first direct vs Wallis Card
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
first direct
Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.
- Check account balances
- View transaction history
- Pay family and friends
- Simplified money management
- Mobile banking convenience
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Your everyday just got a whole lot easier. Even better banking has arrived. At the coffee shop, deciding if it’s a skinny soy latte or a cup of tea. In a taxi stuck in traffic, wondering how much you’ve saved for your trip to Machu Picchu. On a rollercoaster, planning the decorations for your dog’s third birthday party… Wherever you are, whatever you’re doing, our new and improved mobile app makes banking even simpler. From checking your balances and viewing transactions to paying family and friends, mobile banking takes all the hassle out of everyday money stuff. You can now do more than ever from the comfort of your own phone - and if that’s not exciting enough, this is just the start of our mini digital revolution, with loads more improvements on the way. So go on. Get yourself up to date. Update now >> • Free to use, but providers may charge for download and usage • Use in accordance with local laws and check charges if using abroad • Use in accordance with our App terms and conditions • Use in accordance with Apple terms and conditions • This app may be withdrawn at any time, but we’ll always keep you in the loop.
Wallis Card
Manage your financial account securely from your mobile device. View balances, transactions, make payments, and update your details. Easy registration for new users.
- View account balance and credit limit
- Track transactions (pending and posted)
- Make payments
- Set up and manage Direct Debit
- Manage statement preferences
- Update contact details
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Manage your account anywhere, anytime, with our secure mobile app. Free to download now, we have lots of features to enable you to manage your account easily: - View your latest balance and available credit limit - View your latest transactions, including transactions that are still pending - Make a payment on your account - Set up or manage your Direct Debit - Manage your statement preferences - Update your contact details - Get in contact with us and view our FAQs Registered for Online Account Manager already? If you’re registered for Online Account Manager already then you’ll be able to use these details to login. No need to re-register! Not Registered for Online Account Manger? If you’re not registered for Online Account Manager then no problem! Download the app and click ‘Register for Online Account Manager’. You’ll need the following details to hand: - Last name - Date of birth - Postcode - Your card details OR your account number
Screenshots
Verdict
The clearest difference is review sentiment: first direct at 77% against Wallis Card's 50%. first direct also leads on monetization model (free vs ad-supported). Wallis Card's advantage is update cadence (weekly vs monthly). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
first direct ships an update monthly, Wallis Card weekly. The most recent releases landed on September 27, 2026 and September 18, 2026 respectively.
| Parameter | first direct | Wallis Card |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (2K ratings) — better | — |
| Positive reviews | 76.6% of reviews — better | 50.0% of reviews |
| Number of ratings | 2K — better | — |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 254 MB | 170 MB |
| Age rating | 4+ | 17+ |
| Developer | first direct | NewDay Ltd |
Customer experience
first direct
Wallis Card
Bugs and requests
first direct
Reported bugs
4 issues- App freezing and crashing
- Issues with cheque deposit functionality
- Problems with multi-device authentication
- Inconsistent behavior when updating payee details
Requested features
5 requests- Dark mode option
- Improved transaction history and insights
- Ability to edit scheduled payments and payees
- Streamlined payment flow
- Better categorization and budgeting tools
Wallis Card
Not enough reviews yet to summarise bugs or requests.
In-app purchases
first direct
No in-app purchases
Wallis Card
No in-app purchases
Questions
Is first direct free?
Is Wallis Card free?
Do first direct or Wallis Card have ads?
Which is updated more often, first direct or Wallis Card?
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