Comparison

Blue Cross NC vs Modento

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Blue Cross NC

Access your health plan information, view your digital ID card, track claims and spending, and manage payments. Find in-network providers and estimate costs. Get customer support directly through the app.

Highlights
  • Digital ID card access
  • Claims and spending tracker
  • Premium payment management
  • Provider search and cost estimator
  • In-app customer support
  • Access plan documents
Features
Read full description

Stay informed about your health and keep key plan details at your fingertips. In the member portal, you can securely: • View your digital ID card and add it to your digital wallet • Track the status of your claims and spending toward deductible and out-of-pocket limits • Pay monthly premiums, view payment history, and set up autopay • Manage preferences like paperless delivery and other contact preferences • Access customer support through click-to-call, in-app messaging, and live chat • Find in-network providers and estimate procedure costs • Access digital documents like your plan benefits summary, EOBs, and plan resources

About

Modento

This app securely connects patients with their dental offices for easy management of appointments, payments, forms, and insurance. It offers personalized notifications and rewards for engagement, aiming to simplify dental care.

Highlights
  • Secure payments
  • Personalized notifications
  • Insurance updates
  • Digital forms and consents
  • Reward points system
  • HIPAA compliant
Features
Read full description

Modento is a completely secure and HIPAA compliant application that makes the connection between you and your dental office dramatically easier. Secure payments, personalized notifications, insurance updates, forms, and consents- all through the app which is designed to be easy to use. Your dental needs are simple to manage and as transparent as possible, all in the palm of your hand. The best part- you will earn reward points for doing the same things you’ve always had to do... only now you can do them from the comfort of your couch and whenever works best for you. Modento is here to make dentistry as painless as possible. NOTE: You will be able sign up and use this application only if your dental practice is using Modento platform. Ask your dentist if you are not sure.

Screenshots

Blue Cross NC4 screens
Modento4 screens

Verdict

The call

The clearest difference is rating: Blue Cross NC at 4.3 against Modento's 3.0. Blue Cross NC also leads on ratings volume (6.4K vs 53). Modento's advantage is iOS requirement (10.0 vs 15.6). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Blue Cross NC holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: Blue Cross NC has 6.4K ratings behind it against 53, so its average is the more settled of the two. Written reviews point the same way: 17% of Blue Cross NC's written reviews are positive against 10% of Modento's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 29, 2026 and September 19, 2026 respectively.

Scorecard3 real differences · 7 level
Blue Cross NC versus Modento: the parameters behind the verdict, then further details
ParameterBlue Cross NCModento
PriceFreeFree
Rating4.3 (6.4K ratings) — better3.0 (53 ratings)
Positive reviews16.7% of reviews — better10.0% of reviews
Number of ratings6.4K — better53
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.610.0 — better
Further details — not scored
Size40 MB18 MB
Age rating4+17+
DeveloperBlue Cross and Blue Shield of North CarolinaModento Inc.

Customer experience

Blue Cross NC

All ratings6,447 ratings
Positive81.3%
Neutral4.3%
Negative14.4%
Written reviews228 reviews
Positive16.7%
Neutral13.2%
Negative70.2%

Modento

All ratings53 ratings
Positive47.2%
Neutral5.7%
Negative47.2%
Written reviews20 reviews
Positive10.0%
Neutral5.0%
Negative85.0%

Bugs and requests

Blue Cross NC

Reported bugs

4 issues
  • App not accessible or constantly crashing
  • Login and authentication problems
  • Incorrect account information and balances
  • Broken or non-functioning features

Requested features

4 requests
  • Improve camera integration for scanning
  • Add support for Apple Wallet
  • Provide more transparent cost estimates
  • Streamline navigation and organization

Modento

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Blue Cross NC

No in-app purchases

None

Modento

No in-app purchases

Questions

Is Blue Cross NC free?
Blue Cross NC is free to download, with no in-app purchases.
Is Modento free?
Modento is free to download, with no in-app purchases.
Which has better reviews, Blue Cross NC or Modento?
Blue Cross NC is rated higher. Blue Cross NC averages 4.3 out of 5 from 6.4K ratings, while Modento averages 3.0 from 53 ratings.
Do Blue Cross NC or Modento have ads?
Neither Blue Cross NC nor Modento shows ads.
Which is updated more often, Blue Cross NC or Modento?
Blue Cross NC ships an update monthly, and Modento monthly. Most recently, Blue Cross NC was updated on September 29, 2026 and Modento on September 19, 2026.

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