Comparison

Amica vs Safety Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amica

Manage your insurance policies, pay bills, and submit claims directly from your smartphone. Access policy details, view your auto ID card, and get roadside assistance with just a few taps. You can also get a new quote or contact customer service easily.

Highlights
  • Pay policy bills
  • Manage and track claims
  • Access policy information
  • View auto insurance ID card
  • Request roadside assistance
  • Get insurance quotes
  • Contact customer service
Features
Read full description

Amica Mobile provides access to policy information, claims, billing, and more, right from your mobile device. To enjoy all the advantages of the app, you’ll need to create or log into your account at Amica.com. With Amica Mobile, you can: Pay your policy bills – Make payments for auto, home, marine, and umbrella policies with our Pay-by-Policy feature. Manage claims – Submit claims and track changes or updates to them. Access policy information – View important information for your auto, home, marine, and umbrella policies. View your auto insurance ID card – Access proof of insurance at any time or request a paper copy by mail. Call Roadside Assistance – Help is just a few taps away. Get a quote – Need additional coverage? Start your quote right in the app. Contact an Amica representative – Get easy access to our award-winning customer service.

About

Safety Mobile

Manage your insurance policies, pay bills, and report claims easily. Access your insurance card, agent information, and claim history. Receive timely alerts for payments and expirations.

Highlights
  • Pay bills
  • Report claims
  • View insurance card
  • Access agent information
  • View claim history
  • Receive payment alerts
  • Find an agent
Features
Read full description

Safety Mobile by Safety Insurance Insurance just got a whole lot easier with Safety Mobile right at your fingertips. It gives you access to your Safety Insurance My Account to pay your bill, report a claim at the accident scene, view your insurance card and access your agent information. View the history of your home and auto claims, including your adjuster's contact information, appraisals, and payments by selecting 'Claim History' under My Account. With the Alert Center, we will send you an email or text message when a payment is due, or your license, registration, or inspection expires. * Use Face/Touch ID or the 'Remember Me' switch on the login page to remember both your user name and password. Logging into My Account has never been easier! * Not a Safety Insurance policyholder? That’s OK - use the Find an Agent tool to locate an Independent Agent near you. About Safety Insurance: Safety Insurance is sold exclusively through a network of professional independent agents in Massachusetts, Maine, and New Hampshire. Safety Insurance offers insurance products for your Auto, Home, and Business.

Screenshots

Amica4 screens
Safety Mobile4 screens

Verdict

The call

The clearest difference is rating: Amica at 4.8 against Safety Mobile's 1.9. Amica also leads on update cadence (fortnightly vs every 3 months) and ratings volume (7.9K vs 60). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Amica holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: Amica has 7.9K ratings behind it against 60, so its average is the more settled of the two. Written reviews point the same way: 38% of Amica's written reviews are positive against 24% of Safety Mobile's.

UpkeepUpdate frequency

Amica ships an update fortnightly, Safety Mobile every 3 months. Both last shipped on November 1, 2026.

Scorecard4 real differences · 6 level
Amica versus Safety Mobile: the parameters behind the verdict, then further details
ParameterAmicaSafety Mobile
PriceFreeFree
Rating4.8 (7.9K ratings) — better1.9 (60 ratings)
Positive reviews37.6% of reviews — better23.9% of reviews
Number of ratings7.9K — better60
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size68 MB10 MB
Age rating4+4+
DeveloperAmica Mutual Insurance CompanySafety Insurance Company

Customer experience

Amica

All ratings7,936 ratings
Positive96.6%
Neutral2.0%
Negative1.5%
Written reviews101 reviews
Positive37.6%
Neutral10.9%
Negative51.5%

Safety Mobile

All ratings60 ratings
Positive16.7%
Neutral6.7%
Negative76.7%
Written reviews71 reviews
Positive23.9%
Neutral8.5%
Negative67.6%

User reviews

Amica

From 7.9K App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Convenient access to policy information
  • 💯 Excellent customer service
  • 🔒 Secure authentication

Room to improve

  • 🐛 Frequent app crashes and freezes
  • ⚠️ Unreliable and buggy features
  • 🕰️ Slow performance and loading times
  • 🔑 Frustrating login and authentication issues
  • 💳 Limited payment options

Safety Mobile

From 60 App Store ratings

What we love

  • 👍 Easy to use (older reviews)
  • 👍 Customer friendly (older reviews)
  • 👍 Agent finder map view (older reviews)
  • 👍 Intuitive interface (older reviews)
  • 👍 Functional, informational (older reviews)

Room to improve

  • 👎 Cannot view policy documents
  • 👎 Cannot see policy information
  • 👎 Login errors/system errors
  • 👎 App freezes/crashes
  • 👎 Useless for most functions

Bugs and requests

Amica

Reported bugs

4 issues
  • Login screen freezes or shows system errors
  • Blank screens and app crashes on launch
  • Inability to access policy documents and information
  • Inconsistent 2FA and authentication failures

Requested features

4 requests
  • Add support for Apple Wallet insurance cards
  • Optimize app for iPad and larger screens
  • Improve app stability and reliability
  • Streamline payment processing and options

Safety Mobile

Reported bugs

9 issues
  • System error on login
  • App freezes when reporting claims
  • App closes when uploading photos for claims
  • Login verification loop
  • App crashes on sign in
Show 4 more
  • App closes after login
  • App doesn't remember username
  • App sends incorrect payment due notifications
  • App doesn't display all covered individuals on insurance card

Requested features

11 requests
  • Add ability to view policy documents
  • Add ability to see policy information
  • Add bill payment scheduling
  • Add payment history view
  • Add pending payment view
Show 6 more
  • Add ability to view ID proof
  • Improve login process
  • Add Touch ID/biometric login
  • Add ability to report bugs/suggestions
  • Allow saving billing information
  • Add mobile payment option

In-app purchases

None

Amica

No in-app purchases

None

Safety Mobile

No in-app purchases

Questions

Is Amica free?
Amica is free to download, with no in-app purchases.
Is Safety Mobile free?
Safety Mobile is free to download, with no in-app purchases.
Which has better reviews, Amica or Safety Mobile?
Amica is rated higher. Amica averages 4.8 out of 5 from 7.9K ratings, while Safety Mobile averages 1.9 from 60 ratings.
Do Amica or Safety Mobile have ads?
Neither Amica nor Safety Mobile shows ads.
Which is updated more often, Amica or Safety Mobile?
Amica ships an update fortnightly, and Safety Mobile every 3 months. Most recently, Amica was updated on November 1, 2026 and Safety Mobile on November 1, 2026.

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