Comparison

Rabobank vs Save Instead

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rabobank

Manage all your finances securely and conveniently from your mobile device. Check balances, send payments, set budgets, and even manage business accounts. Access banking products and get support directly within the app.

Highlights
  • Secure login with Face ID/Touch ID
  • Check balance and transfer money
  • Send payment requests
  • Set budgets and savings goals
  • Manage business accounts and invoices
  • Receive account notifications
  • In-app customer support
Features
Read full description

Smart and secure banking with the Rabo App Whether you want to check your balance quickly, send a payment request or block your card, you can arrange all your money matters wherever and whenever you want using the Rabo App. What can you do with the Rabo App? • New: pay without the Rabo Scanner. • Secure and easy login: use Face ID, Touch ID or an access code. • Check your balance and transfer money easily. • View your payments and look ahead: check your current situation and see what payments are coming your way. • Set budgets or make savings: gain insight into your expenses to keep them under control and save for your goals. • Paid for someone else? Send a payment request. • Need insurance or other banking product? Manage it all in the app! • Receive notifications: when your salary has been paid, for example. • Direct access to all your Rabobank products: such as your Interpolis insurance policy. • Any questions? Call or chat with us in the app for help! Banking on the go – for entrepreneurs Your company never stands still, so the Rabo App moves with you. Create invoices, manage your expenses, approve payments and authorize employees. Add a business profile and easily switch between your private and business accounts. How safe is the Rabo App? Banking with the Rabo App is just as secure as online banking through your browser. The app uses a secure connection. If you would like to find out more, visit https://www.rabobank.nl/veiligbankieren. How do you start? Download the Rabo App and register it once with your ID or with the Rabo Scanner. Not a Rabobank customer yet? You can open an account directly in the app. Would you like to find out more? Visit www.rabobank.nl for more information.

About

Save Instead

This app helps you track money saved by skipping everyday expenses. Record your choices and see your progress toward goals or general savings. It offers a cool-down period before purchases and analyzes your saving patterns.

Highlights
  • Record skipped expenses
  • Set optional savings goals
  • 24-hour purchase cool-down
  • Track weekly and lifetime progress
  • Categorize saved amounts
  • Private, on-device storage
Features
Read full description

Save what you almost spent. Save Instead helps you turn everyday spending decisions into visible progress. When you skip a coffee, takeout order, impulse purchase, ride-share, or another expense, record the amount and watch your small wins add up. SMALL CHOICES ADD UP Use convenient shortcuts for common purchases or add a custom title and amount. Save Instead keeps a running record of what you chose not to spend, including weekly and lifetime progress. PAUSE BEFORE YOU SPEND Thinking about buying something you may not need? Create a 24-hour cooling-off period. When you return, decide whether you still want it. If you skip it, record the amount as saved. SAVE WITH OR WITHOUT A GOAL Choose something meaningful to work toward—such as an emergency fund, vacation, special purchase, charitable donation, or general savings. Setting a goal is optional. UNDERSTAND YOUR PATTERNS See saved amounts organized by category, review recent entries, follow your streak, and celebrate milestones as your choices add up. PRIVATE AND ON DEVICE Save Instead does not require an account. Your entries and preferences are stored locally on your device. IMPORTANT Save Instead records hypothetical savings only. It does not connect to bank accounts, transfer money, hold funds, or verify account balances. Save Instead is a personal habit-building and awareness tool, not a bank, financial institution, or financial adviser.

Screenshots

Rabobank4 screens
Save Instead4 screens

Verdict

The call

The clearest difference is review sentiment: Save Instead at 100% against Rabobank's 37%. Save Instead also leads on rating (5.0 vs 4.7) and update cadence (weekly vs monthly). Rabobank's advantage is ratings volume (2.6K vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Save Instead holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Rabobank has 2.6K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 37% of Rabobank's written reviews are positive against 100% of Save Instead's.

UpkeepUpdate frequency

Rabobank ships an update monthly, Save Instead weekly. The most recent releases landed on October 15, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
Rabobank versus Save Instead: the parameters behind the verdict, then further details
ParameterRabobankSave Instead
PriceFreeFree
Rating4.7 (2.6K ratings)5.0 (1 ratings) — better
Positive reviews36.6% of reviews100.0% of reviews — better
Number of ratings2.6K — better1
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size133 MB22 MB
Age rating4+4+
DeveloperRabobank NederlandTalk to You Later, LLC

Customer experience

Rabobank

All ratings2,612 ratings
Positive92.9%
Neutral2.8%
Negative4.3%
Written reviews71 reviews
Positive36.6%
Neutral12.7%
Negative50.7%

Save Instead

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Rabobank

Reported bugs

4 issues
  • Login screen freezes
  • Issues with overseas money transfers
  • Incompatibility with certain devices
  • Inconsistent behavior when switching languages

Requested features

4 requests
  • Implement English language support
  • Add biometric login options (e.g., Face ID, Touch ID)
  • Improve transaction notification system
  • Streamline account management and money transfer flows

Save Instead

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Rabobank

No in-app purchases

None

Save Instead

No in-app purchases

Questions

Is Rabobank free?
Rabobank is free to download, with no in-app purchases.
Is Save Instead free?
Save Instead is free to download, with no in-app purchases.
Which has better reviews, Rabobank or Save Instead?
Save Instead is rated higher. Rabobank averages 4.7 out of 5 from 2.6K ratings, while Save Instead averages 5.0 from 1 ratings.
Do Rabobank or Save Instead have ads?
Neither Rabobank nor Save Instead shows ads.
Which is updated more often, Rabobank or Save Instead?
Rabobank ships an update monthly, and Save Instead weekly. Most recently, Rabobank was updated on October 15, 2026 and Save Instead on September 20, 2026.

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