Comparison

ING Australia Banking (Legacy) vs AAMI App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Australia Banking (Legacy)

Manage your finances on the go with this banking app. Access digital cards, make secure online payments, and track savings. It offers real-time payments, card management, and account balance checks without logging in.

Highlights
  • Add cards to Apple Pay
  • View cards digitally and securely
  • Dynamic CVV for online transactions
  • Round up transactions to save
  • Real-time payments (NPP)
  • Manage card PIN and limits
  • Find Bank@Post locations
Features
Read full description

Heads up! This is the previous ING banking app. Looking for Savings Booster? Savings Booster is available in the new ING Banking app. You can download our upgraded app by searching ‘ING Banking - Do Your Thing”. We're rolling it out in stages as additional products and features become available. A few things to know: Normal data charges apply. Please check with your mobile phone service provider for details. Using your mobile to bank with ING is subject to certain limitations as not all internet banking features are available. ING is a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. Australian Credit Licence 229823. You can read our Terms of Use and Target Market Determinations at ing.com.au. Got questions? Visit the ING Help Hub at https://helphub.ing.com.au

About

AAMI App

Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.

Highlights
  • Manage supported insurance policies
  • Update personal and payment details
  • Pay policy renewals
  • View policy documents
  • Track home and motor claims
  • Receive policy notifications
Features
Read full description

The AAMI App is here! Got an AAMI insurance policy? Then this is for you! The AAMI App makes it easy to check and manage supported policies, right from your pocket. “What can I do with this app?!” you’re probably wondering. Good question! • Update your personal details, like your address and payment details. • Pay your renewal. • Check policy docs. • Track home and motor claims, with status updates as they progress. • Receive notifications about things like finalised claims and upcoming renewals. Sounds good, right? We’ve said it before, and we’ll say it again… Lucky you’re with AAMI!

Screenshots

ING Australia Banking (Legacy)1 screens
AAMI App4 screens

Verdict

The call

The clearest difference is rating: AAMI App at 4.7 against ING Australia Banking (Legacy)'s 2.5. ING Australia Banking (Legacy)'s advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.6). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AAMI App holds the better App Store score, 4.7 against 2.5. Both are backed by a comparable volume of ratings — 17 and 29 respectively. Written reviews split almost evenly too, at 17% and 17% positive.

UpkeepUpdate frequency

ING Australia Banking (Legacy) ships an update monthly, AAMI App every 5 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
ING Australia Banking (Legacy) versus AAMI App: the parameters behind the verdict, then further details
ParameterING Australia Banking (Legacy)AAMI App
PriceFreeFree
Rating2.5 (17 ratings)4.7 (29 ratings) — better
Positive reviews17.3% of reviews — better17.2% of reviews
Number of ratings1729 — better
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.6
Further details — not scored
Size92 MB249 MB
Age rating4+4+
DeveloperING Bank (Australia) LimitedAAI Limited

Customer experience

ING Australia Banking (Legacy)

All ratings17 ratings
Positive35.3%
Neutral0.0%
Negative64.7%
Written reviews612 reviews
Positive17.3%
Neutral12.4%
Negative70.3%

AAMI App

All ratings29 ratings
Positive93.1%
Neutral3.4%
Negative3.4%
Written reviews99 reviews
Positive17.2%
Neutral8.1%
Negative74.7%

User reviews

ING Australia Banking (Legacy)

From 17 App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Reliable
  • 💰 Great interest rates
  • 🚀 Fast transactions
  • 👍 Simple and clean design

Room to improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Lack of notifications
  • 🤔 Limited features compared to competitors
  • 🔒 Poor security and fraud protection
  • 🙄 Forced updates and login issues

AAMI App

From 29 App Store ratings

What we love

  • 👍 Easy-to-use interface and navigation
  • 📱 Convenient access to policies and claims
  • 🚀 Quick online claim process
  • 💼 Comprehensive coverage options
  • 🎯 Accessible policy information at a glance

Room to improve

  • 🐛 App crashes frequently and unexpectedly
  • ❌ Multiple policies not displaying correctly
  • ⚠️ Persistent login and authentication issues
  • 📵 Chat and messaging system unresponsive
  • 🔧 Unable to update account details via app

Bugs and requests

ING Australia Banking (Legacy)

Reported bugs

5 issues
  • App crashing on login
  • Inability to access account details
  • Delayed or missing transaction updates
  • Compatibility issues with new devices
  • Unreliable app performance

Requested features

5 requests
  • Spending categorization and budgeting tools
  • Notifications for transactions and account activity
  • Ability to manage accounts and cards from the app
  • Improved search and transaction history features
  • Integration with other financial services

AAMI App

Reported bugs

15 issues
  • App crashes when accessing driver rewards tab
  • Login failures and 'something went wrong' errors
  • Policies not displaying despite being added
  • Chat disconnects and loses conversation history
  • Claim information wiped when receiving calls/texts
Show 10 more
  • App logs out mid-claim without saving progress
  • Home page error preventing policy viewing
  • Contact information update functionality broken
  • Payment processing fails despite correct details
  • Incompatibility with iPhone 15
  • Weather alert notifications lose information after login
  • Trip tracking marks false hard braking/cornering
  • Slow server response times for claim retrieval
  • Photo upload errors on existing claims
  • iOS app requires force-close to access after rejection

Requested features

12 requests
  • Direct payment button for installments
  • Policy documents viewable within app
  • Ability to update address and contact details in app
  • Copy-paste functionality for claim numbers
  • Save progress when filing claims
Show 7 more
  • Consistent payment date change functionality
  • Email contact option for inquiries
  • Display all policies without errors
  • Offline access to policy information
  • Integration of all AAMI services in single app
  • Improved weather alert functionality
  • Better trip tracking accuracy for driver rewards

In-app purchases

None

ING Australia Banking (Legacy)

No in-app purchases

None

AAMI App

No in-app purchases

Questions

Is ING Australia Banking (Legacy) free?
ING Australia Banking (Legacy) is free to download, with no in-app purchases.
Is AAMI App free?
AAMI App is free to download, with no in-app purchases.
Which has better reviews, ING Australia Banking (Legacy) or AAMI App?
AAMI App is rated higher. ING Australia Banking (Legacy) averages 2.5 out of 5 from 17 ratings, while AAMI App averages 4.7 from 29 ratings.
Do ING Australia Banking (Legacy) or AAMI App have ads?
Neither ING Australia Banking (Legacy) nor AAMI App shows ads.
Which is updated more often, ING Australia Banking (Legacy) or AAMI App?
ING Australia Banking (Legacy) ships an update monthly, and AAMI App every 5 weeks. Most recently, ING Australia Banking (Legacy) was updated on November 6, 2026 and AAMI App on November 7, 2026.

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