Comparison

Krungthai NEXT vs Join App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Krungthai NEXT

Manage your finances with a secure and user-friendly mobile banking app. Perform transfers, pay bills, withdraw cash, and apply for loans with ease. Enjoy personalized features, smart transaction suggestions, and exclusive promotions.

Highlights
  • Face verification for secure login
  • Transfer, pay bills, and withdraw money
  • Schedule transactions up to 24 months ahead
  • Personalize home screen and quick menu
  • Smart banners for reminders and news
  • Suggested transactions for faster completion
  • Access to high-interest savings accounts
Read full description

Krungthai NEXT is a mobile application that keeps you on top of your finances. Enjoy a smart lifestyle with our new app! Simpler, faster and more secured: • Register with face verification. No need to worry about forgetting your username or password! • Transfer, top up, pay bills, withdraw money and apply for a loan with no hassle. • Schedule your transactions up to 24 months in advance. • Personalize your home screen on Quick Menu, Favorite and Profile Picture to match your preference. Smart lifestyle: • Use Smart Banner to receive your payment reminders and news. This helps you avoid late fees, save time and stay ahead of the game. • Enable Smart Transaction to get suggested transactions, completing them faster than ever. • Enjoy your privileged campaigns on Smart Promotion, catering to your taste. And many more: • Open NEXT savings accounts with a high-interest rate. • Spend your Krungthai Travel Cards with the best foreign exchange rates. • Buy insurance and check your insurance policy anywhere and anytime. • Credit limit personal loan up to 1,000,000 THB • Interest rate 11 - 24 % annually for valued customers who always pay on the due date (No additional fee to be charged) • Installment plan from 12-60 months Example of installment payment When customers has been approved personal loan 50,000 THB with 12 months installment plan at 11% of interest rate Customer required to pay 4,500 TH per month (both initial amount and monthly interest fee) and in total customer needs to pay 52,979 THB (50,000 THB for initial amount and 2,979 THB for interest) • Track your KTC card usage, available balance and reward points. About Krungthai NEXT: • Website : www.krungthai.com • Facebook : https://www.facebook.com/krungthaibank • Contact Center : 02-111-1111 • Address : 35 Nana Nua Building Sukhumvit Road, Khlong Toei Nua, Watthana , Bangkok ,Thailand 10110 Krungthai NEXT - Live Life to the NEXT Download now!

About

Join App

This app offers a user-friendly gateway to the world of Web3 and cryptocurrency. It provides secure account management, access to NFTs, and seamless integration with other blockchain applications, all powered by the JFIN Ecosystem.

Highlights
  • Everyday blockchain application
  • Real e-KYC
  • Simple crypto interface
  • Protected and secured accounts
  • NFT experience
  • Connect to blockchain apps
Features
Read full description

Join Application is building the crypto experience in your hands. We create Join to be your everyday blockchain application powered by JFIN Ecosystem, Thailand token. - The Real e-KYC Application - Simple interface to start your real crypto experience - Protected account, Secured personal data, and Encrypted private address for your safety - Get more privilege from our partners - Start NFTs’ experience - Connect to other blockchain applications

Screenshots

Krungthai NEXT4 screens
Join App4 screens

Verdict

The call

The clearest difference is rating: Join App at 5.0 against Krungthai NEXT's 3.5. Join App also leads on review sentiment (27% vs 13%) and iOS requirement (13.0 vs 15.0). Krungthai NEXT's advantage is ratings volume (199 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Join App holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: Krungthai NEXT has 199 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 13% of Krungthai NEXT's written reviews are positive against 27% of Join App's.

UpkeepUpdate frequency

Krungthai NEXT ships an update monthly, Join App every 3 weeks. The most recent releases landed on November 7, 2026 and November 2, 2026 respectively.

Scorecard4 real differences · 6 level
Krungthai NEXT versus Join App: the parameters behind the verdict, then further details
ParameterKrungthai NEXTJoin App
PriceFreeFree
Rating3.5 (199 ratings)5.0 (1 ratings) — better
Positive reviews13.0% of reviews27.0% of reviews — better
Number of ratings199 — better1
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size321 MB107 MB
Age rating4+17+
DeveloperKrung Thai BankJ VENTURES COMPANY LIMITED

Customer experience

Krungthai NEXT

All ratings200 ratings
Positive62.0%
Neutral4.0%
Negative34.0%
Written reviews161 reviews
Positive13.0%
Neutral5.6%
Negative81.4%

Join App

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews37 reviews
Positive27.0%
Neutral5.4%
Negative67.6%

Bugs and requests

Krungthai NEXT

Reported bugs

15 issues
  • Face scan fails repeatedly during registration
  • App crashes on iPhone 11 Pro Max and newer models
  • Login screen hangs indefinitely
  • Service unavailable errors during peak times
  • Face detection always returns error
Show 10 more
  • Cannot process transactions with error code 10003
  • App freezes on startup with logo
  • PIN entry not working on iOS 11+
  • Forced verification required after app updates
  • Face recognition incompatible with passport scanning
  • App incompatible with certain antivirus software
  • Cannot register with eSIM numbers
  • QR code payment functionality breaks after phone upgrade
  • Fund checking feature broken after updates
  • Transaction details not displaying properly

Requested features

12 requests
  • Authenticator app instead of SMS codes for overseas users
  • Support for Thai names in recipient fields
  • Accessibility improvements for disabled users (font size adaptation)
  • Touch ID/biometric sign-in option
  • Numeric keypad layout for OTP and amount input
Show 7 more
  • English language option in app interface
  • Better fund movement reporting with historical data
  • NAV pricing and capital gain/loss information
  • Improved Travel Card functionality for international use
  • Ability to take screenshots of transactions
  • WiFi connectivity support
  • Offline mode capability

Join App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Krungthai NEXT

No in-app purchases

None

Join App

No in-app purchases

Questions

Is Krungthai NEXT free?
Krungthai NEXT is free to download, with no in-app purchases.
Is Join App free?
Join App is free to download, with no in-app purchases.
Which has better reviews, Krungthai NEXT or Join App?
Join App is rated higher. Krungthai NEXT averages 3.5 out of 5 from 199 ratings, while Join App averages 5.0 from 1 ratings.
Do Krungthai NEXT or Join App have ads?
Neither Krungthai NEXT nor Join App shows ads.
Which is updated more often, Krungthai NEXT or Join App?
Krungthai NEXT ships an update monthly, and Join App every 3 weeks. Most recently, Krungthai NEXT was updated on November 7, 2026 and Join App on November 2, 2026.

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