Krungthai NEXT vs KTC Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Krungthai NEXT
Manage your finances with a secure and user-friendly mobile banking app. Perform transactions, pay bills, apply for loans, and enjoy personalized features for a smarter financial lifestyle. Access high-interest savings accounts and competitive foreign exchange rates.
- Face verification for secure login
- Hassle-free money transfers and bill payments
- Loan applications and credit limit management
- High-interest savings accounts
- Personalized home screen and transaction suggestions
- Smart reminders and promotions
- Travel card with competitive exchange rates
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Krungthai NEXT is a mobile application that keeps you on top of your finances. Enjoy a smart lifestyle with our new app! Simpler, faster and more secured: • Register with face verification. No need to worry about forgetting your username or password! • Transfer, top up, pay bills, withdraw money and apply for a loan with no hassle. • Schedule your transactions up to 24 months in advance. • Personalize your home screen on Quick Menu, Favorite and Profile Picture to match your preference. Smart lifestyle: • Use Smart Banner to receive your payment reminders and news. This helps you avoid late fees, save time and stay ahead of the game. • Enable Smart Transaction to get suggested transactions, completing them faster than ever. • Enjoy your privileged campaigns on Smart Promotion, catering to your taste. And many more: • Open NEXT savings accounts with a high-interest rate. • Spend your Krungthai Travel Cards with the best foreign exchange rates. • Buy insurance and check your insurance policy anywhere and anytime. • Credit limit personal loan up to 1,000,000 THB • Interest rate 11 - 24 % annually for valued customers who always pay on the due date (No additional fee to be charged) • Installment plan from 12-60 months Example of installment payment When customers has been approved personal loan 50,000 THB with 12 months installment plan at 11% of interest rate Customer required to pay 4,500 TH per month (both initial amount and monthly interest fee) and in total customer needs to pay 52,979 THB (50,000 THB for initial amount and 2,979 THB for interest) • Track your KTC card usage, available balance and reward points. About Krungthai NEXT: • Website : www.krungthai.com • Facebook : https://www.facebook.com/krungthaibank • Contact Center : 02-111-1111 • Address : 35 Nana Nua Building Sukhumvit Road, Khlong Toei Nua, Watthana , Bangkok ,Thailand 10110 Krungthai NEXT - Live Life to the NEXT Download now!
KTC Mobile
Manage your finances with this all-in-one app. Access products and services, track transactions, pay bills, and redeem rewards. Enjoy secure, 24/7 access to your accounts and control your spending.
- Access all products and services
- Transaction management and privileges
- Card information and spending history
- Pay statement bills 24/7
- Online cash withdrawal and interbank transfer
- Convert spending to installments
- Redeem coupons and transfer reward points
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Complete every moment with “KTC Mobile” app. Let’s start new experience. All in one app. • Access to all products and services. • Complete with transaction management and privileges. • Secure and available at all times. Manage your transactions. • Access to your card information, spending history, monthly statement, and reward points. • Pay statement bills anytime, 24 hours a day, with instant credit limit restoration. • Withdraw cash online, instant cash deposit and seamless interbank transfer. • Easily convert any spending into installment payments. • Set your own ATM PIN code instantly, without the hassle of using an old PIN. • Easily increase your credit limit with instant approval for seamless usage experience. • Control and manage your spending limit as desired. • Instantly block your card for security and worry-free. Better deals, never miss any privileges. • Redeem coupons as you wish, across many category. • Transfer reward points to many membership programs. • Enjoy great benefits with minimal reward points. • Discover promotions and offers, available throughout the year.
Screenshots
Verdict
The clearest difference is rating: Krungthai NEXT at 3.5 against KTC Mobile's 2.8. Krungthai NEXT also leads on ratings volume (199 vs 25). KTC Mobile's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Krungthai NEXT holds the better App Store score, 3.5 against 2.8. That said, the two scores are not equally well evidenced: Krungthai NEXT has 199 ratings behind it against 25, so its average is the more settled of the two. Written reviews complicate that: 13% of Krungthai NEXT's written reviews are positive against 18% of KTC Mobile's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 23, 2026 and October 20, 2026 respectively.
| Parameter | Krungthai NEXT | KTC Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (199 ratings) — better | 2.8 (25 ratings) |
| Positive reviews | 13.0% of reviews | 18.2% of reviews — better |
| Number of ratings | 199 — better | 25 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 321 MB | 197 MB |
| Age rating | 4+ | 4+ |
| Developer | Krung Thai Bank | Krungthai Card Public Company Limited |
Customer experience
Krungthai NEXT
KTC Mobile
Bugs and requests
Krungthai NEXT
Reported bugs
15 issues- Face scan fails repeatedly during registration
- App crashes on iPhone 11 Pro Max and newer models
- Login screen hangs indefinitely
- Service unavailable errors during peak times
- Face detection always returns error
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- Cannot process transactions with error code 10003
- App freezes on startup with logo
- PIN entry not working on iOS 11+
- Forced verification required after app updates
- Face recognition incompatible with passport scanning
- App incompatible with certain antivirus software
- Cannot register with eSIM numbers
- QR code payment functionality breaks after phone upgrade
- Fund checking feature broken after updates
- Transaction details not displaying properly
Requested features
12 requests- Authenticator app instead of SMS codes for overseas users
- Support for Thai names in recipient fields
- Accessibility improvements for disabled users (font size adaptation)
- Touch ID/biometric sign-in option
- Numeric keypad layout for OTP and amount input
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- English language option in app interface
- Better fund movement reporting with historical data
- NAV pricing and capital gain/loss information
- Improved Travel Card functionality for international use
- Ability to take screenshots of transactions
- WiFi connectivity support
- Offline mode capability
KTC Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Krungthai NEXT
No in-app purchases
KTC Mobile
No in-app purchases









