nib vs EPFA (AERR)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
nib
Manage your health insurance, travel insurance, and free membership benefits. Access health and wellbeing support, discounts, and rewards. Make claims, check cover, and find healthcare providers.
- Manage health and travel insurance
- Make and track claims
- Check insurance cover and balances
- Access nib Rewards and discounts
- Book telehealth and get medical certificates
- Online health and skin checks
- Symptom checker
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Download the nib App to manage your cover or if you’re new to nib, sign up for a free nib membership. Unlock everyday health and wellbeing support, discounts and more. For members with health insurance, you can: • Make a claim and check its status • Check your Extras to see how much you’ve got left to claim • Search our healthcare networks to get the best value from your cover • Manage your cover and update personal details • Make authenticated voice calls to customer support Plus, those with a health insurance policy or a free nib membership can: • Access nib Rewards and save with offers from major brands • Book telehealth or get a medical certificate • Get treatments delivered to your door • Try our online skin check for personalised insights
EPFA (AERR)
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Equine Trainers, you can now gain a scientific insight utilising formative data for all your horse’s treadmill gallops! The Australian Equine Racing and Research Centre presents the Equine Peak Fitness App which has been developed as a result of over 25 years of collection of formulated data on treadmill gallops specifically with relation to heart rate and lactate responses to individual gallops. This information has been incorporated into multiple training programs with the potential to give your thoroughbred a fitness advantage. Used in conjunction with the companion desktop application, scientific processing of your horse’s fitness including displaying heart rate responses during the gallop and recovery period can be viewed over time. Data storage and analysis of results highlight potential cardiovascular stress during the gallop or recovery period and provides the capacity to analyze and store all horses' treadmill gallop data and compare similar gallops. This scientific innovation will give you, the trainer, the potential to improve and reach peak fitness with your horse. REQUIREMENTS: ============ A user account is required with EPFA.
Screenshots
Verdict
The clearest difference is ads: EPFA (AERR) at none against nib's shown. EPFA (AERR) also leads on iOS requirement (12.0 vs 18.6). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
nib ships an update fortnightly, EPFA (AERR) every 3 weeks. The most recent releases landed on October 10, 2026 and October 5, 2026 respectively.
| Parameter | nib | EPFA (AERR) |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (112 ratings) — better | — |
| Positive reviews | 50.7% of reviews | — |
| Number of ratings | 112 — better | — |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 55 MB | 37 MB |
| Age rating | 17+ | 4+ |
| Developer | nib health funds limited | EPFA |
In-app purchases
nib
No in-app purchases
EPFA (AERR)
No in-app purchases









