Comparison

Amex vs Barclays US

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amex

Manage your American Express account on the go. Track spending, view rewards, pay bills, and access exclusive offers. Secure login with Touch ID/Face ID ensures quick and safe access to your financial information.

Highlights
  • Secure account management
  • Track spending and rewards
  • Pay bills and manage payments
  • Access exclusive offers
  • Real-time alerts for transactions
  • Send & Split payments
Features
Currently charting
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The official American Express App for iPhone allows you to access your Account from anywhere. Track spending & rewards, find offers, review your balance, pay your bill and enjoy features only available in the Amex App. Touch ID and Face ID login (on supported devices), gives you quick, safe and secure access. Make the most of your Membership with the speed, security and convenience of the mobile Amex® App. SECURE ACCOUNT MANAGEMENT • Enhanced activation experience for you to confirm new Cards and setup your Account. • Activate your Credit Card for Apple Pay in the Amex App, then simply unlock, tap and pay. • Freeze and unfreeze your Credit Card instantly at any time. STAY ON TOP OF YOUR SPENDING • Check your American Express Account balance, pending transactions and sort charges by amount and date. • Go paperless with access to past PDF statements. • Turn on AutoPay to pay your Amex bill automatically from your bank account each month. • Check your spending power. Enter an amount for an expected purchase and you’ll see if it’ll be approved. Approval based on account status at the time of request • Filter transactions to see spending and subtotals for each card on your account. For Basic Card Members Only. PROTECTION WITH REAL-TIME ALERTS • Turn on purchase alerts to be notified when your Credit Card is charged. • Receive instant fraud alerts if suspicious activity is detected. • Never miss a payment with payment due reminders. • Manage all your notifications in the Amex Account tab. EXPLORE REWARDS AND BENEFITS • View your Rewards balance and find ways to use Membership Rewards® points* - from gift cards to credits on your statement. • Use points to cover your eligible charges via a credit on your Account. * • See personalized recommendations for other ways to use points. • Refer a friend and earn rewards when friends and family get an American Express Card through your referral. For eligible Card Members only. AMEX OFFERS * • Discover offers from places you shop, dine, travel and more. • Explore a map of nearby offers. • Get Amex Offers notifications direct to your device. MEMBERSHIP SCREEN* •Benefits apply only to applicable products. AWARD-WINNING SERVICE • We’re here to chat 24/7. Start a chat with us in seconds and revisit conversations any time in the app. We’d love to hear from you! Stay in touch with us using our social media pages: Twitter: @AmericanExpress Facebook: facebook.com/AmericanExpressUS/ Instagram: @americanexpress Send & Split® enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express app.* Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee§. You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit. Best Part? You’ll be the one to earn the rewards for the purchase you split. Enrollment Requirement. Terms Apply. § PayPal may charge a fee when sending to non-US recipients. The American Express® App and app features are available only for eligible Card accounts in the United States. American Express® prepaid Cards and Cards issued by non-America Express issuers are not eligible. To log in, Card Members must have an American Express user ID and password or create one in the app. Apple, the Apple logo, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. App Store is a service mark of Apple Inc. *To see the full Terms and Conditions, copy and paste the following link into your browser and scroll to the bottom of the page: https://amex.co/AmexApp-Terms For J.D. Power 2024 & 2025 award information, visit jdpower.com/awards.

About

Barclays US

Manage your accounts and credit cards securely and conveniently. Features include biometric login, digital wallet integration, spending analysis, and credit score access. Enjoy easy transfers and card controls for a seamless banking experience.

Highlights
  • Biometric login
  • Digital wallet integration
  • Spending Analyzer
  • Free FICO® Credit Score access
  • Card control (lock/replace)
  • Customized notifications
  • Online transfers
Features
Currently charting
Read full description

Access your account anywhere, anytime with the Barclays US App. With biometric login, customized notifications, mobile wallets, easy direct deposits and online transfers, banking online or using your credit card is faster and easier. If you already have a credit card login with Barclays, you can use the same online credentials. If not, and you already have a Barclays Savings or CD account, you can set up an online account through the app. Faster • Digital wallet: pay with just a tap. Add your card to Google Pay ™ or Samsung Pay and replace your cards and cash • Biometric login: skip the password. Log in quickly and securely with your fingerprint • Rewards: all your rewards at your fingertip • Online transfers to and from other banks Easier • Quick and easy payments • View all your accounts in one place • Spend Analyzer: get a big picture view of your spending with our handy tool • Free online access to your FICO® Credit Score • Direct deposit to make saving simple and easy • No monthly maintenance fees on savings accounts Safer • Card control: lost card? Not a problem. Lock your card instantly • Notifications: personalized alerts and push notifications • Replace your card: get a new card in just a few easy steps • Secure, 24/7 online access to your funds FICO is registered trademark Of Fair Isaac Corporation in the United States and other countries.

