nib User Reviews

Customer Experience

Positive experience50.7% of reviews
Neutral4.2% of reviews
Negative experience45.1% of reviews

~ Based on 142 written reviews from the US App Store.

Is nib Safe?

nib appears safe based on user ratings. AppsHunter Safety Score for nib is 92/100.

This assessment is based on 112 user ratings, with an App Store average of 4.8/5.

Safety Analysis

95.5% of ratings point to a safe experience
1.8% of ratings suggest some concerns
2.7% of ratings point to a risky experience

~ Based on 112 App Store ratings for nib.

Is nib Legit?

nib appears to be a legitimate app. AppsHunter Legitimacy Score for nib is 95/100.

Based on 95 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Very disappointed

All of my claims are very disappointing

Good insurance but app is terrible

To make a one off payment you have to type in card details EVERY SINGLE TIME. In 2026 you’d expect an app to have a remember card details or use the existing bank account connected to make a payment. However NIB loves making their users TYPE this every time. Id love to come back and review this 5 stars if you fix this. This is a major pain that annoys me so much about the NIB app
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Dental services

No certified dental providers within 100km. Great work nib, regional and rural abuse by yourselves.

Dental

Also dropping a one star review on how nib is changing dental. I'll be changing providors

Dental

Brilliant work
I’m a person who HAS A BAD History with Dentist’s
That have caused me to have many issues with my
Mental Health related to particular procedure’s
Over the Year’s But my
Last surgeon 👍 🙏
Thank you NIB

Apps good shame about private health

Good app. Private health companies seem to be wrecking the health system though

Why I stay with Nib

Despite offers for better deals I’ve found nib delivers seamlessly over the years.
If it ain’t broke don’t fix itt.

app is buggy and doesn’t work

lags, broken processes. is this where all the premiums go??

DENTAL

I understand you may need to change things but the information provided didn't say how the dental cover was changing
The reason I choose NIB was because I understood what I'd receive back when claiming now I have no idea the message didnt provide any clear information it was just telling me to go to your choice of dentist
Which is abit of bully tactics
I probably will not leave as I'm happy but a better worded notification would've been a good idea explaining just what I would get back if I did not change my dentist 🤨
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Response from developer

Thanks so much for providing your feedback, and we do hear your concern regarding our communications. This platform is intended for feedback about the nib app. If you require additional information about the dental benefits or any of our products or customer service, please contact us at ➡ https://www.nib.com.au/contact-us/.

Looking at changing

The product had changed and it’s no longer worth it and app is poor

Great Switch

Switching from BUPA to NIB was the best move we made as a family, we get the same cover benefits at a much lower price.

Misleading joining info

NIB did not disclose that I would be disadvantaged in payment claims if I did not use one of their preferred providers when I changed to their health insurance. So I get ripped off for using the great dentist I have been using for 25 years. NIB puts their profits before continuity of care for its members.
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DENTAL

I understand you may need to change things but the information provided didn't say how the dental cover was changing
The reason I choose NIB was because I understood what I'd receive back when claiming now I have no idea the message didnt provide any clear information it was just telling me to go to your choice of dentist
Which is abit of bully tactics
I probably will not leave as I'm happy but a better worded notification would've been a good idea explaining just what I would get back if I did not change my dentist 🤨
Show more

Response from developer

Thanks so much for providing your feedback, and we do hear your concern regarding our communications. This platform is intended for feedback about the nib app. If you require additional information about the dental benefits or any of our products or customer service, please contact us at ➡ https://www.nib.com.au/contact-us/.

Boo

Boo boo

Not impressed

This cover is a waste of money

Very good

Good service

Didn’t deliver on extras

App says I have $150 left for remedial massage and NIB only gave me $6. Poor show. Now trying to ring them and they have shut for the day at 4.30 SA time. Poor show again. Usually they have been good but this experience is annoying.

Best Health Fund

I was in NIB years ago when I lived in the Hunter Valley I then moved to the NT & my partner was in another fund. We now live in QLD & i had a call to compare & decided to go with NIB again .Very Happy thank you .

Shirley

I can’t even log in so that’s not helpful

Not happy, Jan!

I hate the fact that even tho in my seventies, NIB still forces me to pay for AnteNatal cover! IT IS VILE DISCRIMINATION AGAINST SENIORS!