ProPay Payments vs VLoad Cards

Securely accept credit card payments on your phone or tablet using ProPay’s credit card processing app. Accept payments from all major credit card brands (Visa, MasterCard, Discover and American Express) at rates as low as 1.99% per transaction and no hidden fees. Card Processing Solutions • Quickly process credit card payments at low rates with a mobile card reader • Accept chip cards (EMV) and swipe cards • Manually enter card numbers if you aren’t near your card reader • Securely store a customer’s payment information to be charged for future purchases • Accept a credit card payment when you don’t have data coverage and process it as soon as you get back into coverage • Even more processing options are available with your ProPay account online: http://www.propay.com/products-services/accept-payments/ Accessing Funds • Access your funds with a ProPay Prepaid debit MasterCard • Quickly transfer funds to your bank account within the mobile app Monitor Your Business • Check your available and pending account balances • Review pending, completed and declined transactions • Refund or cancel transactions • Manage transfers to your bank account. Additional Features: • Include sales tax and allow customers to add a tip to their order • Capture your customer’s signature and then e-mail them a receipt. The ProPay App allows you to access all these features from any compatible smartphone or tablet and is available for all ProPay Merchants. Compatibility and Requirements: - ProPay account required. If you do not have an account, sign up at www.ProPay.com - Certain features of the ProPay App require an active ProtectPay Online subscription. - The ProPay JAK is currently compatible with the majority of Apple smartphones and tablets. For a complete list of compatible devices, please visit the following website link: http://www.propay.com/products-services/accept-payments/jak-card-reader/androiddevices/ Learn more or sign up for an account today at www.propay.com

VLOAD PRODUCT OVERVIEW: VLoad is an innovative, online-only prepaid "Digital Card" that provides industry-leading privacy and security so you can safely and securely shop at your favorite online merchants. You can easily buy VLoad Digital Cards using a credit/debit card, wire transfer, Open Banking (ACH), and soon cash.  VLoad: A Safer Way to Pay    Each VLoad Digital Card is one-time use only and contains a unique PIN, which is entered at checkout with any online merchant that accepts VLoad.  Each VLoad Digital Card you purchase will appear in the "My Cards" section of the app and in your account when you sign in at https://vloadcards.com . We will also email you a copy each time you buy VLoad.  Make Online Deposits and Collect Payouts at your favorite betting sites using VLoad!  Use VLoad to load your account at your favorite online gaming website or brokerage platform. You can then cash out your winnings using a VLoad Payout Digital Card, which can be used to continue shopping in our Merchant Network or transfer the balance to your bank account using ACH transfer including Real Time Payments. Online Subscriptions You can also use your VLoad Digital Cards for recurring, subscription-based e-commerce payments. Simply enter the name of the merchant to determine whether a subscription is available, select a plan and duration, and purchase your VLoad Digital Card. Your entertainment subscription is ready to go!   Terms and conditions apply; see VLoad Account Agreement for details. VLoad Digital Cards are issued by Metropolitan Commercial Bank of New York and by Global Primex LLC.