ICCU Mobile Banking vs WaFd Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ICCU Mobile Banking
Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.
- Account activity and balance review
- Fund transfers
- Mobile deposits
- Bill payment
- Anytime, anywhere access
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Manage your accounts anytime, anywhere. Review your activity and balances, transfer funds, make deposits, pay bills and much more.
WaFd Bank
Manage your finances on the go with this mobile banking platform. Connect all your accounts, pay bills, send money, and track spending with automated categorization. Enjoy secure access and convenient features like photo check deposit and card controls.
- View all finances in one app
- Pay bills and move funds
- Send money to friends
- Manage credit card
- Turn debit card on/off
- Automatic transaction categorization
- Photo-deposit checks
- Real-time alerts and notifications
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Manage your money anytime, anywhere with the WaFd Bank app. Connect your accounts from other financial institutions, manage your cards, categorize transactions, and so much more. This is banking from an award-winning Best Bank. - View all your finances in one place - Switch your direct deposit in minutes - Pay bills and move money between banks - Full control over debit and credit cards - Categorize transactions automatically - Mobile photo deposit - Alerts and real-time notifications - Face and fingerprint biometric login - Customize with different themes - Send money via Zelle® or wire transfer
Screenshots
Verdict
ICCU Mobile Banking and WaFd Bank both sit at 4.9 stars, but that hides the real split: 72% of ICCU Mobile Banking's written reviews are positive against 43% of WaFd Bank's. ICCU Mobile Banking also leads on ratings volume (80K vs 3.6K) and update cadence (every 6 weeks vs every 3 months). WaFd Bank's advantage is monetization model (free vs ad-supported). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ICCU Mobile Banking holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: ICCU Mobile Banking has 80K ratings behind it against 3.6K, so its average is the more settled of the two. Written reviews point the same way: 72% of ICCU Mobile Banking's written reviews are positive against 43% of WaFd Bank's.
ICCU Mobile Banking ships an update every 6 weeks, WaFd Bank every 3 months. The most recent releases landed on November 4, 2026 and November 2, 2026 respectively.
| Parameter | ICCU Mobile Banking | WaFd Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (80K ratings) — better | 4.7 (3.6K ratings) |
| Positive reviews | 72.1% of reviews — better | 42.7% of reviews |
| Number of ratings | 80K — better | 3.6K |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 146 MB | 130 MB |
| Age rating | 4+ | 4+ |
| Developer | Idaho Central Credit Union | WaFd Bank |
Customer experience
ICCU Mobile Banking
WaFd Bank
User reviews
ICCU Mobile Banking
From 80K App Store ratingsWhat we love
- 🚀 Convenient mobile banking
- 💡 Useful features like mobile deposit
- 👍 Easy to use interface
- 🔒 Secure banking experience
- 👍 Reliable app performance
Room to improve
- 🐛 Frequent crashes or login issues
- 🔍 Confusing or limited account management options
- 🔍 Inconsistent app updates and changes
- 🔍 Lacking key features compared to other banking apps
WaFd Bank
From 3.6K App Store ratingsWhat we love
- 💻 Easy to use
- 📊 Helpful budgeting tools
- 🔗 Ability to link external accounts
- 🚀 Fast and responsive
- 🌟 Excellent app overall
Room to improve
- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🔍 Missing features (e.g., check viewing, pending transactions)
- 🔒 Security issues (e.g., password reset problems)
- 📱 Compatibility problems on certain devices
Bugs and requests
ICCU Mobile Banking
Reported bugs
3 issues- Mobile deposit feature crashes
- Login screen freezes or logs users out
- Inconsistent account balance updates
Requested features
4 requests- Ability to customize account views
- Improved mobile deposit functionality
- Dark mode option
- Budgeting and financial management tools
WaFd Bank
Reported bugs
4 issues- Login issues and errors
- Syncing problems with external accounts
- Unreliable mobile deposit functionality
- Disappearing or inaccurate transaction data
Requested features
5 requests- Landscape mode support for tablets
- Improved transaction history and balance tracking
- Customizable categories and budgeting options
- Ability to freeze/lock debit cards
- Better integration with other financial apps
In-app purchases
ICCU Mobile Banking
No in-app purchases
WaFd Bank
No in-app purchases
Questions
Is ICCU Mobile Banking free?
Is WaFd Bank free?
Which has better reviews, ICCU Mobile Banking or WaFd Bank?
Do ICCU Mobile Banking or WaFd Bank have ads?
Which is updated more often, ICCU Mobile Banking or WaFd Bank?
Other comparisons
