Comparison

first direct vs Moorepay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

first direct

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

Highlights
  • Check account balances
  • View transaction history
  • Pay family and friends
  • Simplified money management
  • Mobile banking convenience
Features
Read full description

Your everyday just got a whole lot easier. Even better banking has arrived. At the coffee shop, deciding if it’s a skinny soy latte or a cup of tea. In a taxi stuck in traffic, wondering how much you’ve saved for your trip to Machu Picchu. On a rollercoaster, planning the decorations for your dog’s third birthday party… Wherever you are, whatever you’re doing, our new and improved mobile app makes banking even simpler. From checking your balances and viewing transactions to paying family and friends, mobile banking takes all the hassle out of everyday money stuff. You can now do more than ever from the comfort of your own phone - and if that’s not exciting enough, this is just the start of our mini digital revolution, with loads more improvements on the way. So go on. Get yourself up to date. Update now >> • Free to use, but providers may charge for download and usage • Use in accordance with local laws and check charges if using abroad • Use in accordance with our App terms and conditions • Use in accordance with Apple terms and conditions • This app may be withdrawn at any time, but we’ll always keep you in the loop.

About

Moorepay

This app streamlines HR and payroll for employees, offering easy access to payslips, P60s, and HR documents. Manage leave requests, update personal details, and explore exclusive discounts. It also simplifies timesheet and expense submissions for employees and approvals for managers.

Highlights
  • View and download payslips and P60s
  • Access HR and auto-enrolment pension documents
  • Request, view, and cancel leave
  • Manage personal contact, bank, and dependant details
  • Explore partner discounts
  • Submit timesheets and expense claims
  • Approve team leave and expense requests
Features
Read full description

Step into the upgraded employee experience with the Moorepay mobile app, designed to support you at every stage of your professional journey. Navigate through intuitive tiles and sub-tiles to explore a rich array of features crafted to streamline access to essential tools and information, simplifying HR and Payroll experience for everyone. Let’s delve into what’s on offer: My Documents This is your gateway to a streamlined document area where every vital detail is within reach: Payslips: View and Download your payslips with ease, at any time. P60s: Access your annual P60s directly through the app to review the tax you've paid on your salary during the last tax year. AE Letters: Keep abreast with your auto-enrolment pension effortlessly through easy access to your AE letters. HR Documents: Employees can now view and respond to documents published from our HR documents centre. Leave A dedicated space to oversee your leave plans and balances, offering: View Entitlements and Balances: A clear overview of your leave entitlements and balances. Request Leave: Request leave and submit doctor’s notes seamlessly, making sickness reporting less cumbersome. View Calendars: Review your leave requests and history and also access a team leave calendar to plan and manage time off. Delete Leave Requests: Rectify or cancel leave requests effortlessly, providing flexibility in leave management. Admin and Manager Privileges: Facilitate prompt responses to team requests and maintain a detailed view of team members’ leave history, enhancing managerial efficiency. My Details An exclusive space to manage your personal details effectively: Contact Details: Swiftly update your contact details, keeping your profile current. Attachments: Securely view attachments related to your personal record. Dependants and Emergency Contacts: Seamlessly manage details of your dependants and emergency contacts, ensuring timely updates. Bank Details: Handle your bank details with utmost security and convenience. Profile Picture: Personalise your profile with the option to upload and change your profile picture, adding a personal touch to your account. Discounts Explore a plethora of discounts curated especially for you through our partner, WrKit: Exclusive Offers: Enjoy a range of exciting discounts and offers designed to enhance your lifestyle. Timesheets and Expenses Simplify the tedious task of managing submissions and approvals: Employee Submissions: Experience an uncomplicated submission process for timesheets and expense claims, bringing ease to your employee experience. Manager and Admin Approvals: Quick and seamless approval processes for managers and admins, fostering operational efficiency. Expense Receipts: Easily manage and attach receipts for expense claims, facilitating streamlined record-keeping.

Screenshots

first direct4 screens
Moorepay4 screens

Verdict

The call

The clearest difference is review sentiment: first direct at 77% against Moorepay's 6%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

first direct ships an update monthly, Moorepay every 2 months. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

Scorecard1 real difference · 9 level
first direct versus Moorepay: the parameters behind the verdict, then further details
Parameterfirst directMoorepay
PriceFreeFree
Rating4.9 (2K ratings) — better—
Positive reviews76.6% of reviews — better6.3% of reviews
Number of ratings2K — better—
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size254 MB36 MB
Age rating4+4+
Developerfirst directMoorepay

Customer experience

first direct

All ratings1,959 ratings
Positive97.3%
Neutral1.0%
Negative1.7%
Written reviews981 reviews
Positive76.6%
Neutral4.9%
Negative18.6%

Moorepay

Written reviews63 reviews
Positive6.3%
Neutral4.8%
Negative88.9%

Bugs and requests

first direct

Reported bugs

4 issues
  • App freezing and crashing
  • Issues with cheque deposit functionality
  • Problems with multi-device authentication
  • Inconsistent behavior when updating payee details

Requested features

5 requests
  • Dark mode option
  • Improved transaction history and insights
  • Ability to edit scheduled payments and payees
  • Streamlined payment flow
  • Better categorization and budgeting tools

Moorepay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

first direct

No in-app purchases

None

Moorepay

No in-app purchases

Questions

Is first direct free?
first direct is free to download, with no in-app purchases.
Is Moorepay free?
Moorepay is free to download, with no in-app purchases.
Do first direct or Moorepay have ads?
Neither first direct nor Moorepay shows ads.
Which is updated more often, first direct or Moorepay?
first direct ships an update monthly, and Moorepay every 2 months. Most recently, first direct was updated on September 24, 2026 and Moorepay on September 21, 2026.

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