Krungthai NEXT vs CGSI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Krungthai NEXT
Manage your finances with a secure and user-friendly mobile banking app. Perform transfers, pay bills, withdraw cash, and apply for loans with ease. Enjoy personalized features, smart transaction suggestions, and exclusive promotions.
- Face verification for secure login
- Transfer, pay bills, and withdraw money
- Schedule transactions up to 24 months ahead
- Personalize home screen and quick menu
- Smart banners for reminders and news
- Suggested transactions for faster completion
- Access to high-interest savings accounts
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Krungthai NEXT is a mobile application that keeps you on top of your finances. Enjoy a smart lifestyle with our new app! Simpler, faster and more secured: • Register with face verification. No need to worry about forgetting your username or password! • Transfer, top up, pay bills, withdraw money and apply for a loan with no hassle. • Schedule your transactions up to 24 months in advance. • Personalize your home screen on Quick Menu, Favorite and Profile Picture to match your preference. Smart lifestyle: • Use Smart Banner to receive your payment reminders and news. This helps you avoid late fees, save time and stay ahead of the game. • Enable Smart Transaction to get suggested transactions, completing them faster than ever. • Enjoy your privileged campaigns on Smart Promotion, catering to your taste. And many more: • Open NEXT savings accounts with a high-interest rate. • Spend your Krungthai Travel Cards with the best foreign exchange rates. • Buy insurance and check your insurance policy anywhere and anytime. • Credit limit personal loan up to 1,000,000 THB • Interest rate 11 - 24 % annually for valued customers who always pay on the due date (No additional fee to be charged) • Installment plan from 12-60 months Example of installment payment When customers has been approved personal loan 50,000 THB with 12 months installment plan at 11% of interest rate Customer required to pay 4,500 TH per month (both initial amount and monthly interest fee) and in total customer needs to pay 52,979 THB (50,000 THB for initial amount and 2,979 THB for interest) • Track your KTC card usage, available balance and reward points. About Krungthai NEXT: • Website : www.krungthai.com • Facebook : https://www.facebook.com/krungthaibank • Contact Center : 02-111-1111 • Address : 35 Nana Nua Building Sukhumvit Road, Khlong Toei Nua, Watthana , Bangkok ,Thailand 10110 Krungthai NEXT - Live Life to the NEXT Download now!
CGSI
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ลงทุนง่าย เติบโตไว อย่างปลอดภัย กับ CGSI ที่จะช่วยให้การลงทุนของคุณเป็นเรื่องง่าย สอดคล้องกับเป้าหมายที่วางไว้ด้วยผลิตภัณฑ์ที่หลากหลาย อาทิ ตราสารทุน ตราสารหนี้ กองทุนรวม และหุ้นกู้ที่มีอนุพันธ์แฝงทั้งในไทยและต่างประเทศ เป็นต้น ลงทุนได้ทุกที่ ทุกเวลา: - ใช้งานง่าย ใช้งานสะดวก เหมาะสำหรับนักลงทุนทุกท่าน - รวม Portfolio ของทุกผลิตภัณฑ์ ไว้ที่เดียว - ฝากถอนสะดวก สามารถดำเนินธุรกรรมได้อย่างรวดเร็ว - ดูผลตอบแทนของการลงทุนผลิตภัณฑ์หุ้นย้อนหลัง - ปลอดภัยไร้กังวลด้วยระบบรักษาความปลอดภัยขั้นสูง เปิดบัญชีลงทุนได้ง่าย ๆ ด้วยตัวคุณเอง มาเริ่มต้นลงทุนกับ CGS International Thailand ได้แล้ววันนี้ เริ่มโหลดได้เลย ------------------------------------------------------------------------------------------------------------------------------------ Unleash your financial potential and take control of your finances with CGSI. Our easy-to-use mobile application lets you invest and manage Thai stocks, Global stocks, Mutual Fund, Bond and ELN. Investing made simple: - Beginner-friendly, a straightforward interface and educational resources help you get started for every investor - Consolidate Portfolio for all CGS International product in one place - Deposits and withdrawals transactions are fast and convenient. - Monitor your portfolio performance from investing in equity products - Secure your transaction with advance security system. Start investment with CGS International Thailand by open your trading account now. Start download.
Screenshots
Verdict
The clearest difference is device support: Krungthai NEXT at 3 against CGSI's 1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Krungthai NEXT ships an update monthly, CGSI fortnightly. The most recent releases landed on November 10, 2026 and November 8, 2026 respectively.
| Parameter | Krungthai NEXT | CGSI |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (200 ratings) — better | — |
| Positive reviews | 13.0% of reviews | — |
| Number of ratings | 200 — better | — |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 321 MB | 185 MB |
| Age rating | 4+ | 17+ |
| Developer | Krung Thai Bank | CGS INTERNATIONAL SECURITIES (THAILAND) COMPANY LIMITED |
Bugs and requests
Krungthai NEXT
Reported bugs
15 issues- Face scan fails repeatedly during registration
- App crashes on iPhone 11 Pro Max and newer models
- Login screen hangs indefinitely
- Service unavailable errors during peak times
- Face detection always returns error
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- Cannot process transactions with error code 10003
- App freezes on startup with logo
- PIN entry not working on iOS 11+
- Forced verification required after app updates
- Face recognition incompatible with passport scanning
- App incompatible with certain antivirus software
- Cannot register with eSIM numbers
- QR code payment functionality breaks after phone upgrade
- Fund checking feature broken after updates
- Transaction details not displaying properly
Requested features
12 requests- Authenticator app instead of SMS codes for overseas users
- Support for Thai names in recipient fields
- Accessibility improvements for disabled users (font size adaptation)
- Touch ID/biometric sign-in option
- Numeric keypad layout for OTP and amount input
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- English language option in app interface
- Better fund movement reporting with historical data
- NAV pricing and capital gain/loss information
- Improved Travel Card functionality for international use
- Ability to take screenshots of transactions
- WiFi connectivity support
- Offline mode capability
CGSI
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Krungthai NEXT
No in-app purchases
CGSI
No in-app purchases









