Comparison

Millenniumbcp vs novobanco

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Millenniumbcp

Manage your bank account securely 24/7, with features for payments, transfers, and investments. Open accounts digitally, use mobile payment services, and track your finances easily. Offers tools for saving, managing cards, and applying for loans.

Highlights
  • Digital account opening
  • MB WAY mobile payments
  • Contactless payments with Apple Pay
  • Savings goals with Apparte
  • Digital card twins
  • Instant loan applications
  • Privacy mode for balances
Features
Read full description

This is Millennium's app, providing secure 24/7 access to your bank account. In addition to checking balances and transactions, it offers a wide range of operations and products. Plus, it comes with various user-friendly features to simplify your banking. Here are some of them. Open an account with Digital Mobile Key Go paperless and open your Millennium account within minutes using Mobile Digital Key without the need for in-person visits. MB WAY Use MB WAY within the Millennium app to make mobile payments, send money to friends, and more. Payments and Transfers In the bottom navigation bar, you'll find these two quick options to make your everyday payments and transfers. Apple Pay Leave your wallet at home and make your secure payments with your iPhone or Apple Watch, using contactless technology. StayON With StayON, everything is centralized in one place: notification history, documents, pending transactions, Banco Mail, your account manager, and much more. Apparte Save money with goals using Apparte. Then set up automatic transfer rules, so you don't have to worry about a thing. You can also build your emergency fund. Cards All our cards now come with a digital twin version that you can use as soon as the card is approved in the app. And remember, the decision is instant. Block cards If you've lost your card or won't be using it for a while, you can block it in the app. When you're ready to use it again, just unblock it. Installments Split your credit card purchases starting from €100 into installments of 3, 6, or 9 months. Data update with Digital Mobile Key It's essential that you keep your personal details up to date to continue making transactions. You can update them in minutes using the Digital Mobile Key. Direct debits Edit or cancel your direct debits without having to go to an ATM. Get salary paid at Millennium We can assist you through the app and even provide a template email with your IBAN for your employer. Salary advance Want to get a salary advance on the 1st day of each month? Send us your application. If approved, and if you've already received a salary before, you'll receive that amount in advance on the 1st day of each month. Privacy mode Before entering the app, activate the option to hide balances and prevent prying eyes when you're in public. Notifications Get real-time notifications when your salary is deposited, when a direct debit is scheduled, when you make card payments, and much more. Touch ID and Face ID Use your phone's Touch ID or Face ID to log in to the app and authorize transactions. Insurance Get Médis health insurance, Médis Dental (only €9.90/month), Móbis car insurance, YOLO! life insurance, and ON/OFF travel insurance (for just €1.25/day). Personal and auto loans Skip the paperwork and apply for a personal or used car loan with an instant response. “How Much Can I Borrow" calculator If you're considering buying a home, use our "How Much Can I Borrow" calculator to quickly determine the loan amount you're eligible for. Mortgage loan Once you know how much you can apply for, start your mortgage loan application. You can now even submit and sign your application directly within the app. Investments area You can subscribe to investment funds, certificates, pension plans, and ETFs. If you prefer, you can also opt for Automated Investment starting from €30, and we'll take care of the rest. Virtual Assistant Questions about a feature, product, or banking concept? Our virtual assistant is here to help and can even carry out some operations at your request. And there's much more waiting for you... Install and explore all app features.

About

novobanco

This banking app offers a secure, intuitive, and fast experience that adapts to your needs. It simplifies operations with auto-fill, allows for personalized viewing preferences, and lets you suggest new features. Track account activity, manage cards, and make payments easily.

