Comparison

國泰世華網路銀行CUBE vs 臺灣銀行 臺銀行動+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

國泰世華網路銀行CUBE

This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.

Highlights
  • Quick login
  • Account inquiry (NTD & FCY)
  • Transfers (NTD & FCY)
  • FCY trading
  • Exchange rate inquiry
  • Credit card management
  • Two-step verification
Features
Read full description

CUB’s CUBE App utilizes digital data to ensure security of your accounts. With the app, you can make well-informed financial decisions and access financial services anytime, anywhere, all with peace of mind. 〔The English version offers〕 . Quick login . NTD account inquiry . NTD transfer . FCY account inquiry . FCY transfer . FCY trading . Exchange rate inquiry . Credit card transaction details inquiry . Credit card statements inquiry and payments . Credit card (CUBE Card) rewards category switch 〔Security〕 . Protects accounts with two-step verification . Safeguards login security with FIDO authentication . Enhances transaction security with transaction verification codes CUBE App - your key to simplicity Download the CUBE App and explore our refreshed digital financial services firsthand! With much more to come! ------------------------------------ . For more information, please visit us at: https://cathaybk.tw/23EAZ44L1 . To ensure your account security, please install security software on your mobile device. . To improve your mobile phone system security, please regularly check and upgrade your operating system to the latest version. . By downloading this application, you acknowledge that you have read and agreed to our “User Privacy Terms.” . 〔User Privacy Terms〕https://www.cathaybk.com.tw/cathaybk/personal/news/announcement/info/instructions_iOS/ . Cathay United Bank Headquarter Address: No. 7, Songren Road, Taipei City

About

臺灣銀行 臺銀行動+

This banking app offers a secure and convenient way to manage your finances. It provides account overviews, payment services, and advanced security features like biometric authentication and real-time transaction alerts.

Highlights
  • Secure transaction monitoring
  • Biometric authentication
  • Unified account overview
  • TaiwanPay mobile payments
  • Voice-activated transfers
  • Branch and merchant locator
Features
Read full description

臺灣銀行推出全新行動銀行-「臺銀行動+」,提供簡潔操作介面及特色服務~專屬於您的金融管家! 「臺銀行動+」特色服務介紹: ◎「安全鯨管家」:透過防護檢測與交易即時警訊提示,把關交易安全。 ◎「行動FIDO安控」:可在APP上可快速申請並結合行動裝置生物辨識進行核身驗證之「行動FIDO安控」服務,擁有更安全金融交易。 ◎「一頁式帳戶總覽」:分類呈現新臺幣、外匯及貸款帳戶資訊,輕鬆掌握個人資產概況。 ◎「臺銀支付」: 提供「台灣Pay」行動支付服務,申請網銀非約轉服務即可使用,免再另行申請設定。 ◎「語音立即轉」:利用行動裝置之語意分析技術,以口語方式進行非約定轉帳交易。 ※當您使用「臺灣銀行 臺銀行動+」APP之線上活動、客服信箱、申請相關服務或其他互動性功能時,我們可能會請您提供姓名、身分證字號、住址、電子郵件地址、電話、位置資訊或其他相關必要資料。 ※APP使用權限說明 1.位置:APP以行動裝置所在位置搜尋臨近本行服務據點及商家位置需使用該權限。 2.相機:APP開啟行動裝置相機掃描條碼/QR Code需使用該權限。 3.麥克風:APP進行「語音轉帳」時需使用該權限。 4.聯絡人:APP進行「手機門號轉帳」調用通訊錄之電話號碼資訊需使用該權限。 5.行動數據:APP進行網路連線擁有完整的網路存取權需使用該權限。 6.通知:APP接收推播通知服務需使用該權限。 7.圖片檔案:APP存取相簿內的QR Code圖像需使用該權限。 8.人臉辨識:APP為提供快速登入及啟動交易驗證服務需使用該權限。 9.語音辨識:APP進行「語音轉帳」時需使用該權限。 ※提醒您,為確保您的帳務及交易安全,請於行動裝置安裝防護軟體,惟無法於已破解的行動裝置使用。

Screenshots

國泰世華網路銀行CUBE4 screens
臺灣銀行 臺銀行動+4 screens

Verdict

The call

The clearest difference is rating: 國泰世華網路銀行CUBE at 4.8 against 臺灣銀行 臺銀行動+'s 4.1. 國泰世華網路銀行CUBE also leads on ratings volume (1.8K vs 9) and review sentiment (35% vs 14%). 臺灣銀行 臺銀行動+'s advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

國泰世華網路銀行CUBE holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: 國泰世華網路銀行CUBE has 1.8K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 14% of 臺灣銀行 臺銀行動+'s.

UpkeepUpdate frequency

國泰世華網路銀行CUBE ships an update fortnightly, 臺灣銀行 臺銀行動+ monthly. The most recent releases landed on September 23, 2026 and September 8, 2026 respectively.

Scorecard5 real differences · 5 level
國泰世華網路銀行CUBE versus 臺灣銀行 臺銀行動+: the parameters behind the verdict, then further details
Parameter國泰世華網路銀行CUBE臺灣銀行 臺銀行動+
PriceFreeFree
Rating4.8 (1.8K ratings) — better4.1 (9 ratings)
Positive reviews35.1% of reviews — better14.3% of reviews
Number of ratings1.8K — better9
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size349 MB287 MB
Age rating4+4+
DeveloperCathay United BankBANK OF TAIWAN

Customer experience

國泰世華網路銀行CUBE

All ratings1,801 ratings
Positive94.8%
Neutral1.7%
Negative3.5%
Written reviews148 reviews
Positive35.1%
Neutral9.5%
Negative55.4%

臺灣銀行 臺銀行動+

All ratings9 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews7 reviews
Positive14.3%
Neutral14.3%
Negative71.4%

In-app purchases

None

國泰世華網路銀行CUBE

No in-app purchases

None

臺灣銀行 臺銀行動+

No in-app purchases

Questions

Is 國泰世華網路銀行CUBE free?
國泰世華網路銀行CUBE is free to download, with no in-app purchases.
Is 臺灣銀行 臺銀行動+ free?
臺灣銀行 臺銀行動+ is free to download, with no in-app purchases.
Which has better reviews, 國泰世華網路銀行CUBE or 臺灣銀行 臺銀行動+?
國泰世華網路銀行CUBE is rated higher. 國泰世華網路銀行CUBE averages 4.8 out of 5 from 1.8K ratings, while 臺灣銀行 臺銀行動+ averages 4.1 from 9 ratings.
Do 國泰世華網路銀行CUBE or 臺灣銀行 臺銀行動+ have ads?
Neither 國泰世華網路銀行CUBE nor 臺灣銀行 臺銀行動+ shows ads.
Which is updated more often, 國泰世華網路銀行CUBE or 臺灣銀行 臺銀行動+?
國泰世華網路銀行CUBE ships an update fortnightly, and 臺灣銀行 臺銀行動+ monthly. Most recently, 國泰世華網路銀行CUBE was updated on September 23, 2026 and 臺灣銀行 臺銀行動+ on September 8, 2026.

Other comparisons