Comparison

KFH Online vs Amex MENA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KFH Online

Manage your finances securely and conveniently from your mobile device. View account summaries, track credit card transactions, and make various transfers. The app also facilitates bill payments, mobile voucher purchases, and reporting lost cards.

Highlights
  • Account balance and statement viewing
  • Credit card transaction tracking
  • Fund transfers (internal, local, international)
  • Bill payments and mobile voucher purchases
  • Lost/stolen card reporting
  • ATM and credit card activation
  • Cheque book requests
Features
Read full description

خدمات مصرفية ذكية مع KFHOnline استمتع بتجربة مصرفية رقمية آمنة وسريعة مع تطبيق KFHOnline من بيت التمويل الكويتي. قم بإدارة حساباتك في أي وقت ومن أي مكان من خلال تجربة مصرفية سلسة مصممة لتلبية احتياجاتك اليومية. الخدمات الرئيسية عرض أرصدة الحسابات والودائع وكشف العمليات كشف حسابات وبطاقات مصرفية بشكل تفصيلي تحويلات مالية داخلية، محلية و عالمية تحويلات فورية، تحويلات عبر ويسترن يونيون وخدمة ومض للدفع الفوري إدارة البطاقات المصرفية، المدفوعات، و عمليات البطاقات إصدار بطاقات مصرفية افتراضية دفع الفواتير وأقساط معاملات التمويل بسهولة طلب تمويل و الاطلاع على تفاصيل المعاملات التمويلية إيداع الشيكات الخاصة ببيت التمويل الكويتي وطلب دفاتر الشيكات شراء وبيع الذهب والمزيد من الخدمات فتح حسابات إضافية بعملات مختلفة فتح ودائع استثمارية وخطط استثمار طويلة الأجل إدارة حسابات أبنائك والمزيد من الخدمات المصرفية الرقمية في تطبيق واحد. لماذا KFHOnline؟ تجربة مصرفية آمنة وموثوقة واجهة سهلة الاستخدام وعصرية وصول إلى خدماتك المصرفية على مدار الساعة معاملات سريعة وموثوقة في أي وقت ومن أي مكان قم بتحميل KFHOnline اليوم واستمتع بتجربة مصرفية رقمية أكثر ذكاءً مع بيت التمويل الكويتي. Smarter Banking with KFHOnline Experience secure, fast, and convenient digital banking with KFHOnline App from Kuwait Finance House. Manage your accounts anytime, anywhere through a seamless banking experience designed for your daily needs. Key Features: View account balances, deposits, and transaction history Detailed account and card statements KFH, local and international money transfers. Instant transfers, Western Union and WAMD payment. Banking cards management, payments and statements. Issue virtual banking cards. Pay bills and finance installments easily Request finance and view your existing financing deals. Deposit KFH cheques and request cheque books digitally Buy/Sell Gold and other features. Open add on accounts with variety of different currencies. Open investment deposits and long term investment plans. Manage your children accounts. And much more digital banking services in one app Why KFHOnline? Secure and trusted banking experience Easy-to-use modern interface 24/7 access to your banking services Fast and reliable transactions anytime, anywhere Download KFHOnline today and enjoy a smarter digital banking experience with KFH.

About

Amex MENA

Manage your American Express account on the go with this mobile application. Track spending, view transactions, pay bills, and discover exclusive offers. Apply for cards, set spending goals, and earn rewards points.

Highlights
  • Digital card applications
  • Transaction tracking
  • Spending timeline by category
  • Supplementary card management
  • Card PIN management
  • Membership Rewards points
  • Exclusive local and online offers
Features
Read full description

