Comparison

GECU Mobile vs FNB Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GECU Mobile

Manage your finances on the go with this mobile banking application. Track account balances, transfer funds, and activate cash back offers. Access your accounts anytime, anywhere for convenient financial management.

Highlights
  • Track account balances
  • Transfer money between accounts
  • View cash back offers
  • Activate cash back offers
  • Account access on the go
Features
Read full description

With the GECU Mobile app you can manage your money the way you manage your life. You can track your balances, transfer money between accounts and view and activate your cash back offers! It’s safe, fast and free! Now you can have your account at your fingertips whenever you want it. To learn how we protect your privacy, please visit https://gecu.com/online-privacy-policy

About

FNB Mobile Banking

Manage your finances conveniently and securely from your mobile device. View account balances, transfer funds, pay bills, and deposit checks with ease. This free application offers a simple and efficient way to bank on the go.

Highlights
  • View account balances
  • Make transfers
  • Pay bills
  • Deposit checks
  • Secure access
  • Fingerprint authentication
Features
Read full description

Get your account information anytime, anywhere with the FNB Mobile App from First National Bank serving Ames, Ankeny, Johnston and West Des Moines, Iowa. FNB Mobile lets you view balances, make transfers, pay bills, deposit checks and more-all from your iPhone. Securely access your deposit accounts through the free* First National Bank Mobile App. Bank on the go with FNB Mobile. It's simple to use, secure and FREE. To learn how we protect your privacy, please visit http://www.fnb247.com/privacy Member FDIC. *Your mobile carrier’s text messaging and web access charges may apply. First National Bank Website Link: www.FNB247.com FNB Mobile Banking Support: www.FNB247.com/contact-us/

Screenshots

GECU Mobile4 screens
FNB Mobile Banking4 screens

Verdict

The call

GECU Mobile and FNB Mobile Banking both sit at 4.8 stars, but that hides the real split: 83% of FNB Mobile Banking's written reviews are positive against 59% of GECU Mobile's. GECU Mobile's advantage is ratings volume (47K vs 1.1K). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for GECU Mobile against 4.8 for FNB Mobile Banking. That said, the two scores are not equally well evidenced: GECU Mobile has 47K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews are what separate them: 59% of GECU Mobile's written reviews are positive against 83% of FNB Mobile Banking's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 5, 2026 and November 1, 2026 respectively.

Scorecard2 real differences · 8 level
GECU Mobile versus FNB Mobile Banking: the parameters behind the verdict, then further details
ParameterGECU MobileFNB Mobile Banking
PriceFreeFree
Rating4.8 (47K ratings) — better4.8 (1.1K ratings)
Positive reviews59.4% of reviews83.3% of reviews — better
Number of ratings47K — better1.1K
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size142 MB182 MB
Age rating4+4+
DeveloperGECUFirst National Bank, Ames, Iowa

Customer experience

GECU Mobile

All ratings44,964 ratings
Positive96.1%
Neutral1.4%
Negative2.5%
Written reviews261 reviews
Positive59.4%
Neutral6.9%
Negative33.7%

FNB Mobile Banking

All ratings1,031 ratings
Positive94.4%
Neutral2.2%
Negative3.4%
Written reviews48 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

User reviews

GECU Mobile

From 47K App Store ratings

What we love

  • 👍 User-friendly
  • 🚀 Convenient banking on the go
  • 💡 Great app features
  • 🔒 Secure banking

Room to improve

  • 🐛 Frequent app crashes
  • ⏱️ Delayed transaction processing
  • 💰 Unexpected fees and charges
  • 🤔 Inconsistent account balances

FNB Mobile Banking

From 1.1K App Store ratings

What we love

  • 👍 Convenient and easy to use
  • 🚀 Efficient mobile banking
  • 🔒 Secure with fingerprint authentication
  • 💡 Great features and functionality

Room to improve

  • 🐛 Issues with mobile check deposit
  • 🐛 Occasional app crashes or errors
  • 🔋 Slow performance at times

Bugs and requests

GECU Mobile

Reported bugs

3 issues
  • Login issues
  • Check deposit problems
  • Unreliable quick balance feature

Requested features

4 requests
  • Dark mode option
  • Improved Zelle integration
  • Ability to view check images
  • Faster direct deposit availability

FNB Mobile Banking

Reported bugs

2 issues
  • Login issues with invalid credentials
  • Camera problems with mobile check deposit

Requested features

4 requests
  • Ability to edit bill payments
  • Landscape mode support
  • Check image viewing
  • Dark mode option

In-app purchases

None

GECU Mobile

No in-app purchases

None

FNB Mobile Banking

No in-app purchases

Questions

Is GECU Mobile free?
GECU Mobile is free to download, with no in-app purchases.
Is FNB Mobile Banking free?
FNB Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, GECU Mobile or FNB Mobile Banking?
GECU Mobile is rated higher. GECU Mobile averages 4.8 out of 5 from 47K ratings, while FNB Mobile Banking averages 4.8 from 1.1K ratings.
Do GECU Mobile or FNB Mobile Banking have ads?
Neither GECU Mobile nor FNB Mobile Banking shows ads.
Which is updated more often, GECU Mobile or FNB Mobile Banking?
GECU Mobile ships an update every 3 months, and FNB Mobile Banking every 3 months. Most recently, GECU Mobile was updated on November 5, 2026 and FNB Mobile Banking on November 1, 2026.

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