTrade4 screens
KioPay Mobile4 screens

Verdict

The call

The clearest difference is iOS requirement: KioPay Mobile at 10.0 against SquareTrade's 14.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SquareTrade ships an update every 2 months, KioPay Mobile every 4 months. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 9 level
SquareTrade versus KioPay Mobile: the parameters behind the verdict, then further details
ParameterSquareTradeKioPay Mobile
PriceFreeFree
Rating4.5 (2.8K ratings) — better—
Positive reviews19.8% of reviews—
Number of ratings2.8K — better—
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.010.0 — better
Further details — not scored
Size58 MB38 MB
Age rating4+4+
DeveloperSquareTradeKioSoft Technologies LLC

Bugs and requests

SquareTrade

Reported bugs

4 issues
  • Login issues
  • Incorrect device information
  • App crashes on launch
  • Disconnects during use

Requested features

5 requests
  • Ability to delete old devices
  • Easier receipt/document upload
  • Live agent support
  • Improved app stability
  • Clearer claim status updates

KioPay Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SquareTrade

No in-app purchases

None

KioPay Mobile

No in-app purchases

Questions

Is SquareTrade free?
SquareTrade is free to download, with no in-app purchases.
Is KioPay Mobile free?
KioPay Mobile is free to download, with no in-app purchases.
Do SquareTrade or KioPay Mobile have ads?
Neither SquareTrade nor KioPay Mobile shows ads.
Which is updated more often, SquareTrade or KioPay Mobile?
SquareTrade ships an update every 2 months, and KioPay Mobile every 4 months. Most recently, SquareTrade was updated on October 26, 2026 and KioPay Mobile on October 27, 2026.

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