SC Mobile Singapore vs POSB digibank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SC Mobile Singapore
Manage your spending, saving, and investments with a smart, intuitive interface. View your portfolio, make fast payments, and gain personalized financial insights to better control your money.
- Personalized financial insights
- Consolidated portfolio view
- Fast payment and transfer options
- SC Money Manager for budgeting
- Digital servicing and security settings
- Investment management and market outlook
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Meet your better app for all money matters: a smarter, intuitive interface with more powerful features. The all-new SC Mobile is your better app for spending, saving and growing your money. Personalised Experience - Manage your finances better, stay updated and receive personalised product discovery and insights about your spending. Smart and fast banking – View your portfolio at a glance (accounts, investments, credit cards, loans, insurances) consolidated all in one place. Intuitive, fast payment and transfer journeys with QR Scan & Pay, PayNow, Bill Payments or International Transfers. Better at your money – Be in greater control of your money with SC Money Manager. Manage your finances using smart and personalised insights. Monitor monthly spend by category and set your budget based on past months’ spends. Digital servicing - Your app and security settings all in one place. Submit service requests conveniently on the go. Note: this description takes in consideration of future releases, to be adapted later. Manage and grow your wealth all in one app – Single tab to manage investments and finances. Gain insights through specialized market outlook commentaries. Standard Chartered Bank Singapore Branch & Standard Chartered Bank (Singapore) Limited 8 MARINA BOULEVARD #27-01 MARINA BAY FINANCIAL CENTRE TOWER 1 018981
POSB digibank
Manage your finances with this comprehensive banking app. Easily open accounts, transfer money internationally with no fees, and track your spending. Get personalized insights, investment advice, and even simulate future financial goals.
- Quick account setup
- View balance without login
- International money transfers
- Apply for accounts and loans
- Personalized financial insights
- Digital investment advice
- Sustainability tracking
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SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!
Screenshots
Verdict
The clearest difference is ads: POSB digibank at none against SC Mobile Singapore's shown. POSB digibank also leads on review sentiment (54% vs 39%). SC Mobile Singapore's advantage is monetization model (ad-supported vs free with in-app purchases) and update cadence (every 2 weeks vs every 5 weeks). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for SC Mobile Singapore against 4.7 for POSB digibank. Both are backed by a comparable volume of ratings — 1.2K and 794 respectively. Written reviews are what separate them: 39% of SC Mobile Singapore's written reviews are positive against 54% of POSB digibank's.
SC Mobile Singapore ships an update every 2 weeks, POSB digibank every 5 weeks. The most recent releases landed on November 8, 2026 and November 4, 2026 respectively.
| Parameter | SC Mobile Singapore | POSB digibank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.2K ratings) — better | 4.7 (794 ratings) |
| Positive reviews | 39.0% of reviews | 53.8% of reviews — better |
| Number of ratings | 1.2K — better | 794 |
| Update frequency | Every 2 weeks — better | Every 5 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPod, Apple Watch |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 378 MB | 403 MB |
| Age rating | 4+ | 4+ |
| Developer | Standard Chartered Bank | DBS Bank Ltd. |
Customer experience
SC Mobile Singapore
POSB digibank
User reviews
SC Mobile Singapore
From 1.2K App Store ratingsWhat we love
- 👍 Best Bank
- 👍 Excellent banking experience
- 👍 Intuitive and easy to use
- 👍 Consistent upgrades and enhancements
Room to improve
- 🐛 App crashes and errors
- 🐛 Compatibility issues with newer devices
- 🐛 Unreliable app updates
- 🤔 Complicated UI and navigation
- 🤔 Excessive ads and notifications
POSB digibank
From 794 App Store ratingsWhat we love
- 👍 User friendly
- 🔒 Secure and trustworthy
- 🚀 Fast and efficient
- 💡 Excellent features
Room to improve
- 🐛 App crashes and bugs
- 🤖 Poor customer service
- 🤔 Confusing and cluttered UI
Bugs and requests
SC Mobile Singapore
Reported bugs
5 issues- App fails to launch with Error 2003
- Unable to update to new version
- Cannot bind to Apple Pay
- Unauthorized transactions not investigated
- Equities trading area frequently gives errors
Requested features
5 requests- Allow hiding/deleting unused accounts
- Improve Chinese language support
- Provide direct contact options for technical issues
- Add option to disable notifications
- Improve transaction history and balance display
POSB digibank
Reported bugs
3 issues- App freezing and crashing
- Incompatibility with iOS updates
- Digital token setup issues
Requested features
3 requests- Ability to change registered email
- Improved keyboard functionality
- Overseas transfer feature fix
In-app purchases
SC Mobile Singapore
No in-app purchases
POSB digibank
No in-app purchases
Questions
Is SC Mobile Singapore free?
Is POSB digibank free?
Which has better reviews, SC Mobile Singapore or POSB digibank?
Do SC Mobile Singapore or POSB digibank have ads?
Which is updated more often, SC Mobile Singapore or POSB digibank?
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