Comparison

nib vs EPFA (AERR)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

nib

Manage your health insurance, travel insurance, and free membership benefits. Access health and wellbeing support, discounts, and rewards. Make claims, check cover, and find healthcare providers.

Highlights
  • Manage health and travel insurance
  • Make and track claims
  • Check insurance cover and balances
  • Access nib Rewards and discounts
  • Book telehealth and get medical certificates
  • Online health and skin checks
  • Symptom checker
Features
Read full description

Download the nib App to manage your cover or if you’re new to nib, sign up for a free nib membership. Unlock everyday health and wellbeing support, discounts and more.  For members with health insurance, you can: • Make a claim and check its status • Check your Extras to see how much you’ve got left to claim • Search our healthcare networks to get the best value from your cover • Manage your cover and update personal details • Make authenticated voice calls to customer support Plus, those with a health insurance policy or a free nib membership can: • Access nib Rewards and save with offers from major brands • Book telehealth or get a medical certificate • Get treatments delivered to your door • Try our online skin check for personalised insights

About

EPFA (AERR)

Features
Read full description

Equine Trainers, you can now gain a scientific insight utilising formative data for all your horse’s treadmill gallops! The Australian Equine Racing and Research Centre presents the Equine Peak Fitness App which has been developed as a result of over 25 years of collection of formulated data on treadmill gallops specifically with relation to heart rate and lactate responses to individual gallops. This information has been incorporated into multiple training programs with the potential to give your thoroughbred a fitness advantage. Used in conjunction with the companion desktop application, scientific processing of your horse’s fitness including displaying heart rate responses during the gallop and recovery period can be viewed over time. Data storage and analysis of results highlight potential cardiovascular stress during the gallop or recovery period and provides the capacity to analyze and store all horses' treadmill gallop data and compare similar gallops. This scientific innovation will give you, the trainer, the potential to improve and reach peak fitness with your horse. REQUIREMENTS: ============ A user account is required with EPFA.

Screenshots

nib4 screens
EPFA (AERR)3 screens

Verdict

The call

The clearest difference is ads: EPFA (AERR) at none against nib's shown. EPFA (AERR) also leads on iOS requirement (12.0 vs 18.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

nib ships an update fortnightly, EPFA (AERR) every 3 weeks. The most recent releases landed on October 10, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 8 level
nib versus EPFA (AERR): the parameters behind the verdict, then further details
ParameternibEPFA (AERR)
PriceFreeFree
Rating4.8 (112 ratings) — better—
Positive reviews50.7% of reviews—
Number of ratings112 — better—
Update frequencyFortnightly — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.612.0 — better
Further details — not scored
Size55 MB37 MB
Age rating17+4+
Developernib health funds limitedEPFA

In-app purchases

None

nib

No in-app purchases

None

EPFA (AERR)

No in-app purchases

Questions

Is nib free?
nib is free to download, with no in-app purchases.
Is EPFA (AERR) free?
EPFA (AERR) is free to download, with no in-app purchases.
Do nib or EPFA (AERR) have ads?
nib shows ads; EPFA (AERR) does not.
Which is updated more often, nib or EPFA (AERR)?
nib ships an update fortnightly, and EPFA (AERR) every 3 weeks. Most recently, nib was updated on October 10, 2026 and EPFA (AERR) on October 5, 2026.

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