The official Amex (Middle East) B.S.C. Mobile app allows you to access your account from anywhere, safely and securely. Track spend, find offers, pay your bill and enjoy many more features in the Amex MENA app. تطبيق Amex MENA الآن متاح باللغة العربية Benefits and features: - Apply digitally through the app for your Amex Card in the UAE - Choose to navigate in your preferred language, Arabic or English - Instant view of your transactions - View your Spending Timeline and track your spends by categories - Apply for Supplementary Cards for Family and manage with ease - Set up, view or unblock your Card PIN Explore rewards and benefits: - We reward your loyalty, by earning Membership Rewards® points on all your spend. Set up goals within the app to get the things you want, with points that never expire - Access to hundreds of local and online offers on shopping, entertainment, dining and wellness - Book your next trip with American Express, easily submit Concierge travel or lifestyle requests, whenever and wherever you are - Refer your friends and earn rewards when they get approved for a Card The Amex MENA app is for Personal and Corporate Cards issued by American Express Middle East. If your Card is not issued by American Express Middle East, then you will not be able to log-in to the Amex MENA app. All access to the app is subject to and governed by American Express Middle East End User License Agreement.

Screenshots

KFH Online4 screens
Amex MENA4 screens

Verdict

The call

The clearest difference is review sentiment: KFH Online at 90% against Amex MENA's 15%. KFH Online also leads on rating (4.7 vs 2.4) and ratings volume (68K vs 100). Amex MENA's advantage is iOS requirement (13.0 vs 15). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

KFH Online holds the better App Store score, 4.7 against 2.4. That said, the two scores are not equally well evidenced: KFH Online has 68K ratings behind it against 100, so its average is the more settled of the two. Written reviews point the same way: 90% of KFH Online's written reviews are positive against 15% of Amex MENA's.

UpkeepUpdate frequency

KFH Online ships an update fortnightly, Amex MENA every 6 weeks. The most recent releases landed on September 28, 2026 and August 29, 2026 respectively.

Scorecard5 real differences · 5 level
KFH Online versus Amex MENA: the parameters behind the verdict, then further details
ParameterKFH OnlineAmex MENA
PriceFreeFree
Rating4.7 (68K ratings) — better2.4 (100 ratings)
Positive reviews90.1% of reviews — better14.6% of reviews
Number of ratings68K — better100
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1513.0 — better
Further details — not scored
Size457 MB203 MB
Age rating4+9+
DeveloperKuwait Finance HouseAMEX (MIDDLE EAST) B.S.C. (C)

Customer experience

KFH Online

All ratings68,460 ratings
Positive91.4%
Neutral2.6%
Negative6.0%
Written reviews2,970 reviews
Positive90.1%
Neutral1.7%
Negative8.2%

Amex MENA

All ratings100 ratings
Positive33.0%
Neutral4.0%
Negative63.0%
Written reviews89 reviews
Positive14.6%
Neutral2.2%
Negative83.1%

User reviews

KFH Online

From 68K App Store ratings

What we love

  • 🚀 Easy to use
  • 🚀 Fast and responsive
  • 🚀 Convenient banking services
  • 🔒 Secure banking
  • 👍 User-friendly interface

Room to improve

  • 🐛 Crashes and freezes
  • 🐛 Unreliable performance
  • 🔧 Needs improvement in appearance and organization
  • 🔧 Complicated navigation
  • 🔧 Slow and unresponsive at times

Amex MENA

From 100 App Store ratings

What we love

  • 👍 Covers all features (mentioned once)
  • 👍 User friendly (mentioned once)
  • 👍 Great UI (mentioned once)
  • 👍 Simple to use (mentioned once)
  • 👍 Extremely functional (mentioned once)

Room to improve

  • 👎 Extremely outdated app
  • 👎 App is barely working
  • 👎 Inability to book travel services
  • 👎 App is way behind competition
  • 👎 Login does not work

Bugs and requests

KFH Online

Reported bugs

4 issues
  • App crashes after latest update
  • KFH Pay feature not working properly
  • Login screen freezes
  • Incompatible with iOS 13.5.1

Requested features

5 requests
  • Allow users to choose security questions during registration
  • Provide an option to send money transfer links to others
  • Improve KFH Pay feature and make it more accessible
  • Add dark mode option
  • Improve compatibility with older devices and iOS versions

