Comparison

Amica vs ckSmithSuperior

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amica

Manage your insurance policies, pay bills, and submit claims directly from your smartphone. Access policy details, view your auto ID card, and get roadside assistance with just a few taps. You can also get a new quote or contact customer service easily.

Highlights
  • Pay policy bills
  • Manage and track claims
  • Access policy information
  • View auto insurance ID card
  • Request roadside assistance
  • Get insurance quotes
  • Contact customer service
Features
Read full description

Amica Mobile provides access to policy information, claims, billing, and more, right from your mobile device. To enjoy all the advantages of the app, you’ll need to create or log into your account at Amica.com. With Amica Mobile, you can: Pay your policy bills – Make payments for auto, home, marine, and umbrella policies with our Pay-by-Policy feature. Manage claims – Submit claims and track changes or updates to them. Access policy information – View important information for your auto, home, marine, and umbrella policies. View your auto insurance ID card – Access proof of insurance at any time or request a paper copy by mail. Call Roadside Assistance – Help is just a few taps away. Get a quote – Need additional coverage? Start your quote right in the app. Contact an Amica representative – Get easy access to our award-winning customer service.

About

ckSmithSuperior

Manage your account on the go with this utility app. Access billing history, order fuel, and pay bills. Registration with your account number is required for full access.

Highlights
  • Account information access
  • Billing history
  • Order fuel
  • Pay bills
  • 24/7 access
Features
Read full description

Introducing the ckSmithSuperior mobile app, where you can access your account information, billing history, order fuel, pay your bills, and much more. You will need to register your account with the mobile app to gain access, please have your account number ready.

Screenshots

Amica4 screens
ckSmithSuperior3 screens

Verdict

The call

The clearest difference is rating: Amica at 4.8 against ckSmithSuperior's 3.0. Amica also leads on update cadence (fortnightly vs every 6 months) and ratings volume (7.9K vs 4). ckSmithSuperior's advantage is iOS requirement (11.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Amica holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Amica has 7.9K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 38% of Amica's written reviews are positive against 33% of ckSmithSuperior's.

UpkeepUpdate frequency

Amica ships an update fortnightly, ckSmithSuperior every 6 months. The most recent releases landed on September 25, 2026 and June 1, 2026 respectively.

Scorecard4 real differences · 6 level
Amica versus ckSmithSuperior: the parameters behind the verdict, then further details
ParameterAmicackSmithSuperior
PriceFreeFree
Rating4.8 (7.9K ratings) — better3.0 (4 ratings)
Positive reviews37.6% of reviews — better33.3% of reviews
Number of ratings7.9K — better4
Update frequencyFortnightly — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.011.0 — better
Further details — not scored
Size68 MB45 MB
Age rating4+4+
DeveloperAmica Mutual Insurance CompanyPetrolex II, LLC

Customer experience

Amica

All ratings7,932 ratings
Positive96.6%
Neutral2.0%
Negative1.5%
Written reviews101 reviews
Positive37.6%
Neutral10.9%
Negative51.5%

ckSmithSuperior

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

Amica

Reported bugs

4 issues
  • Login screen freezes or shows system errors
  • Blank screens and app crashes on launch
  • Inability to access policy documents and information
  • Inconsistent 2FA and authentication failures

Requested features

4 requests
  • Add support for Apple Wallet insurance cards
  • Optimize app for iPad and larger screens
  • Improve app stability and reliability
  • Streamline payment processing and options

ckSmithSuperior

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Amica

No in-app purchases

None

ckSmithSuperior

No in-app purchases

Questions

Is Amica free?
Amica is free to download, with no in-app purchases.
Is ckSmithSuperior free?
ckSmithSuperior is free to download, with no in-app purchases.
Which has better reviews, Amica or ckSmithSuperior?
Amica is rated higher. Amica averages 4.8 out of 5 from 7.9K ratings, while ckSmithSuperior averages 3.0 from 4 ratings.
Do Amica or ckSmithSuperior have ads?
Neither Amica nor ckSmithSuperior shows ads.
Which is updated more often, Amica or ckSmithSuperior?
Amica ships an update fortnightly, and ckSmithSuperior every 6 months. Most recently, Amica was updated on September 25, 2026 and ckSmithSuperior on June 1, 2026.

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