SquareTrade vs CoServ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SquareTrade
Protect your electronic devices from accidental damage and malfunctions. Manage your coverage, file claims for repair or replacement, and access tech support. Get peace of mind for your valuable gadgets.
- Accidental damage protection
- Malfunction coverage
- File repair/replacement claims
- Upload item receipts
- Check phone health
- Chat with an agent
- Purchase new plans
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SquareTrade Protection Plans cover all of your electronic devices for accidents like drops and spills, plus common malfunctions. We’re trusted by over 80 million customers and have an A+ rating from the Better Business Bureau. Plus, SquareTrade Protection Plans are the only plans backed by Allstate. Our mobile app makes it easy to access all our services, right at your fingertips. Use the SquareTrade mobile app to: • Understand your coverage • Upload your item receipt • File a claim to get your item repaired or replaced • Check your phone health and network speeds to help troubleshoot your device • View tips on how to get more from your technology • Chat with an agent • Buy a plan to protect a new item • Update your account information • Access premium features like Tech Support, ID Protection and Roadside Assistance on selected plans To view our Notice at Collection, go to www.squaretrade.com/notice-at-collection
CoServ
Manage your utility account with ease. Pay bills securely, track your energy usage, and stay informed about service updates and outages. View historical bills and payment options.
- Secure bill payment
- View account balance and due date
- Manage recurring payments
- Track monthly gas and electricity usage
- Compare usage to temperature and neighborhood averages
- Monitor service news and events
- View outage information on a map
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App Features: Bill & Pay - Pay your bill securely and on time each month. View your current account balance and due date, manage recurring payments, and modify payment methods. View bill history including PDF versions of paper bills directly on your mobile device. My Usage - Keep tabs on your monthly gas usage and view your electricity usage at daily, weekly and monthly intervals. Compare your usage against outside temperatures and neighborhood averages. News - Monitor news that may affect your service such as rate changes, outage information and upcoming events. Outage Map - Displays service interruption and outage information.
Screenshots
Verdict
The clearest difference is rating: SquareTrade at 4.5 against CoServ's 2.2. SquareTrade also leads on ratings volume (2.8K vs 122) and review sentiment (20% vs 11%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SquareTrade holds the better App Store score, 4.5 against 2.2. That said, the two scores are not equally well evidenced: SquareTrade has 2.8K ratings behind it against 122, so its average is the more settled of the two. Written reviews point the same way: 20% of SquareTrade's written reviews are positive against 11% of CoServ's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 16, 2026 and September 12, 2026 respectively.
| Parameter | SquareTrade | CoServ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2.8K ratings) — better | 2.2 (122 ratings) |
| Positive reviews | 20.3% of reviews — better | 11.3% of reviews |
| Number of ratings | 2.8K — better | 122 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 58 MB | 30 MB |
| Age rating | 4+ | 17+ |
| Developer | SquareTrade | Denton County Electric Cooperative |
Customer experience
SquareTrade
CoServ
User reviews
SquareTrade
From 2.8K App Store ratingsWhat we love
- 💻 Phone insurance
- 🛒 Easy to purchase
- 🔍 Product checked out well
- 👍 Easy to use app
- 🔧 Efficient repair process
Room to improve
- 🐛 App crashes frequently
- 🔄 Endless sign-in loop
- 🤖 Poor customer service
- 🤯 Difficult claims process
- 🤔 Inconsistent information
CoServ
From 122 App Store ratingsWhat we love
- 👍 Works for needs
- 👍 Helpful for usage data
- 👍 Good customer service
Room to improve
- 🐛 App crashes frequently
- 🐛 Login issues persist
- 🐛 Unintuitive UI/UX
- 🐛 Slow performance
- 🐛 Payment submission errors
Bugs and requests
SquareTrade
Reported bugs
4 issues- Login issues
- Incorrect device information
- App crashes on launch
- Disconnects during use
Requested features
5 requests- Ability to delete old devices
- Easier receipt/document upload
- Live agent support
- Improved app stability
- Clearer claim status updates
CoServ
Reported bugs
18 issues- App crashes when viewing usage data
- App crashes when checking unbilled electric usage
- App freezes on sign-in screen
- Login fails repeatedly
- Cannot log in, error messages
Show 13 moreShow fewer
- App does not load
- App opens half the time
- Password setup issues
- Time checking for notification settings errors
- CVV not asked in add card section
- App won't function if Google analytics is blocked
- Cannot access any information
- App shows incorrect current usage
- Cannot enable Face ID
- Cannot add cell number
- Error submitting payment twice
- Cannot reset or retrieve password
- Cannot display password reset instructions correctly
Requested features
7 requests- Add print option for bills
- Add Apple Pay and other payment options
- Improve UI/UX intuitiveness
- Enable Face ID/remember email
- Add cell number input
Show 2 moreShow fewer
- Improve data presentation and zoomability
- Allow scheduling credit card payments online
In-app purchases
SquareTrade
No in-app purchases
CoServ
No in-app purchases