Screenshots

Amex4 screens
Barclays US4 screens

Verdict

The call

The clearest difference is ads: Barclays US at none against Amex's shown. Barclays US also leads on monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.2). Amex's advantage is review sentiment (63% vs 43%) and ratings volume (4.5M vs 567K). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Amex against 4.9 for Barclays US. That said, the two scores are not equally well evidenced: Amex has 4.5M ratings behind it against 567K, so its average is the more settled of the two. Written reviews are what separate them: 63% of Amex's written reviews are positive against 43% of Barclays US's.

UpkeepUpdate frequency

Amex ships an update every 2 weeks, Barclays US monthly. Both last shipped on November 8, 2026.

Scorecard5 real differences · 6 level
Amex versus Barclays US: the parameters behind the verdict, then further details
ParameterAmexBarclays US
PriceFreeFree
Rating4.9 (4.5M ratings) — better4.9 (567K ratings)
Positive reviews63.0% of reviews — better43.0% of reviews
Number of ratings4.5M — better567K
Update frequencyEvery 2 weeks — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
Best chart rank#34 — better#59
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS18.216.0 — better
Further details — not scored
Size533 MB219 MB
Age rating4+4+
DeveloperAmerican ExpressBarclays Bank Delaware

Customer experience

Amex

All ratings4,453,561 ratings
Positive97.6%
Neutral0.9%
Negative1.5%
Written reviews3,516 reviews
Positive63.0%
Neutral4.2%
Negative32.8%

Barclays US

All ratings566,330 ratings
Positive96.8%
Neutral1.4%
Negative1.8%
Written reviews869 reviews
Positive43.0%
Neutral6.8%
Negative50.2%

User reviews

Amex

From 4.5M App Store ratings

What we love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features
  • 💳 Prestigious card status and recognition

Room to improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers
  • 🕰️ Slow or delayed payment processing
  • 🔒 Security issues with closed accounts

Barclays US

From 567K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient app functionality
  • 🔒 Secure app with Face ID/Touch ID login
  • 💡 Useful features like tracking credit score

Room to improve

  • 🐛 Frequent login issues with password and biometrics
  • 🐛 Inaccurate balance displays and transaction tracking
  • 🐛 Buggy app crashes and performance issues
  • 🔍 Lack of push notifications for transactions
  • 💻 Outdated and clunky app design

Bugs and requests

Amex

Reported bugs

3 issues
  • Scrolling glitches in the mobile app
  • Inconsistent display of account balances
  • Inability to view high-yield savings accounts

Requested features

5 requests
  • Improved rewards tracking and redemption
  • Integrated dispute submission and status tracking
  • Automatic offer activation based on transactions
  • Better account balance and payment information
  • Seamless integration between mobile app and website

Barclays US

Reported bugs

3 issues
  • App crashes after updates
  • Login issues with password and biometrics
  • Inaccurate balance and transaction display

Requested features

4 requests
  • Dark mode option
  • Ability to easily pay current balance
  • Improved transaction history and balance tracking
  • More customization options

In-app purchases

None

Amex

No in-app purchases

None

Barclays US

No in-app purchases

Questions

Is Amex free?
Amex is free to download, with no in-app purchases.
Is Barclays US free?
Barclays US is free to download, with no in-app purchases.
Which has better reviews, Amex or Barclays US?
Amex is rated higher. Amex averages 4.9 out of 5 from 4.5M ratings, while Barclays US averages 4.9 from 567K ratings.
Do Amex or Barclays US have ads?
Amex shows ads; Barclays US does not.
Which is updated more often, Amex or Barclays US?
Amex ships an update every 2 weeks, and Barclays US monthly. Most recently, Amex was updated on November 8, 2026 and Barclays US on November 8, 2026.
Which is more popular, Amex or Barclays US?
Amex currently peaks at #34 in the App Store charts, and Barclays US at #59. Chart position reflects recent download velocity rather than total install base.

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