Commerzbank Banking vs HVB Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Commerzbank Banking
Manage your finances conveniently and securely from anywhere. This app offers quick access to account balances, transaction history, and card management. It also facilitates faster transfers and provides real-time account alerts for peace of mind.
- Financial overview
- Quick login (biometric)
- Card management (PIN change, block)
- Faster transfers (photoTAN, Instant Payment)
- Standing orders management
- Real-time account alarms
- ATM and branch finder
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All the advantages of modern mobile banking with the security of a major German bank. Banking is quick and easy with the Commerzbank App, whenever you want and wherever you are. Your bank is always with you. FUNCTIONS • Financial overview: all account balances and transactions at a glance • Quick login: by fingerprint or facial recognition (Touch ID/ Face ID) • Card management: easily change your PIN or block your card in an emergency • Faster transfer: speedy and safe with photoTAN and Instant Payment as well as photo transfers with QR Codes, remittance slips and invoice scan • Standing orders: view, change, create or delete • Account alarm: push notifications about account movements, in real time, to your mobile • Finder: find nearby ATMs and Commerzbank branches • Many more practical functions SECURITY • Biometric login: Login secure and in seconds with Touch ID or Face ID • Security guarantee: financial losses not caused by negligence will be fully reimbursed • photoTAN: innovative security method for secure transfers • Apple Pay: encrypted transactions without sharing card details or PINs FEEDBACK Do you have a great idea for our banking app? Do you have a question? Simply use the feedback function in the app or send an e-mail to: directbanking@commerzbank.com PREREQUISITES • Camera: for photo transfers to read invoices, remittance slips or QR codes • Microphone: to use call from-within-the-app function • Location approval: to search for ATMs and branches • Contacts: to send money to your contacts • Network: the app requires an internet connection to the bank. To check the connection, we need the right to view the network status. • Hard-/software checks of your device: At runtime, we check known, security-relevant attack vectors (e.g. rooted/jailbreak, malicious apps, etc.) • faceID usage: to make easier login for the customers NOTE With iOS, rights are always assigned in groups. So, we need to request permissions for all topics, even if we only need one permission from the group. We use these rights only for the purposes mentioned here, within the app, and do not access your personal data. A detailed explanation can be found further down in the App Store, at the link "Privacy Policy".
HVB Mobile Banking
Manage your banking needs conveniently and securely from anywhere. Features include a bill scanner for quick payments, mobile trading for investments, and a digital mailbox for important documents. Available for users aged 12 and up.
- Account balances and transactions
- Bill scanner for quick transfers
- Mobile trading and investment management
- Digital mailbox
- Mobile payments with Apple Pay
- Financial manager
- Secure login with biometrics
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Mit der HVB Mobile Banking App erledigen Sie Ihre Bankgeschäfte einfach, schnell und sicher – egal ob zu Hause oder unterwegs. Entdecken Sie moderne Funktionen wie den Rechnungsscanner, mobiles Trading und Ihr digitales Postfach. Verfügbar bereits ab 12 Jahren! DAS ERWARTET SIE: Konten & Karten: - Kontostände & Umsätze auf einen Blick - Sekundenschnelles Überweisen per Rechnungsscanner - Zahlreiche Services wie z. B. Adressänderungen - Mobiles Bezahlen mit Apple Pay Wertpapiere: - Depots & Märkte jederzeit im Blick behalten - Wertpapiere kaufen/verkaufen, Investmentsparpläne verwalten - Virtuelle Depots & Watchlists nutzen Mehr: - Digitales Postfach - Finanzmanager für Ihre persönliche Planung - Hauptfunktionen auch auf Englisch verfügbar - HVB KomfortKredite beantragen und einsehen - Immobiliendarlehen managen - Privatschutzversicherungen unseres Partners Allianz berechnen, abschließen und verwalten Sicherheit: - Sicherer Login per Touch ID oder Face ID - Modernes appTAN-Verfahren – ohne Zusatzgerät - Salden ausblendbar für mehr Privatsphäre unterwegs - Tageslimit anpassen - Karten sperren / entsperren Kundenservice: - Eigener Hilfe & Servicebereich - HVB Live Chat - Termine vereinbaren Fragen? Unser Onlineservice hilft Ihnen gerne! Mo – Fr: 8 – 20 Uhr, Sa: 8 – 14 Uhr Telefon: 089 378 48888
Screenshots
Verdict
The clearest difference is rating: Commerzbank Banking at 4.7 against HVB Mobile Banking's 4.3. Commerzbank Banking also leads on ratings volume (2.8K vs 644). HVB Mobile Banking's advantage is review sentiment (69% vs 53%) and iOS requirement (14.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Commerzbank Banking holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 2.8K and 644 respectively. Written reviews complicate that: 53% of Commerzbank Banking's written reviews are positive against 69% of HVB Mobile Banking's, so the app with the better star average is not the one people write more warmly about.