Amex MENA

Reported bugs

95 issues
  • Won't allow update
  • Barely working
  • Login does not work
  • App stopped working
  • Technical issues
Show 90 more
  • Non-functional
  • Buggy
  • Acts like browser while using app
  • Unstable
  • Poorly designed
  • Confusing interface
  • Slow interface
  • Full of bugs
  • Nothing works smoothly
  • App crashes during application process
  • Card scan not working
  • App crashes all the time
  • Offers page doesn't load
  • App keeps spinning for offers
  • App gets stuck
  • App blocked in Nigeria
  • Disconnecting during live chat
  • Not compatible with iOS 17
  • Instant crash loop after scanning ID
  • Login works 1/20 times
  • App not working after latest update
  • Full of bugs, low response
  • Loading on every command
  • Application not working
  • Scanning option for old Emirates ID
  • Fix your bugs
  • Not working after last update
  • App crashes
  • Login issues
  • App is slow
  • App is very slow
  • App freezes
  • App is not working
  • App hangs at welcome screen
  • App not optimized for iOS 8.1
  • App not optimized for iOS 8
  • App not optimized for iPhone X
  • App not optimized for iPhone plus
  • Fingerprint option not switched to Face ID
  • App is slow, clunky
  • App not designed for iPhone 6 and 6s screens
  • App freezes on transaction details
  • App not compatible with iOS 13
  • App is old and buggy
  • App looks obsolete
  • App is slow and unresponsive
  • Connection to server is lost
  • App looks like iOS 5
  • Doesn't let you fill boxes on forms
  • Payment terminal does not open
  • App needs to be faster
  • App looks like iOS 8 App
  • App doesn't support iPad screen
  • App uses Face ID to log in but logs in again after logout
  • App is old and needs a facelift
  • App doesn't respond quickly
  • App is slow sometimes
  • App needs to be faster
  • App is slow
  • App is not responsive
  • App is old
  • App is very old fashion
  • App needs a facelift
  • App is dated
  • App is buggy
  • App needs a total makeover
  • App looks 1000 years old
  • App looks like iOS 5
  • App looks like an elementary school project
  • App is 1000 years old
  • App is slow and unresponsive
  • App is buggy
  • App looks dated
  • App is not native iOS
  • App design and functionality very poor
  • App is below par
  • App looks like iOS 5
  • App needs to fix bugs
  • App is very slow
  • App does not log in
  • App needs to be up to date
  • App is old
  • App is slow
  • App is not responsive
  • App is slow
  • App is not responsive
  • App not optimized for iPhone X
  • App not optimized for iPhone plus
  • App is slow, clunky
  • App not designed for iPhone 6 and 6s screens

Requested features

24 requests
  • Allow booking travel services
  • Add Apple Pay and Google Pay support
  • More offers and services online
  • More merchants accepting payment online
  • Improve search engine and sort options for offers
Show 19 more
  • Improve user interface and easy access
  • Add manual option for ID scanning
  • Add Arabic language support
  • Add features like QR code payment
  • Allow selection of any amount for supplement card monthly limit
  • Add unlock blocked cards feature
  • Add redeem points feature
  • Improve UI and refresh functionality
  • Add Qpay (Qatar) payment option
  • Design for iPhone 6 and 6s screens
  • Update to match latest iPhone screen sizes
  • Support for iPhone X and newer iPhones
  • Implement Face ID instead of fingerprint
  • Support for big screen iPads
  • Improve supplementary card form
  • Add dark mode
  • Add advanced analytics dashboard
  • Support for Saudi Arabia accounts
  • Support for AMEX Saudi Arabia

In-app purchases

None

KFH Online

No in-app purchases

None

Amex MENA

No in-app purchases

Questions

Is KFH Online free?
KFH Online is free to download, with no in-app purchases.
Is Amex MENA free?
Amex MENA is free to download, with no in-app purchases.
Which has better reviews, KFH Online or Amex MENA?
KFH Online is rated higher. KFH Online averages 4.7 out of 5 from 68K ratings, while Amex MENA averages 2.4 from 100 ratings.
Do KFH Online or Amex MENA have ads?
Neither KFH Online nor Amex MENA shows ads.
Which is updated more often, KFH Online or Amex MENA?
KFH Online ships an update fortnightly, and Amex MENA every 6 weeks. Most recently, KFH Online was updated on September 28, 2026 and Amex MENA on August 29, 2026.

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