Highlights
  • Auto-fill for operations
  • Customizable display preferences
  • Suggest new features
  • Account summary and balances
  • Credit card management
  • Mobile payments with Appe Pay
  • Transaction categorization
Features
Read full description

A app do novobanco, para além de segura, intuitiva e rápida, é uma app que aprende consigo e que se vai ajustando a si: • simplifica a forma como faz as operações, com preenchimento automático de dados, para que não perca tempo; • possibilidade de personalizar as suas preferências de visualização, desde a forma como prefere ver a informação, mais gráfica ou textual, até ao tamanho de letra; • E ainda, lhe permite propor novas funcionalidades ou customizações que são essenciais para si. A app do novobanco tem ainda: Um ecrã inicial com o resumo das principais opções; saldos e movimentos das suas Contas; a sua Posição Integrada; os cartões de crédito associados e acesso rápido à opção de carregamentos para que acompanhe a atividade das suas Contas de forma simplificada. Visualização de movimentos de conta para todas as contas associadas com categorização de acordo com o tipo de despesa/receita, incluindo para contas de outros bancos. Menu e uma navegação muito intuitiva, que lhe permite aceder a todas as opções de personalização e de utilização num único ecrã. Com o Appe Pay faça as suas compras de forma fácil, rápida e segura. Realize comodamente pagamentos através do seu iPhone ou Apple Watch. Adicione o seu cartão novobanco à Carteira do seu iPhone. Em caso de dúvida ou sugestões, envie-nos um e-mail para mobile@novobanco.pt

Screenshots

Millenniumbcp4 screens
novobanco4 screens

Verdict

The call

The clearest difference is review sentiment: Millenniumbcp at 61% against novobanco's 20%. Millenniumbcp also leads on rating (4.8 vs 4.5) and ratings volume (3.1K vs 251). novobanco's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Millenniumbcp holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Millenniumbcp has 3.1K ratings behind it against 251, so its average is the more settled of the two. Written reviews point the same way: 61% of Millenniumbcp's written reviews are positive against 20% of novobanco's.

UpkeepUpdate frequency

Millenniumbcp ships an update monthly, novobanco fortnightly. The most recent releases landed on September 24, 2026 and September 4, 2026 respectively.

Scorecard7 real differences · 3 level
Millenniumbcp versus novobanco: the parameters behind the verdict, then further details
ParameterMillenniumbcpnovobanco
PriceFreeFree
Rating4.8 (3.1K ratings) — better4.5 (251 ratings)
Positive reviews61.0% of reviews — better20.0% of reviews
Number of ratings3.1K — better251
Update frequencyMonthlyFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS16.613.0 — better
Further details — not scored
Size399 MB90 MB
Age rating4+4+
DeveloperMillennium bcpNovo Banco, S.A

Customer experience

Millenniumbcp

All ratings3,094 ratings
Positive95.2%
Neutral1.7%
Negative3.1%
Written reviews264 reviews
Positive61.0%
Neutral6.4%
Negative32.6%

novobanco

All ratings251 ratings
Positive88.0%
Neutral2.0%
Negative10.0%
Written reviews55 reviews
Positive20.0%
Neutral3.6%
Negative76.4%

Bugs and requests

Millenniumbcp

Reported bugs

5 issues
  • Transfer amount field issues
  • Remote access security breach
  • Login and registration problems
  • Multichannel code configuration fails
  • Compatibility issues with new updates

Requested features

5 requests
  • Ability to make mortgage overpayments
  • Landscape mode support on iPad
  • Fingerprint/Face ID login
  • Better integration with website
  • More customization options

novobanco

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Millenniumbcp

No in-app purchases

None

novobanco

No in-app purchases

Questions

Is Millenniumbcp free?
Millenniumbcp is free to download, with no in-app purchases.
Is novobanco free?
novobanco is free to download, with no in-app purchases.
Which has better reviews, Millenniumbcp or novobanco?
Millenniumbcp is rated higher. Millenniumbcp averages 4.8 out of 5 from 3.1K ratings, while novobanco averages 4.5 from 251 ratings.
Do Millenniumbcp or novobanco have ads?
Millenniumbcp shows ads; novobanco does not.
Which is updated more often, Millenniumbcp or novobanco?
Millenniumbcp ships an update monthly, and novobanco fortnightly. Most recently, Millenniumbcp was updated on September 24, 2026 and novobanco on September 4, 2026.

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