Commerzbank Banking ships an update every 3 weeks, HVB Mobile Banking monthly. Both last shipped on October 24, 2026.
| Parameter | Commerzbank Banking | HVB Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.8K ratings) — better | 4.3 (644 ratings) |
| Positive reviews | 52.8% of reviews | 68.6% of reviews — better |
| Number of ratings | 2.8K — better | 644 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 410 MB | 144 MB |
| Age rating | 4+ | 4+ |
| Developer | Commerzbank AG | UniCredit Bank GmbH |
Customer experience
Commerzbank Banking
HVB Mobile Banking
User reviews
Commerzbank Banking
From 2.8K App Store ratingsWhat we love
- 🚀 Stable and reliable app
- 👍 Intuitive and easy to use
- 🌐 Supports English language
- 💳 Useful banking features
Room to improve
- 🐛 Bugs and crashes after updates
- ⏱️ Slow transaction updates
- 🔒 Inconvenient 2-factor authentication
- 🇩🇪 Lack of full English support
HVB Mobile Banking
From 644 App Store ratingsWhat we love
- 👍 Clear and intuitive user interface
- 🚀 Fast and responsive performance
- 📊 Comprehensive account overview and transaction history
- 💳 Easy EU transfers and payments
- 🎨 Clean, well-organized design
Room to improve
- 🔐 Overly complicated security procedures
- 😕 Unintuitive navigation and information architecture
- ⏱️ Slow and cumbersome AppTAN approval process
- 🌐 Limited English language support (mostly headings only)
- 🔄 Frequent login failures and authentication issues
Bugs and requests
Commerzbank Banking
Reported bugs
4 issues- App freezes or crashes after updates
- Face ID/fingerprint login not working
- Inconsistent transaction reporting
- Inability to change credit card limits
Requested features
4 requests- Improve transaction history and balance display
- Add more language options beyond German and English
- Streamline authentication process
- Integrate stock trading functionality
HVB Mobile Banking
Reported bugs
15 issues- App crashes on startup after updates
- Face ID/biometric login disabled unexpectedly and frequently
- AppTAN not delivered or displayed properly
- Login hangs or fails intermittently
- Credit card transaction access causes crashes and logouts
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- Device swap requires complex AppTAN reactivation process
- iOS version misidentification (iPhone 16 with iOS 18.5 recognized as iPhone 17.5)
- SMS TAN delivery failures after device changes
- AppTAN ID not appearing in app despite enrollment
- Depot/portfolio data unavailable during maintenance without notice
- Invoice scanner malfunction after updates
- Scrolling in transaction lists causes jarring display jumps
- Tutorial/tip screens reappear despite 'don't show again' selection
- Server connection errors and timeouts
- Logout process requires excessive attempts
Requested features
13 requests- Full English language translation (not just headings)
- IBAN input accepting formatted IBANs with spaces
- Landscape/horizontal view for account statements
- Improved transaction search with date range input
- Extended transaction history beyond 2 years
Show 8 moreShow fewer
- Budget and expense tracking function
- Feedback/bug report feature within app
- Smoother scrolling in credit card transaction views
- Persistent biometric login without frequent resets
- One-click AppTAN confirmation (like push notification swipe)
- Customizable account ordering and visibility
- Simplified login terminology (standard 'Password' instead of 'HVB Direct Banking PIN')
- Account statement export to PDF with landscape support
In-app purchases
Commerzbank Banking
No in-app purchases
HVB Mobile Banking
No in-app purchases
Questions
Is Commerzbank Banking free?
Is HVB Mobile Banking free?
Which has better reviews, Commerzbank Banking or HVB Mobile Banking?
Do Commerzbank Banking or HVB Mobile Banking have ads?
Which is updated more often, Commerzbank Banking or HVB Mobile Banking?
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