Krungthai NEXT vs UCHOOSE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Krungthai NEXT
Manage your finances with a secure and user-friendly mobile banking app. Perform transactions, pay bills, apply for loans, and enjoy personalized features for a smarter financial lifestyle. Access high-interest savings accounts and competitive foreign exchange rates.
- Face verification for secure login
- Hassle-free money transfers and bill payments
- Loan applications and credit limit management
- High-interest savings accounts
- Personalized home screen and transaction suggestions
- Smart reminders and promotions
- Travel card with competitive exchange rates
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Krungthai NEXT is a mobile application that keeps you on top of your finances. Enjoy a smart lifestyle with our new app! Simpler, faster and more secured: • Register with face verification. No need to worry about forgetting your username or password! • Transfer, top up, pay bills, withdraw money and apply for a loan with no hassle. • Schedule your transactions up to 24 months in advance. • Personalize your home screen on Quick Menu, Favorite and Profile Picture to match your preference. Smart lifestyle: • Use Smart Banner to receive your payment reminders and news. This helps you avoid late fees, save time and stay ahead of the game. • Enable Smart Transaction to get suggested transactions, completing them faster than ever. • Enjoy your privileged campaigns on Smart Promotion, catering to your taste. And many more: • Open NEXT savings accounts with a high-interest rate. • Spend your Krungthai Travel Cards with the best foreign exchange rates. • Buy insurance and check your insurance policy anywhere and anytime. • Credit limit personal loan up to 1,000,000 THB • Interest rate 11 - 24 % annually for valued customers who always pay on the due date (No additional fee to be charged) • Installment plan from 12-60 months Example of installment payment When customers has been approved personal loan 50,000 THB with 12 months installment plan at 11% of interest rate Customer required to pay 4,500 TH per month (both initial amount and monthly interest fee) and in total customer needs to pay 52,979 THB (50,000 THB for initial amount and 2,979 THB for interest) • Track your KTC card usage, available balance and reward points. About Krungthai NEXT: • Website : www.krungthai.com • Facebook : https://www.facebook.com/krungthaibank • Contact Center : 02-111-1111 • Address : 35 Nana Nua Building Sukhumvit Road, Khlong Toei Nua, Watthana , Bangkok ,Thailand 10110 Krungthai NEXT - Live Life to the NEXT Download now!
UCHOOSE
This lifestyle application from Krungsri Consumer offers a new experience for managing credit cards, shopping with partners, paying bills, and discovering exclusive promotions and lifestyle articles. It provides convenient access to financial management and personalized deals anytime, anywhere.
- Credit card management
- Shopping deals
- Bill payments
- Exclusive promotions
- Lifestyle articles
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พบกับประสบการณ์ใหม่ของ “UCHOOSE” ไลฟ์สไตล์แอปพลิเคชัน เวอร์ชั่นใหม่ล่าสุดจากกรุงศรีคอนซูมเมอร์ สะดวกทุกที่ ทุกเวลา กับบริการใหม่ ๆ มากมาย เช่น U Manage บริหารบัตรเครดิตได้ง่าย ๆ ด้วยปลายนิ้ว สามารถจัดการได้ด้วยตนเองตลอด 24 ชม ทุกวันทุกเวลา U Mall ประสบการณ์การช้อปปิ้งสุดคุ้มกับพันธมิตรมากมาย U Pay ให้ผู้ถือบัตรฯ ชำระค่าบัตรเครดิตในเครือกรุงศรี ผ่าน Krungsri Mobile Application U Like โปรโมชั่นสุดพิเศษจากหลากหลายหมวดร้านค้า คัดเลือกมาให้เฉพาะคุณ U Trend ตอบโจทย์ไลฟ์สไตล์ของคุณมากขึ้น ด้วยบทความที่น่าสนใจมากมาย Meet the New “UCHOOSE” Experience. The newest lifestyle application from Krungsri Consumer, offering you with; U Manage Simply manage your credit cards, anywhere, anytime. U Mall Enjoy your shopping with special deals. U Pay Pay your credit card bills with Krungsri Mobile Application. U Like Privilege exclusives for you. U Trend Lifestyle articles about food, travel, shopping, and financial tips. About UCHOOSE: - Website: https://www.krungsriconsumer.com/uchoose - Address: Krungsri Ploenchit Tower, 550 Ploenchit Road, Lumpini, Pathumwan, Bangkok 10330 เกี่ยวกับ UCHOOSE: - เว็บไซต์: https://www.krungsriconsumer.com/uchoose - ที่อยู่: อาคารกรุงศรีเพลินจิต ทาวเวอร์ 550 ถนน เพลินจิต แขวงลุมพินี เขตปทุมวัน กรุงเทพมหานคร 10330 - อีเมล: UCHOOSE.CARESERVICE@krungsri.com
Screenshots
Verdict
The clearest difference is rating: UCHOOSE at 4.8 against Krungthai NEXT's 3.5. UCHOOSE also leads on review sentiment (41% vs 13%). Krungthai NEXT's advantage is ads (none vs shown) and ratings volume (200 vs 47). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UCHOOSE holds the better App Store score, 4.8 against 3.5. Both are backed by a comparable volume of ratings — 200 and 47 respectively. Written reviews point the same way: 13% of Krungthai NEXT's written reviews are positive against 41% of UCHOOSE's.
Krungthai NEXT ships an update monthly, UCHOOSE fortnightly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.
| Parameter | Krungthai NEXT | UCHOOSE |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (200 ratings) | 4.8 (47 ratings) — better |
| Positive reviews | 13.0% of reviews | 40.7% of reviews — better |
| Number of ratings | 200 — better | 47 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 321 MB | 373 MB |
| Age rating | 4+ | 4+ |
| Developer | Krung Thai Bank | Ayudhya Capital Services Company Limited |
Customer experience
Krungthai NEXT
UCHOOSE
Bugs and requests
Krungthai NEXT
Reported bugs
15 issues- Face scan fails repeatedly during registration
- App crashes on iPhone 11 Pro Max and newer models
- Login screen hangs indefinitely
- Service unavailable errors during peak times
- Face detection always returns error
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- Cannot process transactions with error code 10003
- App freezes on startup with logo
- PIN entry not working on iOS 11+
- Forced verification required after app updates
- Face recognition incompatible with passport scanning
- App incompatible with certain antivirus software
- Cannot register with eSIM numbers
- QR code payment functionality breaks after phone upgrade
- Fund checking feature broken after updates
- Transaction details not displaying properly
Requested features
12 requests- Authenticator app instead of SMS codes for overseas users
- Support for Thai names in recipient fields
- Accessibility improvements for disabled users (font size adaptation)
- Touch ID/biometric sign-in option
- Numeric keypad layout for OTP and amount input
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- English language option in app interface
- Better fund movement reporting with historical data
- NAV pricing and capital gain/loss information
- Improved Travel Card functionality for international use
- Ability to take screenshots of transactions
- WiFi connectivity support
- Offline mode capability
UCHOOSE
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Krungthai NEXT
No in-app purchases
UCHOOSE
No in-app purchases
